Buy Cheap Upper Montclair, NJ Auto Insurance (2021)

Upper Montclair, NJ auto insurance rates average $502 a month. Minimum auto insurance requirements in Upper Montclair, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Upper Montclair, NJ, compare Upper Montclair auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Upper Montclair, NJ for teens drivers are $11,188/year
  • The most expensive auto insurance company in Upper Montclair after a DUI is State Farm
  • Average auto insurance rates in Upper Montclair, NJ after a DUI are $7,137/year

Finding affordable Upper Montclair, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Upper Montclair, NJ auto insurance with confidence is right here. Auto insurance rates in Upper Montclair are affected by local factors as well as personal ones like your driving record.

See how Upper Montclair, NJ car insurance rates compare to Bayonne auto insurance rates, Paterson auto insurance rates, and Clifton auto insurance rates before you read more about the cost of auto insurance in Upper Montclair.

Don’t buy Upper Montclair, NJ auto insurance until you’ve compared rates. Get free Upper Montclair, New Jersey auto insurance quotes when you enter your ZIP code above.

Upper Montclair, NJ Minimum Auto Insurance Requirements

The required auto insurance in Upper Montclair, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Upper Montclair, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Upper Montclair, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Upper Montclair, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Upper Montclair, NJ. Take a look at Upper Montclair, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Upper Montclair, New Jersey

Insurance Company Poor Fair Good
Allstate $8,499 $5,476 $4,308
Farmers $9,406 $7,376 $6,963
GEICO $4,270 $2,454 $1,777
Liberty Mutual $10,179 $7,533 $6,351
Progressive $4,471 $3,919 $3,630
State Farm $12,673 $7,630 $5,941
Travelers $6,125 $4,506 $3,114

Buy Cheap Upper Montclair, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Upper Montclair, New Jersey auto insurance rates? Find out how car insurance rates in Upper Montclair, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Upper Montclair, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,657 $3,639 $3,551 $3,551 $11,542 $14,084 $4,306 $4,423
Farmers $4,969 $5,018 $4,833 $4,743 $14,748 $16,998 $5,927 $6,082
GEICO $2,301 $2,258 $2,245 $2,245 $4,187 $4,203 $2,642 $2,587
Liberty Mutual $5,277 $5,277 $5,801 $5,801 $13,827 $15,708 $5,801 $6,676
Progressive $2,032 $1,884 $1,839 $1,882 $9,348 $10,337 $2,410 $2,323
State Farm $5,086 $5,086 $4,604 $4,604 $16,771 $21,538 $5,805 $6,489
Travelers $3,379 $3,316 $3,136 $3,187 $7,896 $9,101 $3,321 $3,320

Buy Cheap Upper Montclair, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Upper Montclair can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Upper Montclair, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Upper Montclair, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,542 $14,084
Farmers $14,748 $16,998
GEICO $4,187 $4,203
Liberty Mutual $13,827 $15,708
Progressive $9,348 $10,337
State Farm $16,771 $21,538
Travelers $7,896 $9,101

Buy Cheap Upper Montclair, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Upper Montclair, New Jersey by comparing Upper Montclair senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Upper Montclair, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Upper Montclair, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,551 $3,551
Farmers $4,833 $4,743
GEICO $2,245 $2,245
Liberty Mutual $5,801 $5,801
Progressive $1,839 $1,882
State Farm $4,604 $4,604
Travelers $3,136 $3,187

Find Cheap Auto Insurance Rates in Upper Montclair, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Upper Montclair, New Jersey auto insurance. Compare Upper Montclair, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Upper Montclair, New Jersey

Insurance Company Low Medium High
Allstate $5,627 $6,183 $6,473
Farmers $7,121 $7,879 $8,745
GEICO $2,518 $2,892 $3,091
Liberty Mutual $7,213 $8,257 $8,593
Progressive $3,606 $4,075 $4,339
State Farm $8,128 $8,862 $9,254
Travelers $4,131 $4,578 $5,036

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Upper Montclair, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Upper Montclair. Compare auto insurance rates in Upper Montclair, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Upper Montclair, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,083 $6,106
Farmers $7,915 $7,915
GEICO $2,810 $2,857
Liberty Mutual $7,942 $8,100
Progressive $4,007 $4,007
State Farm $8,521 $8,974
Travelers $4,582 $4,582

Find Cheap Upper Montclair, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Upper Montclair, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Upper Montclair, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Upper Montclair.

Annual Upper Montclair, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $7,607 $6,653 $5,556
Farmers $6,117 $10,431 $8,456 $6,654
GEICO $2,203 $2,897 $4,031 $2,203
Liberty Mutual $7,701 $8,819 $7,863 $7,701
Progressive $3,460 $4,619 $3,934 $4,014
State Farm $4,738 $8,655 $13,935 $7,664
Travelers $3,518 $5,198 $5,085 $4,526

Find Cheap Upper Montclair, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Upper Montclair, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Upper Montclair for less when you shop around and compare rates from multiple Upper Montclair, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Upper Montclair, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,653
Farmers $8,456
GEICO $4,031
Liberty Mutual $7,863
Progressive $3,934
State Farm $13,935
Travelers $5,085

Winners by Category: Where to Buy Cheap Auto Insurance in Upper Montclair, NJ

Compare rates from the cheapest auto insurance companies in Upper Montclair, NJ for your needs. Take a look at how Upper Montclair, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Upper Montclair, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Upper Montclair, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Upper Montclair, NJ auto insurance companies overall, you can compare them here. Find the best price for Upper Montclair, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Upper Montclair, New Jersey

Insurance Company Average Annual Rates
Allstate $6,094
Farmers $7,915
GEICO $2,834
Liberty Mutual $8,021
Progressive $4,007
State Farm $8,748
Travelers $4,582

What affects Upper Montclair, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Upper Montclair, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Upper Montclair auto insurance rates.

Commute Times in Upper Montclair

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Upper Montclair, NJ is 44.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Upper Montclair, NJ

You can buy cheap Upper Montclair, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Upper Montclair, New Jersey auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption