Buy Cheap Victor, CO Auto Insurance (2022)

Victor, CO auto insurance rates average $340 a month. Minimum auto insurance requirements in Victor, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Victor, CO, compare Victor auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Victor, CO are $340/month
  • The most expensive auto insurance company in Victor is Farmers
  • Average auto insurance rates in Victor, CO after a DUI are $4,846/year

Finding affordable Victor, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Victor, CO auto insurance with confidence is right here. Auto insurance rates in Victor are affected by local factors as well as personal ones like your driving record.

See how Victor, CO car insurance rates compare to Boulder auto insurance rates, Lakewood auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Victor.

Don’t buy Victor, CO auto insurance until you’ve compared rates. Get free Victor, Colorado auto insurance quotes when you enter your ZIP code above.

Victor, CO Minimum Auto Insurance Requirements

The required auto insurance in Victor, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Victor, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Victor, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Victor, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Victor, CO. Take a look at Victor, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Victor, Colorado

Insurance Company Poor Fair Good
Allstate $7,408 $5,709 $4,307
American Family $4,920 $3,505 $2,940
Farmers $6,870 $5,565 $5,289
GEICO $3,570 $2,970 $2,370
Liberty Mutual $4,529 $2,775 $2,200
Nationwide $4,179 $3,306 $2,883
Progressive $4,889 $4,170 $3,827
State Farm $5,002 $3,213 $2,589
USAA $5,531 $3,141 $2,512

Buy Cheap Victor, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Victor, Colorado auto insurance rates? Find out how car insurance rates in Victor, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Victor, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,539 $3,308 $3,180 $3,213 $12,381 $13,009 $3,906 $3,930
American Family $2,586 $2,586 $2,332 $2,332 $6,279 $8,437 $2,586 $3,168
Farmers $3,482 $3,452 $3,157 $3,408 $13,022 $13,094 $3,810 $3,840
GEICO $1,889 $2,062 $2,016 $2,295 $5,858 $6,169 $1,725 $1,744
Liberty Mutual $2,024 $1,974 $1,717 $1,891 $6,511 $7,105 $2,051 $2,072
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,611 $2,441 $2,273 $2,264 $8,942 $10,016 $2,946 $2,869
State Farm $2,260 $2,260 $2,030 $2,030 $6,488 $8,222 $2,529 $2,994
USAA $2,483 $2,486 $2,360 $2,371 $6,250 $7,173 $3,205 $3,498

Buy Cheap Victor, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Victor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Victor, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Victor, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,381 $13,009
American Family $6,279 $8,437
Farmers $13,022 $13,094
GEICO $5,858 $6,169
Liberty Mutual $6,511 $7,105
Nationwide $5,787 $7,409
Progressive $8,942 $10,016
State Farm $6,488 $8,222
USAA $6,250 $7,173

Buy Cheap Victor, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Victor, Colorado by comparing Victor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Victor, CO here.

Annual Auto Insurance Rates for Senior Drivers in Victor, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,180 $3,213
American Family $2,332 $2,332
Farmers $3,157 $3,408
GEICO $2,016 $2,295
Liberty Mutual $1,717 $1,891
Nationwide $2,070 $2,189
Progressive $2,273 $2,264
State Farm $2,030 $2,030
USAA $2,360 $2,371

Find Cheap Auto Insurance Rates in Victor, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Victor, Colorado auto insurance. Compare Victor, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Victor, Colorado

Insurance Company Low Medium High
Allstate $5,508 $5,790 $6,127
American Family $3,587 $3,866 $3,911
Farmers $5,165 $5,822 $6,737
GEICO $2,627 $2,903 $3,379
Liberty Mutual $2,990 $3,157 $3,358
Nationwide $3,455 $3,454 $3,458
Progressive $3,964 $4,307 $4,614
State Farm $3,363 $3,604 $3,838
USAA $3,572 $3,728 $3,885

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Find Cheap Victor, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Victor. Compare auto insurance rates in Victor, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Victor, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,808 $5,808
American Family $3,706 $3,870
Farmers $5,908 $5,908
GEICO $2,905 $3,034
Liberty Mutual $3,168 $3,168
Nationwide $3,456 $3,456
Progressive $4,295 $4,295
State Farm $3,513 $3,691
USAA $3,621 $3,835

Find Cheap Victor, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Victor, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Victor, CO, take a look at the average cost for various violations versus rates for a clean driving record in Victor.

Annual Victor, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,943 $5,694 $6,984 $5,611
American Family $2,801 $3,971 $5,203 $3,177
Farmers $4,996 $6,415 $6,326 $5,896
GEICO $2,096 $3,268 $3,776 $2,739
Liberty Mutual $2,784 $3,251 $3,362 $3,275
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,717 $5,205 $3,924 $4,335
State Farm $3,315 $3,888 $3,602 $3,602
USAA $2,712 $3,312 $5,826 $3,063

Find Cheap Victor, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Victor, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Victor for less when you shop around and compare rates from multiple Victor, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Victor, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,984
American Family $5,203
Farmers $6,326
GEICO $3,776
Liberty Mutual $3,362
Nationwide $4,607
Progressive $3,924
State Farm $3,602
USAA $5,826

Winners by Category: Where to Buy Cheap Auto Insurance in Victor, CO

Compare rates from the cheapest auto insurance companies in Victor, CO for your needs. Take a look at how Victor, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Victor, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Victor, Colorado Auto Insurance Companies

If you’re looking for the cheapest Victor, CO auto insurance companies overall, you can compare them here. Find the best price for Victor, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Victor, Colorado

Insurance Company Average Annual Rates
Allstate $5,808
American Family $3,788
Farmers $5,908
GEICO $2,970
Liberty Mutual $3,168
Nationwide $3,456
Progressive $4,295
State Farm $3,602
USAA $3,728

What affects Victor, Colorado auto insurance rates?

Local factors affect auto insurance rates in Victor, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Victor auto insurance rates.

Commute Times in Victor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Victor, CO is 18.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Victor, CO

You can buy cheap Victor, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Victor, Colorado auto insurance quotes from top companies.

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