Buy Cheap Vernon, AL Auto Insurance (2021)

Vernon, AL auto insurance rates average $297 a month. Minimum auto insurance requirements in Vernon, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Vernon, AL, compare Vernon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Vernon, AL after a DUI are $4,067/year
  • The most expensive auto insurance company in Vernon after a DUI is Liberty Mutual
  • Average auto insurance rates in Vernon, AL for teens drivers are $7,181/year

Finding affordable Vernon, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Vernon, AL auto insurance with confidence is right here. Auto insurance rates in Vernon are affected by local factors as well as personal ones like your driving record.

See how Vernon, AL car insurance rates compare to Tuscaloosa auto insurance rates, Birmingham auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Vernon.

Don’t buy Vernon, AL auto insurance until you’ve compared rates. Get free Vernon, Alabama auto insurance quotes when you enter your ZIP code above.

Vernon, AL Minimum Auto Insurance Requirements

The required auto insurance in Vernon, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Vernon, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Vernon, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Vernon, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Vernon, AL. Take a look at Vernon, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Vernon, Alabama

Insurance Company Poor Fair Good
Allstate $4,030 $3,162 $2,588
Farmers $4,543 $3,903 $3,701
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,468 $4,567 $3,588
Nationwide $3,099 $2,411 $2,179
Progressive $4,640 $3,946 $3,673
State Farm $6,989 $3,540 $2,406
Travelers $4,124 $3,573 $3,641
USAA $2,881 $1,865 $1,663

Buy Cheap Vernon, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vernon, Alabama auto insurance rates? Find out how car insurance rates in Vernon, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vernon, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,981 $1,891 $1,785 $1,820 $6,792 $7,290 $2,232 $2,290
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,075 $3,324 $2,521 $2,817 $10,950 $12,175 $3,287 $3,514
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,263 $2,147 $1,852 $1,961 $8,929 $10,010 $2,666 $2,861
State Farm $2,751 $2,751 $2,444 $2,444 $7,731 $9,724 $3,094 $3,554
Travelers $1,544 $1,570 $1,443 $1,440 $8,192 $12,899 $1,462 $1,688
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Buy Cheap Vernon, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vernon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vernon, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vernon, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,792 $7,290
Farmers $8,848 $9,111
GEICO $4,918 $4,831
Liberty Mutual $10,950 $12,175
Nationwide $4,316 $5,612
Progressive $8,929 $10,010
State Farm $7,731 $9,724
Travelers $8,192 $12,899
USAA $3,950 $4,385

Buy Cheap Vernon, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Vernon, Alabama by comparing Vernon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vernon, AL here.

Annual Auto Insurance Rates for Senior Drivers in Vernon, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,785 $1,820
Farmers $2,096 $2,219
GEICO $1,804 $1,850
Liberty Mutual $2,521 $2,817
Nationwide $1,544 $1,607
Progressive $1,852 $1,961
State Farm $2,444 $2,444
Travelers $1,443 $1,440
USAA $1,239 $1,215

Find Cheap Auto Insurance Rates in Vernon, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vernon, Alabama auto insurance. Compare Vernon, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vernon, Alabama

Insurance Company Low Medium High
Allstate $3,160 $3,255 $3,365
Farmers $3,840 $4,000 $4,306
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,995 $5,186 $5,443
Nationwide $2,566 $2,535 $2,589
Progressive $3,733 $4,067 $4,458
State Farm $4,122 $4,305 $4,509
Travelers $3,592 $3,855 $3,892
USAA $2,066 $2,126 $2,217

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Find Cheap Vernon, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vernon. Compare auto insurance rates in Vernon, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vernon, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,260 $3,260
Farmers $4,049 $4,049
GEICO $2,587 $2,686
Liberty Mutual $5,208 $5,208
Nationwide $2,563 $2,563
Progressive $4,086 $4,086
State Farm $4,211 $4,412
Travelers $3,780 $3,780
USAA $2,038 $2,234

Find Cheap Vernon, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Vernon, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vernon, AL, take a look at the average cost for various violations versus rates for a clean driving record in Vernon.

Annual Vernon, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,266 $3,865 $3,133
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,085 $5,680 $5,566 $5,500
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,709 $4,622 $3,940 $4,073
State Farm $3,933 $4,775 $4,270 $4,270
Travelers $3,149 $3,306 $4,825 $3,838
USAA $1,642 $2,059 $3,067 $1,777

Find Cheap Vernon, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vernon, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Vernon for less when you shop around and compare rates from multiple Vernon, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vernon, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,865
Farmers $4,293
GEICO $3,504
Liberty Mutual $5,566
Nationwide $3,273
Progressive $3,940
State Farm $4,270
Travelers $4,825
USAA $3,067

Winners by Category: Where to Buy Cheap Auto Insurance in Vernon, AL

Compare rates from the cheapest auto insurance companies in Vernon, AL for your needs. Take a look at how Vernon, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vernon, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Vernon, Alabama Auto Insurance Companies

If you’re looking for the cheapest Vernon, AL auto insurance companies overall, you can compare them here. Find the best price for Vernon, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Vernon, Alabama

Insurance Company Average Annual Rates
Allstate $3,260
Farmers $4,049
GEICO $2,637
Liberty Mutual $5,208
Nationwide $2,563
Progressive $4,086
State Farm $4,312
Travelers $3,780
USAA $2,136

What affects Vernon, Alabama auto insurance rates?

Local factors affect auto insurance rates in Vernon, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Vernon auto insurance rates.

Commute Times in Vernon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vernon, AL is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Vernon, AL

You can buy cheap Vernon, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vernon, Alabama auto insurance quotes from top companies.

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