Buy Cheap Vermillion, SD Auto Insurance (2022)

Vermillion, SD auto insurance rates average $296 a month. Minimum auto insurance requirements in Vermillion, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Vermillion, SD, compare Vermillion auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Vermillion, SD for teens drivers are $7,019/year
  • Average auto insurance rates in Vermillion, SD are $296/month
  • The most expensive auto insurance company in Vermillion after a DUI is Liberty Mutual

Finding affordable Vermillion, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Vermillion, SD auto insurance with confidence is right here. Auto insurance rates in Vermillion are affected by local factors as well as personal ones like your driving record.

See how Vermillion, SD car insurance rates compare to Huron auto insurance rates, Yankton auto insurance rates, and Pierre auto insurance rates before you read more about the cost of auto insurance in Vermillion.

Don’t buy Vermillion, SD auto insurance until you’ve compared rates. Get free Vermillion, South Dakota auto insurance quotes when you enter your ZIP code above.

Vermillion, SD Minimum Auto Insurance Requirements

The required auto insurance in Vermillion, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Vermillion, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Vermillion, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Vermillion, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Vermillion, SD. Take a look at Vermillion, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Vermillion, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,804 $3,224 $3,090
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $2,877 $2,283 $2,001
Progressive $3,510 $2,954 $2,740
State Farm $2,762 $1,653 $1,281

Buy Cheap Vermillion, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vermillion, South Dakota auto insurance rates? Find out how car insurance rates in Vermillion, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vermillion, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,730 $1,733 $1,520 $1,587 $8,045 $8,364 $1,940 $2,062
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,684 $1,725 $1,510 $1,606 $3,770 $4,839 $1,902 $2,060
Progressive $1,690 $1,647 $1,392 $1,445 $6,580 $7,455 $2,114 $2,220
State Farm $1,275 $1,275 $1,108 $1,108 $3,239 $4,147 $1,429 $1,606

Buy Cheap Vermillion, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vermillion can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vermillion, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vermillion, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,045 $8,364
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,770 $4,839
Progressive $6,580 $7,455
State Farm $3,239 $4,147

Buy Cheap Vermillion, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Vermillion, South Dakota by comparing Vermillion senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vermillion, SD here.

Annual Auto Insurance Rates for Senior Drivers in Vermillion, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,520 $1,587
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,510 $1,606
Progressive $1,392 $1,445
State Farm $1,108 $1,108

Find Cheap Auto Insurance Rates in Vermillion, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vermillion, South Dakota auto insurance. Compare Vermillion, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vermillion, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,208 $3,330 $3,580
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,242 $2,376 $2,543
Progressive $2,979 $3,038 $3,187
State Farm $1,827 $1,900 $1,968

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Find Cheap Vermillion, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vermillion. Compare auto insurance rates in Vermillion, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vermillion, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,373 $3,373
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,387 $2,387
Progressive $3,068 $3,068
State Farm $1,852 $1,945

Find Cheap Vermillion, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Vermillion, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vermillion, SD, take a look at the average cost for various violations versus rates for a clean driving record in Vermillion.

Annual Vermillion, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,870 $3,640 $3,551 $3,430
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,745 $2,394 $3,396 $2,013
Progressive $2,639 $3,618 $2,844 $3,172
State Farm $1,772 $2,025 $1,898 $1,898

Find Cheap Vermillion, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vermillion, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Vermillion for less when you shop around and compare rates from multiple Vermillion, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vermillion, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,551
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,396
Progressive $2,844
State Farm $1,898

Winners by Category: Where to Buy Cheap Auto Insurance in Vermillion, SD

Compare rates from the cheapest auto insurance companies in Vermillion, SD for your needs. Take a look at how Vermillion, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vermillion, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Vermillion, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Vermillion, SD auto insurance companies overall, you can compare them here. Find the best price for Vermillion, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Vermillion, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,373
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,387
Progressive $3,068
State Farm $1,898

What affects Vermillion, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Vermillion, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Vermillion auto insurance rates.

Auto Theft in Vermillion

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Vermillion, SD auto theft show a total of 19 vehicle thefts annually.

Commute Times in Vermillion

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vermillion, SD is 14.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Vermillion, SD

You can buy cheap Vermillion, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vermillion, South Dakota auto insurance quotes from top companies.

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