Buy Cheap Vero Beach, FL Auto Insurance (2021)

Vero Beach, FL auto insurance rates average $342 a month. Minimum auto insurance requirements in Vero Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Vero Beach, FL, compare Vero Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Vero Beach, FL are $342/month
  • Average auto insurance rates in Vero Beach, FL after a DUI are $4,914/year
  • Average auto insurance rates in Vero Beach, FL for teens drivers are $7,328/year

Finding affordable Vero Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Vero Beach, FL auto insurance with confidence is right here. Auto insurance rates in Vero Beach are affected by local factors as well as personal ones like your driving record.

See how Vero Beach, FL car insurance rates compare to Tampa auto insurance rates, Cape Coral auto insurance rates, and St. Petersburg auto insurance rates before you read more about the cost of auto insurance in Vero Beach.

Don’t buy Vero Beach, FL auto insurance until you’ve compared rates. Get free Vero Beach, Florida auto insurance quotes when you enter your ZIP code above.

Vero Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in Vero Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Vero Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Vero Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Vero Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Vero Beach, FL. Take a look at Vero Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Vero Beach, Florida

Insurance Company Poor Fair Good
Allstate $8,576 $5,408 $4,376
GEICO $4,978 $3,020 $2,273
Liberty Mutual $6,070 $4,467 $3,630
Nationwide $4,647 $3,420 $3,094
Progressive $6,856 $4,884 $4,076
State Farm $3,993 $2,634 $2,168
USAA $4,148 $2,048 $1,495

Buy Cheap Vero Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vero Beach, Florida auto insurance rates? Find out how car insurance rates in Vero Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vero Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,905 $3,682 $3,368 $3,394 $13,002 $13,912 $3,837 $3,859
GEICO $2,706 $2,718 $2,535 $2,535 $4,829 $6,062 $2,980 $3,025
Liberty Mutual $3,284 $3,284 $3,013 $3,013 $6,884 $10,579 $3,284 $4,437
Nationwide $2,631 $2,601 $2,358 $2,437 $6,206 $7,634 $2,890 $3,008
Progressive $3,521 $3,306 $3,028 $3,243 $9,961 $10,873 $4,222 $4,023
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,481 $1,454 $1,389 $1,373 $5,088 $5,904 $1,840 $1,980

Buy Cheap Vero Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vero Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vero Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vero Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,002 $13,912
GEICO $4,829 $6,062
Liberty Mutual $6,884 $10,579
Nationwide $6,206 $7,634
Progressive $9,961 $10,873
State Farm $5,326 $6,778
USAA $5,088 $5,904

Buy Cheap Vero Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Vero Beach, Florida by comparing Vero Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vero Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in Vero Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,368 $3,394
GEICO $2,535 $2,535
Liberty Mutual $3,013 $3,013
Nationwide $2,358 $2,437
Progressive $3,028 $3,243
State Farm $1,693 $1,693
USAA $1,389 $1,373

Find Cheap Auto Insurance Rates in Vero Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vero Beach, Florida auto insurance. Compare Vero Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vero Beach, Florida

Insurance Company Low Medium High
Allstate $4,925 $6,392 $7,043
GEICO $2,757 $3,549 $3,965
Liberty Mutual $4,310 $4,798 $5,059
Nationwide $2,880 $3,879 $4,402
Progressive $4,307 $5,408 $6,101
State Farm $2,474 $3,003 $3,318
USAA $2,183 $2,662 $2,846

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Find Cheap Vero Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vero Beach. Compare auto insurance rates in Vero Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vero Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,947 $6,292
GEICO $3,407 $3,440
Liberty Mutual $4,571 $4,874
Nationwide $3,721 $3,721
Progressive $5,272 $5,272
State Farm $2,834 $3,029
USAA $2,535 $2,593

Find Cheap Vero Beach, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Vero Beach, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Vero Beach, FL to see how much where you live in Vero Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Vero Beach, Florida

ZIP Code Average Annual Rates
32966 $3,168
32967 $3,168
32968 $3,176

Find Cheap Vero Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Vero Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vero Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Vero Beach.

Annual Vero Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,293 $6,340 $6,988 $5,858
GEICO $2,392 $3,051 $4,530 $3,723
Liberty Mutual $3,401 $4,420 $6,420 $4,649
Nationwide $3,190 $3,491 $4,669 $3,533
Progressive $4,173 $6,150 $5,185 $5,581
State Farm $2,684 $3,179 $2,932 $2,932
USAA $2,002 $2,476 $3,677 $2,100

Find Cheap Vero Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vero Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Vero Beach for less when you shop around and compare rates from multiple Vero Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vero Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,988
GEICO $4,530
Liberty Mutual $6,420
Nationwide $4,669
Progressive $5,185
State Farm $2,932
USAA $3,677

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Winners by Category: Where to Buy Cheap Auto Insurance in Vero Beach, FL

Compare rates from the cheapest auto insurance companies in Vero Beach, FL for your needs. Take a look at how Vero Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vero Beach, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Vero Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest Vero Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Vero Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Vero Beach, Florida

Insurance Company Average Annual Rates
Allstate $6,120
GEICO $3,424
Liberty Mutual $4,723
Nationwide $3,721
Progressive $5,272
State Farm $2,932
USAA $2,564

What affects Vero Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in Vero Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Vero Beach auto insurance rates.

Auto Theft in Vero Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Vero Beach, FL auto theft show a total of 12 vehicle thefts annually.

Commute Times in Vero Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vero Beach, FL is 16.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Vero Beach, FL

You can buy cheap Vero Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vero Beach, Florida auto insurance quotes from top companies.

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