Buy Cheap Union City, IN Auto Insurance (2021)

Union City, IN auto insurance rates average $257 a month. Minimum auto insurance requirements in Union City, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Union City, IN, compare Union City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Union City after a DUI is Liberty Mutual
  • Average auto insurance rates in Union City, IN for teens drivers are $6,008/year
  • Average auto insurance rates in Union City, IN after a DUI are $3,657/year

Finding affordable Union City, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Union City, IN auto insurance with confidence is right here. Auto insurance rates in Union City are affected by local factors as well as personal ones like your driving record.

See how Union City, IN car insurance rates compare to Gary auto insurance rates, Carmel auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Union City.

Don’t buy Union City, IN auto insurance until you’ve compared rates. Get free Union City, Indiana auto insurance quotes when you enter your ZIP code above.

Union City, IN Minimum Auto Insurance Requirements

The required auto insurance in Union City, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Union City, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Union City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Union City, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Union City, IN. Take a look at Union City, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Union City, Indiana

Insurance Company Poor Fair Good
Allstate $4,783 $3,557 $3,232
American Family $4,398 $2,858 $2,394
Farmers $4,024 $3,278 $3,035
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $3,804 $3,367 $3,174
State Farm $3,223 $1,923 $1,491
Travelers $3,212 $2,722 $2,719
USAA $2,099 $1,377 $1,178

Buy Cheap Union City, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Union City, Indiana auto insurance rates? Find out how car insurance rates in Union City, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,395 $2,455 $2,102 $2,300 $7,310 $9,213 $2,436 $2,647
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,470 $1,391 $1,333 $1,340 $8,621 $9,708 $1,841 $1,883
State Farm $1,356 $1,356 $1,209 $1,209 $4,121 $5,278 $1,500 $1,670
Travelers $1,063 $1,083 $992 $994 $6,400 $10,119 $1,120 $1,304
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

Buy Cheap Union City, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Union City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Union City, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Union City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,310 $9,213
American Family $5,542 $8,024
Farmers $8,319 $8,886
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $8,621 $9,708
State Farm $4,121 $5,278
Travelers $6,400 $10,119
USAA $2,738 $3,074

Buy Cheap Union City, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Union City, Indiana by comparing Union City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Union City, IN here.

Annual Auto Insurance Rates for Senior Drivers in Union City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,102 $2,300
American Family $1,815 $1,815
Farmers $1,366 $1,526
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,333 $1,340
State Farm $1,209 $1,209
Travelers $992 $994
USAA $918 $928

Find Cheap Auto Insurance Rates in Union City, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Union City, Indiana auto insurance. Compare Union City, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union City, Indiana

Insurance Company Low Medium High
Allstate $3,674 $3,842 $4,056
American Family $3,186 $3,324 $3,140
Farmers $3,324 $3,440 $3,573
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,267 $3,397 $3,681
State Farm $2,107 $2,211 $2,318
Travelers $2,832 $2,911 $2,910
USAA $1,504 $1,548 $1,602

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Find Cheap Union City, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Union City. Compare auto insurance rates in Union City, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Union City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,857 $3,857
American Family $3,178 $3,255
Farmers $3,446 $3,446
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,448 $3,448
State Farm $2,150 $2,275
Travelers $2,884 $2,884
USAA $1,531 $1,572

Find Cheap Union City, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Union City, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Union City, IN, take a look at the average cost for various violations versus rates for a clean driving record in Union City.

Annual Union City, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $4,519 $4,166 $3,662
American Family $2,215 $3,546 $4,467 $2,638
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,591 $4,518 $3,089 $3,596
State Farm $2,160 $2,369 $2,160 $2,160
Travelers $2,453 $3,026 $3,427 $2,631
USAA $1,174 $1,665 $1,913 $1,453

Find Cheap Union City, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Union City, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Union City for less when you shop around and compare rates from multiple Union City, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Union City, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,166
American Family $4,467
Farmers $3,693
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,646
Progressive $3,089
State Farm $2,160
Travelers $3,427
USAA $1,913

Winners by Category: Where to Buy Cheap Auto Insurance in Union City, IN

Compare rates from the cheapest auto insurance companies in Union City, IN for your needs. Take a look at how Union City, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Union City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Union City, Indiana Auto Insurance Companies

If you’re looking for the cheapest Union City, IN auto insurance companies overall, you can compare them here. Find the best price for Union City, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Union City, Indiana

Insurance Company Average Annual Rates
Allstate $3,857
American Family $3,217
Farmers $3,446
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,448
State Farm $2,212
Travelers $2,884
USAA $1,551

What affects Union City, Indiana auto insurance rates?

Local factors affect auto insurance rates in Union City, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Union City auto insurance rates.

Commute Times in Union City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Union City, IN is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Union City, IN

You can buy cheap Union City, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Union City, Indiana auto insurance quotes from top companies.

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