Buy Cheap Velarde, NM Auto Insurance (2021)

Velarde, NM auto insurance rates average $309 a month. Minimum auto insurance requirements in Velarde, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Velarde, NM, compare Velarde auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Velarde, NM are $309/month
  • The most expensive auto insurance company in Velarde is GEICO
  • The most expensive auto insurance company in Velarde after a DUI is GEICO

Finding affordable Velarde, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Velarde, NM auto insurance with confidence is right here. Auto insurance rates in Velarde are affected by local factors as well as personal ones like your driving record.

See how Velarde, NM car insurance rates compare to Las Cruces auto insurance rates, Gallup auto insurance rates, and Rio Rancho auto insurance rates before you read more about the cost of auto insurance in Velarde.

Don’t buy Velarde, NM auto insurance until you’ve compared rates. Get free Velarde, New Mexico auto insurance quotes when you enter your ZIP code above.

Velarde, NM Minimum Auto Insurance Requirements

The required auto insurance in Velarde, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Velarde, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Velarde, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Velarde, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Velarde, NM. Take a look at Velarde, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Velarde, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,737 $3,689 $3,196
Progressive $3,558 $3,169 $2,997
State Farm $3,626 $2,239 $1,774
USAA $3,105 $2,326 $2,017

Buy Cheap Velarde, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Velarde, New Mexico auto insurance rates? Find out how car insurance rates in Velarde, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Velarde, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,732 $1,677 $1,576 $1,579 $7,105 $8,013 $2,091 $2,160
State Farm $1,647 $1,647 $1,502 $1,502 $4,522 $5,663 $1,843 $2,043
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

Buy Cheap Velarde, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Velarde can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Velarde, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Velarde, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,472 $8,140
Progressive $7,105 $8,013
State Farm $4,522 $5,663
USAA $4,371 $4,937

Buy Cheap Velarde, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Velarde, New Mexico by comparing Velarde senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Velarde, NM here.

Annual Auto Insurance Rates for Senior Drivers in Velarde, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,394 $2,507
Progressive $1,576 $1,579
State Farm $1,502 $1,502
USAA $1,562 $1,551

Find Cheap Auto Insurance Rates in Velarde, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Velarde, New Mexico auto insurance. Compare Velarde, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Velarde, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,792 $3,840 $3,990
Progressive $3,067 $3,237 $3,420
State Farm $2,319 $2,554 $2,766
USAA $2,305 $2,495 $2,648

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Velarde, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Velarde. Compare auto insurance rates in Velarde, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Velarde, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,874 $3,874
Progressive $3,242 $3,242
State Farm $2,484 $2,609
USAA $2,408 $2,557

Find Cheap Velarde, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Velarde, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Velarde, NM, take a look at the average cost for various violations versus rates for a clean driving record in Velarde.

Annual Velarde, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,800 $3,837 $3,020 $3,309
State Farm $2,388 $2,599 $2,599 $2,599
USAA $1,840 $2,568 $3,377 $2,145

Find Cheap Velarde, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Velarde, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Velarde for less when you shop around and compare rates from multiple Velarde, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Velarde, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,244
Progressive $3,020
State Farm $2,599
USAA $3,377

Winners by Category: Where to Buy Cheap Auto Insurance in Velarde, NM

Compare rates from the cheapest auto insurance companies in Velarde, NM for your needs. Take a look at how Velarde, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Velarde, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Velarde, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Velarde, NM auto insurance companies overall, you can compare them here. Find the best price for Velarde, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Velarde, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,874
Progressive $3,242
State Farm $2,546
USAA $2,483

Compare Auto Insurance Quotes in Velarde, NM

You can buy cheap Velarde, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Velarde, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption