Buy Cheap Vacaville, CA Auto Insurance (2021)

Vacaville, CA auto insurance rates average $288 a month. Minimum auto insurance requirements in Vacaville, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Vacaville, CA, compare Vacaville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Vacaville, CA are $288/month
  • The most expensive auto insurance company in Vacaville after a DUI is Allstate
  • The most expensive auto insurance company in Vacaville is Nationwide

Finding affordable Vacaville, California auto insurance can be challenging, but everything you need to know to buy cheap Vacaville, CA auto insurance with confidence is right here. Auto insurance rates in Vacaville are affected by local factors as well as personal ones like your driving record.

See how Vacaville, CA car insurance rates compare to Anaheim auto insurance rates, San Diego auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Vacaville.

Don’t buy Vacaville, CA auto insurance until you’ve compared rates. Get free Vacaville, California auto insurance quotes when you enter your ZIP code above.

Vacaville, CA Minimum Auto Insurance Requirements

The required auto insurance in Vacaville, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Vacaville, California is outlined here.

Minimum Required Auto Insurance Coverage in Vacaville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Vacaville, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vacaville, California auto insurance rates? Find out how car insurance rates in Vacaville, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vacaville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,838 $2,844 $2,065 $2,088 $7,804 $9,825 $3,639 $4,012
Farmers $2,282 $2,282 $2,055 $2,055 $7,341 $12,083 $2,709 $3,020
GEICO $1,716 $1,717 $1,614 $1,614 $5,226 $5,315 $2,465 $2,519
Liberty Mutual $2,066 $1,955 $1,917 $1,857 $4,449 $4,746 $2,325 $2,350
Nationwide $3,095 $2,955 $2,706 $2,552 $7,852 $8,668 $3,695 $3,653
Progressive $1,951 $2,009 $1,666 $1,976 $5,279 $6,352 $2,821 $3,033
State Farm $3,023 $3,023 $2,700 $2,700 $5,562 $6,904 $3,346 $3,449
Travelers $2,273 $2,203 $2,010 $1,990 $4,654 $5,313 $2,941 $2,884
USAA $1,837 $1,743 $1,789 $1,799 $4,185 $4,204 $2,534 $2,398

Buy Cheap Vacaville, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vacaville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vacaville, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vacaville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,804 $9,825
Farmers $7,341 $12,083
GEICO $5,226 $5,315
Liberty Mutual $4,449 $4,746
Nationwide $7,852 $8,668
Progressive $5,279 $6,352
State Farm $5,562 $6,904
Travelers $4,654 $5,313
USAA $4,185 $4,204

Buy Cheap Vacaville, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Vacaville, California by comparing Vacaville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vacaville, CA here.

Annual Auto Insurance Rates for Senior Drivers in Vacaville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,088
Farmers $2,055 $2,055
GEICO $1,614 $1,614
Liberty Mutual $1,917 $1,857
Nationwide $2,706 $2,552
Progressive $1,666 $1,976
State Farm $2,700 $2,700
Travelers $2,010 $1,990
USAA $1,789 $1,799

Find Cheap Auto Insurance Rates in Vacaville, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vacaville, California auto insurance. Compare Vacaville, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vacaville, California

Insurance Company Low Medium High
Allstate $4,153 $4,427 $4,588
Farmers $3,959 $4,262 $4,464
GEICO $2,524 $2,805 $2,991
Liberty Mutual $2,520 $2,732 $2,873
Nationwide $3,961 $4,475 $4,755
Progressive $2,791 $3,238 $3,379
State Farm $3,461 $3,905 $4,150
Travelers $2,651 $3,115 $3,334
USAA $2,316 $2,612 $2,756

Find Cheap Vacaville, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vacaville. Compare auto insurance rates in Vacaville, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vacaville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,956 $4,823
Farmers $3,837 $4,620
GEICO $2,519 $3,027
Liberty Mutual $2,486 $2,930
Nationwide $3,885 $4,909
Progressive $2,842 $3,430
State Farm $3,699 $3,978
Travelers $2,732 $3,335
USAA $2,360 $2,762

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Find Cheap Vacaville, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Vacaville, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Vacaville, CA to see how much where you live in Vacaville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Vacaville, California

ZIP Code Average Annual Rates
95687 $4,731
95688 $4,518

Find Cheap Vacaville, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Vacaville, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vacaville, CA, take a look at the average cost for various violations versus rates for a clean driving record in Vacaville.

Annual Vacaville, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,643 $4,452 $6,993 $3,469
Farmers $3,126 $4,255 $5,304 $4,229
GEICO $1,939 $2,994 $3,754 $2,405
Liberty Mutual $2,350 $3,149 $2,843 $2,491
Nationwide $3,069 $3,934 $6,652 $3,934
Progressive $2,049 $3,495 $4,044 $2,955
State Farm $2,739 $3,266 $6,170 $3,179
Travelers $2,038 $3,291 $3,825 $2,979
USAA $1,702 $2,532 $4,146 $1,865

Find Cheap Vacaville, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vacaville, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Vacaville for less when you shop around and compare rates from multiple Vacaville, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vacaville, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,993
Farmers $5,304
GEICO $3,754
Liberty Mutual $2,843
Nationwide $6,652
Progressive $4,044
State Farm $6,170
Travelers $3,825
USAA $4,146

Winners by Category: Where to Buy Cheap Auto Insurance in Vacaville, CA

Compare rates from the cheapest auto insurance companies in Vacaville, CA for your needs. Take a look at how Vacaville, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vacaville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Vacaville, California Auto Insurance Companies

If you’re looking for the cheapest Vacaville, CA auto insurance companies overall, you can compare them here. Find the best price for Vacaville, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Vacaville, California

Insurance Company Average Annual Rates
Allstate $4,389
Farmers $4,228
GEICO $2,773
Liberty Mutual $2,708
Nationwide $4,397
Progressive $3,136
State Farm $3,838
Travelers $3,033
USAA $2,561

What affects Vacaville, California auto insurance rates?

Local factors affect auto insurance rates in Vacaville, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Vacaville auto insurance rates.

Auto Theft in Vacaville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Vacaville, CA auto theft show a total of 191 vehicle thefts annually.

Commute Times in Vacaville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vacaville, CA is 28.7 minutes according to City-Data.

Traffic in Vacaville

How is traffic in Vacaville, California? Inrix data shows that Vacaville, CA traffic makes it the 747th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Vacaville, CA

You can buy cheap Vacaville, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vacaville, California auto insurance quotes from top companies.

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