Buy Cheap Velva, ND Auto Insurance (2021)

Velva, ND auto insurance rates average $360 a month. Minimum auto insurance requirements in Velva, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Velva, ND, compare Velva auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Velva, ND after a DUI are $5,160/year
  • The most expensive auto insurance company in Velva is Liberty Mutual
  • The most expensive auto insurance company in Velva after a DUI is Liberty Mutual

Finding affordable Velva, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Velva, ND auto insurance with confidence is right here. Auto insurance rates in Velva are affected by local factors as well as personal ones like your driving record.

See how Velva, ND car insurance rates compare to Bismarck auto insurance rates, Mandan auto insurance rates, and Wahpeton auto insurance rates before you read more about the cost of auto insurance in Velva.

Don’t buy Velva, ND auto insurance until you’ve compared rates. Get free Velva, North Dakota auto insurance quotes when you enter your ZIP code above.

Velva, ND Minimum Auto Insurance Requirements

The required auto insurance in Velva, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Velva, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Velva, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Velva, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Velva, ND. Take a look at Velva, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Velva, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,149 $3,578 $3,023
Farmers $3,337 $2,733 $2,595
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,861 $4,057 $3,701
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Buy Cheap Velva, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Velva, North Dakota auto insurance rates? Find out how car insurance rates in Velva, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Velva, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,797 $2,797 $2,527 $2,527 $5,984 $8,628 $2,797 $3,275
Farmers $1,696 $1,661 $1,513 $1,578 $6,262 $6,416 $1,937 $2,046
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,429 $2,323 $1,967 $2,038 $8,894 $9,966 $2,995 $3,041
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Buy Cheap Velva, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Velva can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Velva, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Velva, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $5,984 $8,628
Farmers $6,262 $6,416
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $8,894 $9,966
State Farm $4,879 $6,182
USAA $3,928 $4,747

Buy Cheap Velva, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Velva, North Dakota by comparing Velva senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Velva, ND here.

Annual Auto Insurance Rates for Senior Drivers in Velva, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,527 $2,527
Farmers $1,513 $1,578
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,967 $2,038
State Farm $1,575 $1,575
USAA $927 $930

Find Cheap Auto Insurance Rates in Velva, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Velva, North Dakota auto insurance. Compare Velva, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Velva, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,039 $4,111 $3,600
Farmers $2,821 $2,876 $2,970
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $4,096 $4,194 $4,330
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

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Find Cheap Velva, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Velva. Compare auto insurance rates in Velva, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Velva, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,868 $3,965
Farmers $2,889 $2,889
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $4,207 $4,207
State Farm $2,683 $2,831
USAA $2,008 $2,049

Find Cheap Velva, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Velva, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Velva, ND, take a look at the average cost for various violations versus rates for a clean driving record in Velva.

Annual Velva, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,865 $4,082 $5,440 $3,279
Farmers $2,428 $3,109 $3,071 $2,947
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,884 $4,775 $3,927 $4,242
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Find Cheap Velva, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Velva, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Velva for less when you shop around and compare rates from multiple Velva, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Velva, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,324
American Family $5,440
Farmers $3,071
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,927
State Farm $2,757
USAA $2,854

Winners by Category: Where to Buy Cheap Auto Insurance in Velva, ND

Compare rates from the cheapest auto insurance companies in Velva, ND for your needs. Take a look at how Velva, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Velva, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Velva, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Velva, ND auto insurance companies overall, you can compare them here. Find the best price for Velva, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Velva, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $3,917
Farmers $2,889
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $4,207
State Farm $2,757
USAA $2,028

What affects Velva, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Velva, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Velva auto insurance rates.

Commute Times in Velva

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Velva, ND is 17.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Velva, ND

You can buy cheap Velva, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Velva, North Dakota auto insurance quotes from top companies.

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