Buy Cheap Upper Lake, CA Auto Insurance (2021)

Upper Lake, CA auto insurance rates average $275 a month. Minimum auto insurance requirements in Upper Lake, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Upper Lake, CA, compare Upper Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Upper Lake, CA are $275/month
  • The most expensive auto insurance company in Upper Lake is State Farm
  • Average auto insurance rates in Upper Lake, CA for teens drivers are $5,512/year

Finding affordable Upper Lake, California auto insurance can be challenging, but everything you need to know to buy cheap Upper Lake, CA auto insurance with confidence is right here. Auto insurance rates in Upper Lake are affected by local factors as well as personal ones like your driving record.

See how Upper Lake, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Upper Lake.

Don’t buy Upper Lake, CA auto insurance until you’ve compared rates. Get free Upper Lake, California auto insurance quotes when you enter your ZIP code above.

Upper Lake, CA Minimum Auto Insurance Requirements

The required auto insurance in Upper Lake, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Upper Lake, California is outlined here.

Minimum Required Auto Insurance Coverage in Upper Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Upper Lake, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Upper Lake, California auto insurance rates? Find out how car insurance rates in Upper Lake, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Upper Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,221 $2,221 $1,990 $1,990 $7,136 $11,814 $2,636 $2,936
GEICO $1,676 $1,678 $1,577 $1,577 $5,100 $5,201 $2,408 $2,468
Liberty Mutual $2,123 $2,020 $1,965 $1,908 $4,669 $4,935 $2,406 $2,412
Nationwide $2,768 $2,649 $2,408 $2,277 $6,942 $7,664 $3,300 $3,274
Progressive $1,631 $1,682 $1,366 $1,632 $4,261 $5,177 $2,341 $2,524
State Farm $3,310 $3,310 $2,956 $2,956 $6,088 $7,546 $3,665 $3,780
Travelers $2,260 $2,195 $1,996 $1,974 $4,567 $5,262 $2,929 $2,874
USAA $1,770 $1,679 $1,727 $1,736 $4,027 $4,054 $2,456 $2,323

Buy Cheap Upper Lake, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Upper Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Upper Lake, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Upper Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $7,136 $11,814
GEICO $5,100 $5,201
Liberty Mutual $4,669 $4,935
Nationwide $6,942 $7,664
Progressive $4,261 $5,177
State Farm $6,088 $7,546
Travelers $4,567 $5,262
USAA $4,027 $4,054

Buy Cheap Upper Lake, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Upper Lake, California by comparing Upper Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Upper Lake, CA here.

Annual Auto Insurance Rates for Senior Drivers in Upper Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $1,990 $1,990
GEICO $1,577 $1,577
Liberty Mutual $1,965 $1,908
Nationwide $2,408 $2,277
Progressive $1,366 $1,632
State Farm $2,956 $2,956
Travelers $1,996 $1,974
USAA $1,727 $1,736

Find Cheap Auto Insurance Rates in Upper Lake, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Upper Lake, California auto insurance. Compare Upper Lake, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Upper Lake, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,882 $4,145 $4,326
GEICO $2,479 $2,738 $2,914
Liberty Mutual $2,640 $2,827 $2,947
Nationwide $3,550 $3,974 $4,207
Progressive $2,366 $2,637 $2,726
State Farm $3,806 $4,272 $4,526
Travelers $2,664 $3,079 $3,278
USAA $2,260 $2,515 $2,640

Find Cheap Upper Lake, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Upper Lake. Compare auto insurance rates in Upper Lake, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Upper Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,738 $4,498
GEICO $2,463 $2,958
Liberty Mutual $2,577 $3,033
Nationwide $3,458 $4,363
Progressive $2,342 $2,811
State Farm $4,050 $4,353
Travelers $2,707 $3,307
USAA $2,277 $2,666

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Find Cheap Upper Lake, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Upper Lake, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Upper Lake, CA, take a look at the average cost for various violations versus rates for a clean driving record in Upper Lake.

Annual Upper Lake, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $3,038 $4,141 $5,173 $4,119
GEICO $1,897 $2,922 $3,670 $2,353
Liberty Mutual $2,434 $3,263 $2,942 $2,579
Nationwide $2,732 $3,498 $5,913 $3,498
Progressive $1,692 $2,855 $3,328 $2,431
State Farm $2,997 $3,575 $6,754 $3,479
Travelers $2,027 $3,255 $3,798 $2,948
USAA $1,644 $2,441 $4,001 $1,800

Find Cheap Upper Lake, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Upper Lake, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Upper Lake for less when you shop around and compare rates from multiple Upper Lake, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Upper Lake, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,117
Farmers $5,173
GEICO $3,670
Liberty Mutual $2,942
Nationwide $5,913
Progressive $3,328
State Farm $6,754
Travelers $3,798
USAA $4,001

Winners by Category: Where to Buy Cheap Auto Insurance in Upper Lake, CA

Compare rates from the cheapest auto insurance companies in Upper Lake, CA for your needs. Take a look at how Upper Lake, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Upper Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Upper Lake, California Auto Insurance Companies

If you’re looking for the cheapest Upper Lake, CA auto insurance companies overall, you can compare them here. Find the best price for Upper Lake, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Upper Lake, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,118
GEICO $2,711
Liberty Mutual $2,805
Nationwide $3,910
Progressive $2,577
State Farm $4,201
Travelers $3,007
USAA $2,472

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What affects Upper Lake, California auto insurance rates?

Local factors affect auto insurance rates in Upper Lake, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Upper Lake auto insurance rates.

Commute Times in Upper Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Upper Lake, CA is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Upper Lake, CA

You can buy cheap Upper Lake, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Upper Lake, California auto insurance quotes from top companies.

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