Buy Cheap Valley Springs, SD Auto Insurance (2021)

Valley Springs, SD auto insurance rates average $302 a month. Minimum auto insurance requirements in Valley Springs, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Valley Springs, SD, compare Valley Springs auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Valley Springs, SD are $302/month
  • The most expensive auto insurance company in Valley Springs is Liberty Mutual
  • The most expensive auto insurance company in Valley Springs after a DUI is Liberty Mutual

Finding affordable Valley Springs, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Valley Springs, SD auto insurance with confidence is right here. Auto insurance rates in Valley Springs are affected by local factors as well as personal ones like your driving record.

See how Valley Springs, SD car insurance rates compare to Vermillion auto insurance rates, Spearfish auto insurance rates, and Mitchell auto insurance rates before you read more about the cost of auto insurance in Valley Springs.

Don’t buy Valley Springs, SD auto insurance until you’ve compared rates. Get free Valley Springs, South Dakota auto insurance quotes when you enter your ZIP code above.

Valley Springs, SD Minimum Auto Insurance Requirements

The required auto insurance in Valley Springs, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Valley Springs, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Valley Springs, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Valley Springs, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Valley Springs, SD. Take a look at Valley Springs, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Valley Springs, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,713 $3,149 $3,017
GEICO $3,927 $1,995 $1,349
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,114 $2,476 $2,170
Progressive $4,042 $3,429 $3,191
State Farm $3,125 $1,869 $1,448

Buy Cheap Valley Springs, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Valley Springs, South Dakota auto insurance rates? Find out how car insurance rates in Valley Springs, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Valley Springs, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,685 $1,685 $1,480 $1,546 $7,875 $8,175 $1,891 $2,009
GEICO $1,903 $1,788 $1,804 $1,663 $4,154 $4,843 $1,664 $1,571
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,816 $1,855 $1,629 $1,729 $4,112 $5,269 $2,058 $2,227
Progressive $1,909 $1,846 $1,576 $1,642 $7,775 $8,794 $2,386 $2,505
State Farm $1,368 $1,368 $1,213 $1,213 $3,846 $4,878 $1,542 $1,751

Buy Cheap Valley Springs, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Valley Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Valley Springs, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Valley Springs, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $7,875 $8,175
GEICO $4,154 $4,843
Liberty Mutual $14,576 $16,365
Nationwide $4,112 $5,269
Progressive $7,775 $8,794
State Farm $3,846 $4,878

Buy Cheap Valley Springs, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Valley Springs, South Dakota by comparing Valley Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Valley Springs, SD here.

Annual Auto Insurance Rates for Senior Drivers in Valley Springs, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,480 $1,546
GEICO $1,804 $1,663
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,576 $1,642
State Farm $1,213 $1,213

Find Cheap Auto Insurance Rates in Valley Springs, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Valley Springs, South Dakota auto insurance. Compare Valley Springs, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Valley Springs, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,136 $3,254 $3,490
GEICO $2,332 $2,420 $2,519
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,411 $2,573 $2,776
Progressive $3,417 $3,506 $3,740
State Farm $2,047 $2,150 $2,245

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Valley Springs, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Valley Springs. Compare auto insurance rates in Valley Springs, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Valley Springs, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,293 $3,293
GEICO $2,393 $2,454
Liberty Mutual $6,676 $6,676
Nationwide $2,587 $2,587
Progressive $3,554 $3,554
State Farm $2,093 $2,201

Find Cheap Valley Springs, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Valley Springs, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Valley Springs, SD, take a look at the average cost for various violations versus rates for a clean driving record in Valley Springs.

Annual Valley Springs, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,800 $3,555 $3,468 $3,350
GEICO $1,546 $2,592 $4,010 $1,546
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,891 $2,595 $3,680 $2,182
Progressive $3,049 $4,216 $3,289 $3,662
State Farm $1,979 $2,316 $2,147 $2,147

Find Cheap Valley Springs, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Valley Springs, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Valley Springs for less when you shop around and compare rates from multiple Valley Springs, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Valley Springs, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,468
GEICO $4,010
Liberty Mutual $7,255
Nationwide $3,680
Progressive $3,289
State Farm $2,147

Winners by Category: Where to Buy Cheap Auto Insurance in Valley Springs, SD

Compare rates from the cheapest auto insurance companies in Valley Springs, SD for your needs. Take a look at how Valley Springs, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Valley Springs, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Valley Springs, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Valley Springs, SD auto insurance companies overall, you can compare them here. Find the best price for Valley Springs, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Valley Springs, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,293
GEICO $2,424
Liberty Mutual $6,676
Nationwide $2,587
Progressive $3,554
State Farm $2,147

What affects Valley Springs, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Valley Springs, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Valley Springs auto insurance rates.

Commute Times in Valley Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Valley Springs, SD is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Valley Springs, SD

You can buy cheap Valley Springs, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Valley Springs, South Dakota auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption