Buy Cheap University Park, NM Auto Insurance (2021)

University Park, NM auto insurance rates average $261 a month. Minimum auto insurance requirements in University Park, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in University Park, NM, compare University Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in University Park is Farmers
  • Average auto insurance rates in University Park, NM for teens drivers are $6,093/year
  • Average auto insurance rates in University Park, NM are $261/month

Finding affordable University Park, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap University Park, NM auto insurance with confidence is right here. Auto insurance rates in University Park are affected by local factors as well as personal ones like your driving record.

See how University Park, NM car insurance rates compare to Santa Fe auto insurance rates, Gallup auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in University Park.

Don’t buy University Park, NM auto insurance until you’ve compared rates. Get free University Park, New Mexico auto insurance quotes when you enter your ZIP code above.

University Park, NM Minimum Auto Insurance Requirements

The required auto insurance in University Park, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in University Park, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in University Park, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap University Park, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in University Park, NM. Take a look at University Park, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in University Park, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,815 $4,003 $3,808
GEICO $4,357 $3,795 $3,512
Nationwide $3,456 $2,687 $2,333
Progressive $2,968 $2,651 $2,510
State Farm $3,278 $2,013 $1,589
USAA $2,656 $1,996 $1,734

Buy Cheap University Park, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect University Park, New Mexico auto insurance rates? Find out how car insurance rates in University Park, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in University Park, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,321 $2,318 $2,073 $2,212 $9,585 $9,891 $2,598 $2,672
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $1,961 $1,991 $1,791 $1,874 $4,625 $5,803 $2,203 $2,352
Progressive $1,451 $1,404 $1,319 $1,323 $5,940 $6,682 $1,751 $1,807
State Farm $1,464 $1,464 $1,341 $1,341 $4,116 $5,173 $1,644 $1,807
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap University Park, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in University Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in University Park, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in University Park, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $9,585 $9,891
GEICO $7,018 $9,580
Nationwide $4,625 $5,803
Progressive $5,940 $6,682
State Farm $4,116 $5,173
USAA $3,675 $4,144

Buy Cheap University Park, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in University Park, New Mexico by comparing University Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in University Park, NM here.

Annual Auto Insurance Rates for Senior Drivers in University Park, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,073 $2,212
GEICO $2,269 $2,269
Nationwide $1,791 $1,874
Progressive $1,319 $1,323
State Farm $1,341 $1,341
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in University Park, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of University Park, New Mexico auto insurance. Compare University Park, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in University Park, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,811 $4,167 $4,648
GEICO $3,606 $3,879 $4,179
Nationwide $2,757 $2,796 $2,922
Progressive $2,584 $2,710 $2,835
State Farm $2,074 $2,303 $2,504
USAA $1,967 $2,139 $2,280

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Find Cheap University Park, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in University Park. Compare auto insurance rates in University Park, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in University Park, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,209 $4,209
GEICO $3,828 $3,948
Nationwide $2,825 $2,825
Progressive $2,710 $2,710
State Farm $2,234 $2,353
USAA $2,065 $2,192

Find Cheap University Park, NM Auto Insurance Rates by Driving Record

Auto insurance rates in University Park, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in University Park, NM, take a look at the average cost for various violations versus rates for a clean driving record in University Park.

Annual University Park, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,564 $4,584 $4,477 $4,211
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,135 $2,965 $3,794 $2,406
Progressive $2,348 $3,200 $2,525 $2,765
State Farm $2,146 $2,343 $2,343 $2,343
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap University Park, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in University Park, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in University Park for less when you shop around and compare rates from multiple University Park, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in University Park, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,477
GEICO $7,283
Nationwide $3,794
Progressive $2,525
State Farm $2,343
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in University Park, NM

Compare rates from the cheapest auto insurance companies in University Park, NM for your needs. Take a look at how University Park, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in University Park, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap University Park, New Mexico Auto Insurance Companies

If you’re looking for the cheapest University Park, NM auto insurance companies overall, you can compare them here. Find the best price for University Park, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in University Park, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,209
GEICO $3,888
Nationwide $2,825
Progressive $2,710
State Farm $2,294
USAA $2,129

What affects University Park, New Mexico auto insurance rates?

Local factors affect auto insurance rates in University Park, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact University Park auto insurance rates.

Commute Times in University Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in University Park, NM is 12.0 minutes according to City-Data.

Compare Auto Insurance Quotes in University Park, NM

You can buy cheap University Park, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free University Park, New Mexico auto insurance quotes from top companies.

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