Buy Cheap Vallecito, CA Auto Insurance (2021)

Vallecito, CA auto insurance rates average $272 a month. Minimum auto insurance requirements in Vallecito, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Vallecito, CA, compare Vallecito auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Vallecito, CA for teens drivers are $5,476/year
  • The most expensive auto insurance company in Vallecito is Farmers
  • The most expensive auto insurance company in Vallecito after a DUI is State Farm

Finding affordable Vallecito, California auto insurance can be challenging, but everything you need to know to buy cheap Vallecito, CA auto insurance with confidence is right here. Auto insurance rates in Vallecito are affected by local factors as well as personal ones like your driving record.

See how Vallecito, CA car insurance rates compare to Fresno auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Vallecito.

Don’t buy Vallecito, CA auto insurance until you’ve compared rates. Get free Vallecito, California auto insurance quotes when you enter your ZIP code above.

Vallecito, CA Minimum Auto Insurance Requirements

The required auto insurance in Vallecito, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Vallecito, California is outlined here.

Minimum Required Auto Insurance Coverage in Vallecito, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Vallecito, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vallecito, California auto insurance rates? Find out how car insurance rates in Vallecito, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vallecito, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,339 $2,349 $1,709 $1,735 $6,415 $8,085 $3,023 $3,355
Farmers $2,333 $2,333 $2,099 $2,099 $7,428 $12,191 $2,762 $3,074
GEICO $1,908 $1,909 $1,795 $1,795 $5,762 $5,873 $2,735 $2,806
Liberty Mutual $2,169 $2,062 $2,002 $1,945 $4,746 $5,012 $2,457 $2,466
Nationwide $2,845 $2,720 $2,483 $2,345 $7,155 $7,904 $3,389 $3,356
Progressive $1,515 $1,559 $1,288 $1,526 $3,986 $4,808 $2,180 $2,343
State Farm $3,016 $3,016 $2,694 $2,694 $5,499 $6,807 $3,337 $3,443
Travelers $2,240 $2,175 $1,980 $1,959 $4,540 $5,211 $2,901 $2,845
USAA $1,670 $1,583 $1,632 $1,641 $3,755 $3,782 $2,315 $2,189

Buy Cheap Vallecito, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vallecito can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vallecito, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vallecito, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,415 $8,085
Farmers $7,428 $12,191
GEICO $5,762 $5,873
Liberty Mutual $4,746 $5,012
Nationwide $7,155 $7,904
Progressive $3,986 $4,808
State Farm $5,499 $6,807
Travelers $4,540 $5,211
USAA $3,755 $3,782

Buy Cheap Vallecito, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Vallecito, California by comparing Vallecito senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vallecito, CA here.

Annual Auto Insurance Rates for Senior Drivers in Vallecito, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,735
Farmers $2,099 $2,099
GEICO $1,795 $1,795
Liberty Mutual $2,002 $1,945
Nationwide $2,483 $2,345
Progressive $1,288 $1,526
State Farm $2,694 $2,694
Travelers $1,980 $1,959
USAA $1,632 $1,641

Find Cheap Auto Insurance Rates in Vallecito, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vallecito, California auto insurance. Compare Vallecito, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vallecito, California

Insurance Company Low Medium High
Allstate $3,464 $3,653 $3,761
Farmers $4,003 $4,322 $4,545
GEICO $2,765 $3,104 $3,348
Liberty Mutual $2,691 $2,879 $3,003
Nationwide $3,633 $4,091 $4,350
Progressive $2,160 $2,468 $2,573
State Farm $3,498 $3,863 $4,078
Travelers $2,624 $3,054 $3,266
USAA $2,129 $2,361 $2,473

Find Cheap Vallecito, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vallecito. Compare auto insurance rates in Vallecito, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vallecito, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,277 $3,975
Farmers $3,893 $4,687
GEICO $2,792 $3,354
Liberty Mutual $2,624 $3,091
Nationwide $3,558 $4,492
Progressive $2,181 $2,620
State Farm $3,676 $3,951
Travelers $2,686 $3,277
USAA $2,140 $2,502

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Find Cheap Vallecito, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Vallecito, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vallecito, CA, take a look at the average cost for various violations versus rates for a clean driving record in Vallecito.

Annual Vallecito, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,187 $3,692 $5,757 $2,869
Farmers $3,171 $4,318 $5,381 $4,289
GEICO $2,151 $3,307 $4,164 $2,668
Liberty Mutual $2,479 $3,325 $2,998 $2,627
Nationwide $2,811 $3,601 $6,086 $3,601
Progressive $1,575 $2,666 $3,097 $2,264
State Farm $2,717 $3,243 $6,138 $3,155
Travelers $2,007 $3,233 $3,761 $2,924
USAA $1,546 $2,290 $3,756 $1,692

Find Cheap Vallecito, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vallecito, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Vallecito for less when you shop around and compare rates from multiple Vallecito, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vallecito, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,757
Farmers $5,381
GEICO $4,164
Liberty Mutual $2,998
Nationwide $6,086
Progressive $3,097
State Farm $6,138
Travelers $3,761
USAA $3,756

Winners by Category: Where to Buy Cheap Auto Insurance in Vallecito, CA

Compare rates from the cheapest auto insurance companies in Vallecito, CA for your needs. Take a look at how Vallecito, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vallecito, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Vallecito, California Auto Insurance Companies

If you’re looking for the cheapest Vallecito, CA auto insurance companies overall, you can compare them here. Find the best price for Vallecito, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Vallecito, California

Insurance Company Average Annual Rates
Allstate $3,626
Farmers $4,290
GEICO $3,073
Liberty Mutual $2,857
Nationwide $4,025
Progressive $2,401
State Farm $3,813
Travelers $2,981
USAA $2,321

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What affects Vallecito, California auto insurance rates?

Local factors affect auto insurance rates in Vallecito, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Vallecito auto insurance rates.

Commute Times in Vallecito

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vallecito, CA is 19.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Vallecito, CA

You can buy cheap Vallecito, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vallecito, California auto insurance quotes from top companies.

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