Buy Cheap Union Springs, NY Auto Insurance (2022)

Union Springs, NY auto insurance rates average $256 a month. Minimum auto insurance requirements in Union Springs, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Union Springs, NY, compare Union Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Union Springs is Liberty Mutual
  • The most expensive auto insurance company in Union Springs after a DUI is Liberty Mutual
  • Average auto insurance rates in Union Springs, NY for teens drivers are $5,294/year

Finding affordable Union Springs, New York auto insurance can be challenging, but everything you need to know to buy cheap Union Springs, NY auto insurance with confidence is right here. Auto insurance rates in Union Springs are affected by local factors as well as personal ones like your driving record.

See how Union Springs, NY car insurance rates compare to Rochester auto insurance rates, Yonkers auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Union Springs.

Don’t buy Union Springs, NY auto insurance until you’ve compared rates. Get free Union Springs, New York auto insurance quotes when you enter your ZIP code above.

Union Springs, NY Minimum Auto Insurance Requirements

The required auto insurance in Union Springs, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Union Springs, New York is outlined here.

Minimum Required Auto Insurance Coverage in Union Springs, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Union Springs, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Union Springs, NY. Take a look at Union Springs, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Union Springs, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,264 $1,664 $1,493
Liberty Mutual $6,651 $4,360 $3,273
Nationwide $2,598 $2,598 $2,598
Progressive $3,913 $2,037 $1,498
State Farm $4,731 $2,966 $2,354
Travelers $4,247 $2,713 $2,371
USAA $4,475 $2,257 $1,998

Buy Cheap Union Springs, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Union Springs, New York auto insurance rates? Find out how car insurance rates in Union Springs, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union Springs, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,320 $1,273 $1,287 $1,268 $2,793 $4,104 $1,189 $1,225
Liberty Mutual $3,459 $3,459 $3,223 $3,223 $6,715 $10,882 $3,459 $3,672
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,505 $1,415 $1,216 $1,233 $5,037 $5,616 $1,942 $1,898
State Farm $2,101 $2,101 $1,833 $1,833 $6,194 $7,986 $2,310 $2,445
Travelers $2,239 $2,262 $2,045 $2,194 $5,157 $6,119 $2,382 $2,483
USAA $1,522 $1,495 $1,381 $1,380 $6,123 $7,295 $1,943 $2,142

Buy Cheap Union Springs, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Union Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Union Springs, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Union Springs, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,793 $4,104
Liberty Mutual $6,715 $10,882
Nationwide $3,454 $5,122
Progressive $5,037 $5,616
State Farm $6,194 $7,986
Travelers $5,157 $6,119
USAA $6,123 $7,295

Buy Cheap Union Springs, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Union Springs, New York by comparing Union Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Union Springs, NY here.

Annual Auto Insurance Rates for Senior Drivers in Union Springs, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,287 $1,268
Liberty Mutual $3,223 $3,223
Nationwide $1,874 $1,874
Progressive $1,216 $1,233
State Farm $1,833 $1,833
Travelers $2,045 $2,194
USAA $1,381 $1,380

Find Cheap Auto Insurance Rates in Union Springs, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Union Springs, New York auto insurance. Compare Union Springs, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union Springs, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,717 $1,805 $1,900
Liberty Mutual $4,565 $4,746 $4,973
Nationwide $2,461 $2,579 $2,754
Progressive $2,366 $2,471 $2,611
State Farm $3,178 $3,370 $3,503
Travelers $2,973 $3,088 $3,269
USAA $2,832 $2,899 $3,000

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Find Cheap Union Springs, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Union Springs. Compare auto insurance rates in Union Springs, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Union Springs, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,754 $1,861
Liberty Mutual $4,629 $4,894
Nationwide $2,598 $2,598
Progressive $2,483 $2,483
State Farm $3,233 $3,468
Travelers $3,110 $3,110
USAA $2,881 $2,939

Find Cheap Union Springs, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Union Springs, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Union Springs, NY, take a look at the average cost for various violations versus rates for a clean driving record in Union Springs.

Annual Union Springs, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,416 $1,543 $2,854 $1,416
Liberty Mutual $3,808 $3,808 $7,621 $3,808
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,416 $2,416 $2,668 $2,430
State Farm $3,191 $3,191 $3,509 $3,509
Travelers $2,667 $3,316 $3,363 $3,095
USAA $2,579 $2,621 $3,820 $2,621

Find Cheap Union Springs, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Union Springs, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Union Springs for less when you shop around and compare rates from multiple Union Springs, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Union Springs, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,357
GEICO $2,854
Liberty Mutual $7,621
Nationwide $4,360
Progressive $2,668
State Farm $3,509
Travelers $3,363
USAA $3,820

Winners by Category: Where to Buy Cheap Auto Insurance in Union Springs, NY

Compare rates from the cheapest auto insurance companies in Union Springs, NY for your needs. Take a look at how Union Springs, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Union Springs, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Union Springs, New York Auto Insurance Companies

If you’re looking for the cheapest Union Springs, NY auto insurance companies overall, you can compare them here. Find the best price for Union Springs, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Union Springs, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,807
Liberty Mutual $4,761
Nationwide $2,598
Progressive $2,483
State Farm $3,350
Travelers $3,110
USAA $2,910

What affects Union Springs, New York auto insurance rates?

Local factors affect auto insurance rates in Union Springs, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Union Springs auto insurance rates.

Commute Times in Union Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Union Springs, NY is 24.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Union Springs, NY

You can buy cheap Union Springs, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Union Springs, New York auto insurance quotes from top companies.

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