Buy Cheap Vermilion, IL Auto Insurance (2021)

Vermilion, IL auto insurance rates average $259 a month. Minimum auto insurance requirements in Vermilion, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Vermilion, IL, compare Vermilion auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Vermilion is Allstate
  • Average auto insurance rates in Vermilion, IL are $259/month
  • Average auto insurance rates in Vermilion, IL for teens drivers are $5,889/year

Finding affordable Vermilion, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Vermilion, IL auto insurance with confidence is right here. Auto insurance rates in Vermilion are affected by local factors as well as personal ones like your driving record.

See how Vermilion, IL car insurance rates compare to Naperville auto insurance rates, Aurora auto insurance rates, and Joliet auto insurance rates before you read more about the cost of auto insurance in Vermilion.

Don’t buy Vermilion, IL auto insurance until you’ve compared rates. Get free Vermilion, Illinois auto insurance quotes when you enter your ZIP code above.

Vermilion, IL Minimum Auto Insurance Requirements

The required auto insurance in Vermilion, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Vermilion, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Vermilion, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Vermilion, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Vermilion, IL. Take a look at Vermilion, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Vermilion, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,635 $3,148 $2,661
Farmers $4,594 $3,858 $3,670
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,451 $2,142 $1,705
Nationwide $2,631 $2,129 $1,868
Progressive $3,300 $2,797 $2,584
State Farm $3,056 $1,830 $1,419
Travelers $5,140 $4,145 $3,357
USAA $3,658 $2,511 $2,069

Buy Cheap Vermilion, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vermilion, Illinois auto insurance rates? Find out how car insurance rates in Vermilion, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vermilion, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,175 $2,175 $1,990 $1,990 $6,088 $8,454 $2,175 $2,804
Farmers $2,177 $2,177 $1,933 $2,042 $9,259 $9,648 $2,487 $2,603
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,520 $1,643 $1,258 $1,406 $4,896 $5,448 $1,597 $1,695
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,672 $1,580 $1,377 $1,441 $6,091 $6,830 $1,994 $2,163
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Buy Cheap Vermilion, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vermilion can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vermilion, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vermilion, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,088 $8,454
Farmers $9,259 $9,648
GEICO $4,375 $4,641
Liberty Mutual $4,896 $5,448
Nationwide $3,820 $4,891
Progressive $6,091 $6,830
State Farm $3,675 $4,680
Travelers $7,852 $9,892
USAA $5,278 $5,822

Buy Cheap Vermilion, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Vermilion, Illinois by comparing Vermilion senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vermilion, IL here.

Annual Auto Insurance Rates for Senior Drivers in Vermilion, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,990 $1,990
Farmers $1,933 $2,042
GEICO $1,364 $1,612
Liberty Mutual $1,258 $1,406
Nationwide $1,279 $1,353
Progressive $1,377 $1,441
State Farm $1,206 $1,206
Travelers $2,366 $2,530
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Vermilion, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vermilion, Illinois auto insurance. Compare Vermilion, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vermilion, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,374 $3,608 $3,462
Farmers $3,850 $3,949 $4,324
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,312 $2,428 $2,558
Nationwide $2,212 $2,223 $2,195
Progressive $2,676 $2,883 $3,121
State Farm $2,006 $2,104 $2,194
Travelers $3,940 $4,209 $4,494
USAA $2,562 $2,743 $2,933

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Find Cheap Vermilion, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vermilion. Compare auto insurance rates in Vermilion, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vermilion, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,436 $3,526
Farmers $4,041 $4,041
GEICO $2,263 $2,351
Liberty Mutual $2,433 $2,433
Nationwide $2,210 $2,210
Progressive $2,893 $2,893
State Farm $2,049 $2,154
Travelers $4,044 $4,385
USAA $2,669 $2,823

Find Cheap Vermilion, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Vermilion, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vermilion, IL, take a look at the average cost for various violations versus rates for a clean driving record in Vermilion.

Annual Vermilion, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,556 $3,645 $4,824 $2,900
Farmers $3,413 $4,397 $4,287 $4,067
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $2,030 $2,869 $2,531 $2,302
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,387 $3,536 $2,640 $3,010
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,958 $2,813 $3,852 $2,361

Find Cheap Vermilion, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vermilion, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Vermilion for less when you shop around and compare rates from multiple Vermilion, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vermilion, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,824
Farmers $4,287
GEICO $3,141
Liberty Mutual $2,531
Nationwide $2,697
Progressive $2,640
State Farm $2,102
Travelers $4,927
USAA $3,852

Winners by Category: Where to Buy Cheap Auto Insurance in Vermilion, IL

Compare rates from the cheapest auto insurance companies in Vermilion, IL for your needs. Take a look at how Vermilion, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vermilion, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Vermilion, Illinois Auto Insurance Companies

If you’re looking for the cheapest Vermilion, IL auto insurance companies overall, you can compare them here. Find the best price for Vermilion, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Vermilion, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,481
Farmers $4,041
GEICO $2,307
Liberty Mutual $2,433
Nationwide $2,210
Progressive $2,893
State Farm $2,102
Travelers $4,214
USAA $2,746

What affects Vermilion, Illinois auto insurance rates?

Local factors affect auto insurance rates in Vermilion, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Vermilion auto insurance rates.

Commute Times in Vermilion

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vermilion, IL is 22.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Vermilion, IL

You can buy cheap Vermilion, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vermilion, Illinois auto insurance quotes from top companies.

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