Buy Cheap Vail, CO Auto Insurance (2021)

Vail, CO auto insurance rates average $315 a month. Minimum auto insurance requirements in Vail, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Vail, CO, compare Vail auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Vail, CO for teens drivers are $7,327/year
  • The most expensive auto insurance company in Vail after a DUI is Allstate
  • Average auto insurance rates in Vail, CO are $315/month

Finding affordable Vail, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Vail, CO auto insurance with confidence is right here. Auto insurance rates in Vail are affected by local factors as well as personal ones like your driving record.

See how Vail, CO car insurance rates compare to Boulder auto insurance rates, Arvada auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Vail.

Don’t buy Vail, CO auto insurance until you’ve compared rates. Get free Vail, Colorado auto insurance quotes when you enter your ZIP code above.

Vail, CO Minimum Auto Insurance Requirements

The required auto insurance in Vail, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Vail, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Vail, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Vail, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Vail, CO. Take a look at Vail, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Vail, Colorado

Insurance Company Poor Fair Good
Allstate $7,611 $5,861 $4,425
American Family $4,927 $3,507 $2,935
Farmers $5,701 $4,649 $4,419
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,017 $2,451 $1,951
Nationwide $4,201 $3,324 $2,896
Progressive $4,211 $3,609 $3,327
State Farm $4,530 $2,906 $2,340
USAA $5,205 $2,953 $2,362

Buy Cheap Vail, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vail, Colorado auto insurance rates? Find out how car insurance rates in Vail, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vail, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,402 $3,258 $3,295 $12,701 $13,319 $4,034 $4,072
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,871 $2,849 $2,595 $2,782 $10,857 $11,000 $3,181 $3,247
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,836 $1,836 $1,541 $1,689 $5,617 $6,142 $1,870 $1,919
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,244 $2,093 $1,949 $1,941 $7,780 $8,714 $2,536 $2,470
State Farm $2,039 $2,039 $1,826 $1,826 $5,892 $7,438 $2,283 $2,725
USAA $2,343 $2,348 $2,222 $2,234 $5,862 $6,726 $3,020 $3,297

Buy Cheap Vail, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vail can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vail, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vail, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,701 $13,319
American Family $6,284 $8,441
Farmers $10,857 $11,000
GEICO $5,105 $5,462
Liberty Mutual $5,617 $6,142
Nationwide $5,843 $7,486
Progressive $7,780 $8,714
State Farm $5,892 $7,438
USAA $5,862 $6,726

Buy Cheap Vail, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Vail, Colorado by comparing Vail senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vail, CO here.

Annual Auto Insurance Rates for Senior Drivers in Vail, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,258 $3,295
American Family $2,333 $2,333
Farmers $2,595 $2,782
GEICO $1,682 $1,894
Liberty Mutual $1,541 $1,689
Nationwide $2,066 $2,188
Progressive $1,949 $1,941
State Farm $1,826 $1,826
USAA $2,222 $2,234

Find Cheap Auto Insurance Rates in Vail, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vail, Colorado auto insurance. Compare Vail, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vail, Colorado

Insurance Company Low Medium High
Allstate $5,689 $5,948 $6,259
American Family $3,623 $3,868 $3,879
Farmers $4,380 $4,860 $5,529
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,685 $2,800 $2,935
Nationwide $3,517 $3,472 $3,432
Progressive $3,480 $3,726 $3,942
State Farm $3,073 $3,260 $3,442
USAA $3,366 $3,506 $3,648

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Find Cheap Vail, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vail. Compare auto insurance rates in Vail, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vail, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,966 $5,966
American Family $3,709 $3,871
Farmers $4,923 $4,923
GEICO $2,516 $2,616
Liberty Mutual $2,806 $2,806
Nationwide $3,474 $3,474
Progressive $3,716 $3,716
State Farm $3,181 $3,336
USAA $3,407 $3,607

Find Cheap Vail, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Vail, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vail, CO, take a look at the average cost for various violations versus rates for a clean driving record in Vail.

Annual Vail, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,073 $5,842 $7,185 $5,763
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,157 $5,337 $5,265 $4,933
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,459 $2,872 $2,991 $2,902
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,224 $4,488 $3,401 $3,750
State Farm $2,997 $3,520 $3,258 $3,258
USAA $2,554 $3,113 $5,478 $2,882

Find Cheap Vail, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vail, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Vail for less when you shop around and compare rates from multiple Vail, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vail, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,185
American Family $5,208
Farmers $5,265
GEICO $3,291
Liberty Mutual $2,991
Nationwide $4,637
Progressive $3,401
State Farm $3,258
USAA $5,478

Winners by Category: Where to Buy Cheap Auto Insurance in Vail, CO

Compare rates from the cheapest auto insurance companies in Vail, CO for your needs. Take a look at how Vail, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vail, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Vail, Colorado Auto Insurance Companies

If you’re looking for the cheapest Vail, CO auto insurance companies overall, you can compare them here. Find the best price for Vail, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Vail, Colorado

Insurance Company Average Annual Rates
Allstate $5,966
American Family $3,790
Farmers $4,923
GEICO $2,566
Liberty Mutual $2,806
Nationwide $3,474
Progressive $3,716
State Farm $3,258
USAA $3,507

What affects Vail, Colorado auto insurance rates?

Local factors affect auto insurance rates in Vail, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Vail auto insurance rates.

Commute Times in Vail

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vail, CO is 16.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Vail, CO

You can buy cheap Vail, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vail, Colorado auto insurance quotes from top companies.

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