Buy Cheap Union, NJ Auto Insurance (2021)

Union, NJ auto insurance rates average $616 a month. Minimum auto insurance requirements in Union, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Union, NJ, compare Union auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Union is Farmers
  • The most expensive auto insurance company in Union after a DUI is State Farm
  • Average auto insurance rates in Union, NJ are $616/month

Finding affordable Union, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Union, NJ auto insurance with confidence is right here. Auto insurance rates in Union are affected by local factors as well as personal ones like your driving record.

See how Union, NJ car insurance rates compare to Newark auto insurance rates, Camden auto insurance rates, and Paterson auto insurance rates before you read more about the cost of auto insurance in Union.

Don’t buy Union, NJ auto insurance until you’ve compared rates. Get free Union, New Jersey auto insurance quotes when you enter your ZIP code above.

Union, NJ Minimum Auto Insurance Requirements

The required auto insurance in Union, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Union, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Union, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Union, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Union, NJ. Take a look at Union, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Union, New Jersey

Insurance Company Poor Fair Good
Allstate $10,454 $6,625 $5,202
Farmers $12,802 $9,930 $9,369
GEICO $5,349 $3,052 $2,196
Liberty Mutual $11,805 $8,723 $7,346
Progressive $5,945 $5,174 $4,769
State Farm $14,932 $8,976 $6,981
Travelers $7,049 $5,110 $3,444

Buy Cheap Union, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Union, New Jersey auto insurance rates? Find out how car insurance rates in Union, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,503 $4,484 $4,388 $4,388 $14,047 $16,865 $5,332 $5,408
Farmers $6,689 $6,774 $6,507 $6,368 $20,015 $23,102 $7,979 $8,167
GEICO $2,879 $2,826 $2,809 $2,809 $5,235 $5,178 $3,318 $3,206
Liberty Mutual $6,114 $6,114 $6,724 $6,724 $16,011 $18,183 $6,724 $7,735
Progressive $2,671 $2,459 $2,403 $2,475 $12,460 $13,699 $3,175 $3,026
State Farm $5,973 $5,973 $5,408 $5,408 $19,769 $25,394 $6,823 $7,619
Travelers $3,969 $3,828 $3,668 $3,691 $8,870 $9,967 $3,833 $3,780

Buy Cheap Union, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Union can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Union, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Union, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,047 $16,865
Farmers $20,015 $23,102
GEICO $5,235 $5,178
Liberty Mutual $16,011 $18,183
Progressive $12,460 $13,699
State Farm $19,769 $25,394
Travelers $8,870 $9,967

Buy Cheap Union, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Union, New Jersey by comparing Union senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Union, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Union, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,388 $4,388
Farmers $6,507 $6,368
GEICO $2,809 $2,809
Liberty Mutual $6,724 $6,724
Progressive $2,403 $2,475
State Farm $5,408 $5,408
Travelers $3,668 $3,691

Find Cheap Auto Insurance Rates in Union, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Union, New Jersey auto insurance. Compare Union, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union, New Jersey

Insurance Company Low Medium High
Allstate $6,800 $7,544 $7,937
Farmers $9,612 $10,609 $11,880
GEICO $3,158 $3,599 $3,841
Liberty Mutual $8,318 $9,571 $9,985
Progressive $4,776 $5,372 $5,740
State Farm $9,513 $10,439 $10,935
Travelers $4,722 $5,194 $5,686

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Find Cheap Union, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Union. Compare auto insurance rates in Union, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Union, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,414 $7,440
Farmers $10,700 $10,700
GEICO $3,502 $3,562
Liberty Mutual $9,200 $9,383
Progressive $5,296 $5,296
State Farm $10,023 $10,569
Travelers $5,201 $5,201

Find Cheap Union, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Union, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Union, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Union.

Annual Union, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,577 $9,280 $8,069 $6,782
Farmers $8,267 $14,152 $11,412 $8,970
GEICO $2,732 $3,614 $5,051 $2,732
Liberty Mutual $8,918 $10,224 $9,105 $8,918
Progressive $4,533 $6,134 $5,206 $5,312
State Farm $5,560 $10,186 $16,422 $9,015
Travelers $3,977 $5,961 $5,769 $5,096

Find Cheap Union, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Union, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Union for less when you shop around and compare rates from multiple Union, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Union, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,069
Farmers $11,412
GEICO $5,051
Liberty Mutual $9,105
Progressive $5,206
State Farm $16,422
Travelers $5,769

Winners by Category: Where to Buy Cheap Auto Insurance in Union, NJ

Compare rates from the cheapest auto insurance companies in Union, NJ for your needs. Take a look at how Union, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Union, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Union, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Union, NJ auto insurance companies overall, you can compare them here. Find the best price for Union, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Union, New Jersey

Insurance Company Average Annual Rates
Allstate $7,427
Farmers $10,700
GEICO $3,532
Liberty Mutual $9,291
Progressive $5,296
State Farm $10,296
Travelers $5,201

What affects Union, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Union, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Union auto insurance rates.

Commute Times in Union

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Union, NJ is 34.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Union, NJ

You can buy cheap Union, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Union, New Jersey auto insurance quotes from top companies.

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