Buy Cheap Union City, TN Auto Insurance (2021)

Union City, TN auto insurance rates average $278 a month. Minimum auto insurance requirements in Union City, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Union City, TN, compare Union City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Union City after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Union City is Allstate
  • Average auto insurance rates in Union City, TN for teens drivers are $6,713/year

Finding affordable Union City, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Union City, TN auto insurance with confidence is right here. Auto insurance rates in Union City are affected by local factors as well as personal ones like your driving record.

See how Union City, TN car insurance rates compare to Memphis auto insurance rates, Hendersonville auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Union City.

Don’t buy Union City, TN auto insurance until you’ve compared rates. Get free Union City, Tennessee auto insurance quotes when you enter your ZIP code above.

Union City, TN Minimum Auto Insurance Requirements

The required auto insurance in Union City, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Union City, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Union City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Union City, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Union City, TN. Take a look at Union City, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Union City, Tennessee

Insurance Company Poor Fair Good
Allstate $6,060 $4,633 $3,545
Farmers $4,131 $3,218 $3,043
GEICO $4,184 $3,571 $3,281
Liberty Mutual $8,456 $5,177 $4,053
Nationwide $3,894 $3,084 $2,730
Progressive $4,019 $3,448 $3,216
State Farm $3,610 $2,166 $1,683
Travelers $3,440 $2,703 $1,973
USAA $4,147 $2,426 $2,000

Buy Cheap Union City, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Union City, Tennessee auto insurance rates? Find out how car insurance rates in Union City, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,790 $2,688 $2,499 $2,595 $10,202 $11,085 $2,995 $3,111
Farmers $1,857 $1,891 $1,674 $1,830 $7,422 $7,902 $2,502 $2,635
GEICO $2,507 $2,540 $2,321 $2,321 $7,225 $7,395 $2,523 $2,599
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,850 $1,755 $1,508 $1,571 $8,058 $9,082 $2,231 $2,431
State Farm $1,534 $1,534 $1,377 $1,377 $4,584 $5,744 $1,731 $2,007
Travelers $1,744 $1,836 $1,585 $1,687 $4,901 $6,074 $1,858 $1,955
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

Buy Cheap Union City, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Union City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Union City, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Union City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,202 $11,085
Farmers $7,422 $7,902
GEICO $7,225 $7,395
Nationwide $5,594 $7,251
Progressive $8,058 $9,082
State Farm $4,584 $5,744
Travelers $4,901 $6,074
USAA $5,721 $6,560

Buy Cheap Union City, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Union City, Tennessee by comparing Union City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Union City, TN here.

Annual Auto Insurance Rates for Senior Drivers in Union City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,499 $2,595
Farmers $1,674 $1,830
GEICO $2,321 $2,321
Nationwide $1,878 $1,915
Progressive $1,508 $1,571
State Farm $1,377 $1,377
Travelers $1,585 $1,687
USAA $1,459 $1,464

Find Cheap Auto Insurance Rates in Union City, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Union City, Tennessee auto insurance. Compare Union City, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union City, Tennessee

Insurance Company Low Medium High
Allstate $4,581 $4,734 $4,922
Farmers $3,259 $3,446 $3,688
GEICO $3,519 $3,672 $3,846
Liberty Mutual $5,642 $5,893 $6,151
Nationwide $3,267 $3,162 $3,279
Progressive $3,355 $3,562 $3,765
State Farm $2,352 $2,497 $2,610
Travelers $2,548 $2,703 $2,864
USAA $2,764 $2,847 $2,962

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Find Cheap Union City, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Union City. Compare auto insurance rates in Union City, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Union City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
Farmers $3,464 $3,464
GEICO $3,663 $3,694
Liberty Mutual $5,895 $5,895
Nationwide $3,236 $3,236
Progressive $3,561 $3,561
State Farm $2,427 $2,545
Travelers $2,599 $2,811
USAA $2,776 $2,939

Find Cheap Union City, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Union City, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Union City, TN, take a look at the average cost for various violations versus rates for a clean driving record in Union City.

Annual Union City, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,992 $4,745 $5,696 $4,549
Farmers $2,959 $3,653 $3,747 $3,497
GEICO $2,643 $3,577 $5,852 $2,643
Liberty Mutual $4,788 $6,884 $6,406 $5,503
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,139 $4,060 $3,344 $3,699
State Farm $2,273 $2,700 $2,486 $2,486
Travelers $2,193 $2,818 $3,111 $2,699
USAA $2,079 $3,112 $3,661 $2,578

Find Cheap Union City, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Union City, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Union City for less when you shop around and compare rates from multiple Union City, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Union City, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,696
Farmers $3,747
GEICO $5,852
Liberty Mutual $6,406
Nationwide $4,216
Progressive $3,344
State Farm $2,486
Travelers $3,111
USAA $3,661

Winners by Category: Where to Buy Cheap Auto Insurance in Union City, TN

Compare rates from the cheapest auto insurance companies in Union City, TN for your needs. Take a look at how Union City, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Union City, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Union City, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Union City, TN auto insurance companies overall, you can compare them here. Find the best price for Union City, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Union City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $3,464
GEICO $3,679
Nationwide $3,236
Progressive $3,561
State Farm $2,486
Travelers $2,705
USAA $2,858

What affects Union City, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Union City, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Union City auto insurance rates.

Commute Times in Union City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Union City, TN is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Union City, TN

You can buy cheap Union City, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Union City, Tennessee auto insurance quotes from top companies.

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