Buy Cheap Valley Center, CA Auto Insurance (2021)

Valley Center, CA auto insurance rates average $295 a month. Minimum auto insurance requirements in Valley Center, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Valley Center, CA, compare Valley Center auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Valley Center, CA after a DUI are $4,997/year
  • Average auto insurance rates in Valley Center, CA are $295/month
  • Average auto insurance rates in Valley Center, CA for teens drivers are $5,969/year

Finding affordable Valley Center, California auto insurance can be challenging, but everything you need to know to buy cheap Valley Center, CA auto insurance with confidence is right here. Auto insurance rates in Valley Center are affected by local factors as well as personal ones like your driving record.

See how Valley Center, CA car insurance rates compare to Los Angeles auto insurance rates, San Jose auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Valley Center.

Don’t buy Valley Center, CA auto insurance until you’ve compared rates. Get free Valley Center, California auto insurance quotes when you enter your ZIP code above.

Valley Center, CA Minimum Auto Insurance Requirements

The required auto insurance in Valley Center, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Valley Center, California is outlined here.

Minimum Required Auto Insurance Coverage in Valley Center, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Valley Center, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Valley Center, California auto insurance rates? Find out how car insurance rates in Valley Center, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Valley Center, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,794 $2,797 $2,039 $2,059 $7,734 $9,732 $3,577 $3,933
Farmers $2,323 $2,323 $2,097 $2,097 $7,393 $12,086 $2,751 $3,062
GEICO $1,748 $1,748 $1,643 $1,643 $5,316 $5,406 $2,511 $2,565
Liberty Mutual $2,176 $2,059 $2,025 $1,961 $4,752 $5,058 $2,452 $2,473
Nationwide $3,088 $2,944 $2,708 $2,549 $7,923 $8,729 $3,690 $3,641
Progressive $1,820 $1,873 $1,555 $1,843 $4,896 $5,890 $2,630 $2,827
State Farm $3,516 $3,516 $3,144 $3,144 $6,501 $8,059 $3,895 $4,017
Travelers $2,332 $2,256 $2,067 $2,045 $4,822 $5,507 $3,031 $2,962
USAA $1,915 $1,810 $1,873 $1,876 $4,381 $4,397 $2,647 $2,496

Buy Cheap Valley Center, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Valley Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Valley Center, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Valley Center, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $9,732
Farmers $7,393 $12,086
GEICO $5,316 $5,406
Liberty Mutual $4,752 $5,058
Nationwide $7,923 $8,729
Progressive $4,896 $5,890
State Farm $6,501 $8,059
Travelers $4,822 $5,507
USAA $4,381 $4,397

Buy Cheap Valley Center, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Valley Center, California by comparing Valley Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Valley Center, CA here.

Annual Auto Insurance Rates for Senior Drivers in Valley Center, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,059
Farmers $2,097 $2,097
GEICO $1,643 $1,643
Liberty Mutual $2,025 $1,961
Nationwide $2,708 $2,549
Progressive $1,555 $1,843
State Farm $3,144 $3,144
Travelers $2,067 $2,045
USAA $1,873 $1,876

Find Cheap Auto Insurance Rates in Valley Center, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Valley Center, California auto insurance. Compare Valley Center, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Valley Center, California

Insurance Company Low Medium High
Allstate $4,104 $4,370 $4,525
Farmers $3,964 $4,301 $4,535
GEICO $2,529 $2,855 $3,084
Liberty Mutual $2,675 $2,895 $3,039
Nationwide $3,961 $4,487 $4,779
Progressive $2,596 $3,010 $3,145
State Farm $4,030 $4,552 $4,840
Travelers $2,726 $3,213 $3,444
USAA $2,415 $2,728 $2,880

Find Cheap Valley Center, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Valley Center. Compare auto insurance rates in Valley Center, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Valley Center, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,907 $4,759
Farmers $3,871 $4,662
GEICO $2,564 $3,081
Liberty Mutual $2,635 $3,104
Nationwide $3,890 $4,928
Progressive $2,645 $3,189
State Farm $4,312 $4,636
Travelers $2,816 $3,439
USAA $2,464 $2,885

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Find Cheap Valley Center, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Valley Center, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Valley Center, CA, take a look at the average cost for various violations versus rates for a clean driving record in Valley Center.

Annual Valley Center, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $4,394 $6,899 $3,427
Farmers $3,158 $4,296 $5,347 $4,265
GEICO $1,972 $3,051 $3,821 $2,447
Liberty Mutual $2,491 $3,337 $3,011 $2,639
Nationwide $3,079 $3,945 $6,667 $3,945
Progressive $1,907 $3,249 $3,763 $2,749
State Farm $3,194 $3,808 $7,186 $3,706
Travelers $2,091 $3,401 $3,946 $3,073
USAA $1,777 $2,646 $4,328 $1,947

Find Cheap Valley Center, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Valley Center, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Valley Center for less when you shop around and compare rates from multiple Valley Center, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Valley Center, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,899
Farmers $5,347
GEICO $3,821
Liberty Mutual $3,011
Nationwide $6,667
Progressive $3,763
State Farm $7,186
Travelers $3,946
USAA $4,328

Winners by Category: Where to Buy Cheap Auto Insurance in Valley Center, CA

Compare rates from the cheapest auto insurance companies in Valley Center, CA for your needs. Take a look at how Valley Center, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Valley Center, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Valley Center, California Auto Insurance Companies

If you’re looking for the cheapest Valley Center, CA auto insurance companies overall, you can compare them here. Find the best price for Valley Center, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Valley Center, California

Insurance Company Average Annual Rates
Allstate $4,333
Farmers $4,267
GEICO $2,823
Liberty Mutual $2,870
Nationwide $4,409
Progressive $2,917
State Farm $4,474
Travelers $3,128
USAA $2,674

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What affects Valley Center, California auto insurance rates?

Local factors affect auto insurance rates in Valley Center, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Valley Center auto insurance rates.

Commute Times in Valley Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Valley Center, CA is 33.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Valley Center, CA

You can buy cheap Valley Center, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Valley Center, California auto insurance quotes from top companies.

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