Buy Cheap Vandiver, AL Auto Insurance (2021)

Vandiver, AL auto insurance rates average $319 a month. Minimum auto insurance requirements in Vandiver, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Vandiver, AL, compare Vandiver auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Vandiver after a DUI is Liberty Mutual
  • Average auto insurance rates in Vandiver, AL for teens drivers are $7,871/year
  • Average auto insurance rates in Vandiver, AL after a DUI are $4,371/year

Finding affordable Vandiver, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Vandiver, AL auto insurance with confidence is right here. Auto insurance rates in Vandiver are affected by local factors as well as personal ones like your driving record.

See how Vandiver, AL car insurance rates compare to Huntsville auto insurance rates, Decatur auto insurance rates, and Mobile auto insurance rates before you read more about the cost of auto insurance in Vandiver.

Don’t buy Vandiver, AL auto insurance until you’ve compared rates. Get free Vandiver, Alabama auto insurance quotes when you enter your ZIP code above.

Vandiver, AL Minimum Auto Insurance Requirements

The required auto insurance in Vandiver, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Vandiver, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Vandiver, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Vandiver, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Vandiver, AL. Take a look at Vandiver, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Vandiver, Alabama

Insurance Company Poor Fair Good
Allstate $4,291 $3,383 $2,768
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,778 $4,770 $3,745
Nationwide $3,179 $2,485 $2,250
Progressive $5,078 $4,368 $4,085
State Farm $8,198 $4,143 $2,810
Travelers $4,472 $3,880 $3,956
USAA $2,933 $1,904 $1,699

Buy Cheap Vandiver, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vandiver, Alabama auto insurance rates? Find out how car insurance rates in Vandiver, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vandiver, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,974 $1,885 $1,921 $7,387 $7,929 $2,312 $2,358
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,171 $3,425 $2,598 $2,902 $11,538 $12,822 $3,384 $3,609
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,421 $2,264 $1,986 $2,124 $10,127 $11,302 $2,833 $3,021
State Farm $3,065 $3,065 $2,780 $2,780 $9,434 $11,805 $3,467 $4,006
Travelers $1,642 $1,666 $1,545 $1,538 $8,975 $14,129 $1,551 $1,773
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Buy Cheap Vandiver, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vandiver can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vandiver, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vandiver, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,387 $7,929
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,538 $12,822
Nationwide $4,570 $5,864
Progressive $10,127 $11,302
State Farm $9,434 $11,805
Travelers $8,975 $14,129
USAA $4,035 $4,473

Buy Cheap Vandiver, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Vandiver, Alabama by comparing Vandiver senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vandiver, AL here.

Annual Auto Insurance Rates for Senior Drivers in Vandiver, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,885 $1,921
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,598 $2,902
Nationwide $1,568 $1,619
Progressive $1,986 $2,124
State Farm $2,780 $2,780
Travelers $1,545 $1,538
USAA $1,267 $1,241

Find Cheap Auto Insurance Rates in Vandiver, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vandiver, Alabama auto insurance. Compare Vandiver, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vandiver, Alabama

Insurance Company Low Medium High
Allstate $3,344 $3,475 $3,622
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,209 $5,408 $5,676
Nationwide $2,617 $2,617 $2,680
Progressive $4,032 $4,487 $5,011
State Farm $4,773 $5,046 $5,333
Travelers $3,901 $4,184 $4,222
USAA $2,104 $2,168 $2,265

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Find Cheap Vandiver, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vandiver. Compare auto insurance rates in Vandiver, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vandiver, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,480 $3,480
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,431 $5,431
Nationwide $2,638 $2,638
Progressive $4,510 $4,510
State Farm $4,928 $5,173
Travelers $4,102 $4,102
USAA $2,079 $2,279

Find Cheap Vandiver, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Vandiver, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vandiver, AL, take a look at the average cost for various violations versus rates for a clean driving record in Vandiver.

Annual Vandiver, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,947 $3,485 $4,149 $3,340
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,257 $5,932 $5,800 $5,736
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $4,067 $5,130 $4,381 $4,461
State Farm $4,548 $5,664 $4,994 $4,994
Travelers $3,412 $3,580 $5,259 $4,159
USAA $1,675 $2,102 $3,126 $1,812

Find Cheap Vandiver, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vandiver, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Vandiver for less when you shop around and compare rates from multiple Vandiver, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vandiver, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,149
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,800
Nationwide $3,352
Progressive $4,381
State Farm $4,994
Travelers $5,259
USAA $3,126

Winners by Category: Where to Buy Cheap Auto Insurance in Vandiver, AL

Compare rates from the cheapest auto insurance companies in Vandiver, AL for your needs. Take a look at how Vandiver, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vandiver, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Vandiver, Alabama Auto Insurance Companies

If you’re looking for the cheapest Vandiver, AL auto insurance companies overall, you can compare them here. Find the best price for Vandiver, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Vandiver, Alabama

Insurance Company Average Annual Rates
Allstate $3,480
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,431
Nationwide $2,638
Progressive $4,510
State Farm $5,050
Travelers $4,102
USAA $2,179

What affects Vandiver, Alabama auto insurance rates?

Local factors affect auto insurance rates in Vandiver, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Vandiver auto insurance rates.

Commute Times in Vandiver

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vandiver, AL is 35.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Vandiver, AL

You can buy cheap Vandiver, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vandiver, Alabama auto insurance quotes from top companies.

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