Buy Cheap Unicoi, TN Auto Insurance (2021)

Unicoi, TN auto insurance rates average $242 a month. Minimum auto insurance requirements in Unicoi, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Unicoi, TN, compare Unicoi auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Unicoi is Allstate
  • Average auto insurance rates in Unicoi, TN after a DUI are $3,728/year
  • Average auto insurance rates in Unicoi, TN are $242/month

Finding affordable Unicoi, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Unicoi, TN auto insurance with confidence is right here. Auto insurance rates in Unicoi are affected by local factors as well as personal ones like your driving record.

See how Unicoi, TN car insurance rates compare to Johnson City auto insurance rates, Hendersonville auto insurance rates, and Murfreesboro auto insurance rates before you read more about the cost of auto insurance in Unicoi.

Don’t buy Unicoi, TN auto insurance until you’ve compared rates. Get free Unicoi, Tennessee auto insurance quotes when you enter your ZIP code above.

Unicoi, TN Minimum Auto Insurance Requirements

The required auto insurance in Unicoi, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Unicoi, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Unicoi, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Unicoi, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Unicoi, TN. Take a look at Unicoi, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Unicoi, Tennessee

Insurance Company Poor Fair Good
Allstate $5,299 $4,070 $3,117
Farmers $3,580 $2,801 $2,649
GEICO $3,248 $2,785 $2,562
Liberty Mutual $7,696 $4,718 $3,693
Nationwide $3,653 $2,912 $2,586
Progressive $3,368 $2,906 $2,715
State Farm $3,314 $1,990 $1,547
Travelers $3,024 $2,392 $1,747
USAA $3,575 $2,101 $1,736

Buy Cheap Unicoi, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Unicoi, Tennessee auto insurance rates? Find out how car insurance rates in Unicoi, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Unicoi, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,411 $2,313 $2,175 $2,257 $9,064 $9,870 $2,561 $2,647
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,881 $1,894 $1,729 $1,729 $5,851 $5,940 $1,919 $1,980
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,524 $1,437 $1,244 $1,298 $6,883 $7,742 $1,837 $2,005
State Farm $1,383 $1,383 $1,252 $1,252 $4,275 $5,338 $1,564 $1,822
Travelers $1,531 $1,608 $1,406 $1,493 $4,340 $5,391 $1,625 $1,707
USAA $1,395 $1,418 $1,263 $1,262 $4,977 $5,695 $1,818 $1,936

Buy Cheap Unicoi, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Unicoi can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Unicoi, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Unicoi, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,064 $9,870
Farmers $6,552 $6,951
GEICO $5,851 $5,940
Nationwide $5,364 $6,886
Progressive $6,883 $7,742
State Farm $4,275 $5,338
Travelers $4,340 $5,391
USAA $4,977 $5,695

Buy Cheap Unicoi, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Unicoi, Tennessee by comparing Unicoi senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Unicoi, TN here.

Annual Auto Insurance Rates for Senior Drivers in Unicoi, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,257
Farmers $1,419 $1,562
GEICO $1,729 $1,729
Nationwide $1,762 $1,786
Progressive $1,244 $1,298
State Farm $1,252 $1,252
Travelers $1,406 $1,493
USAA $1,263 $1,262

Find Cheap Auto Insurance Rates in Unicoi, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Unicoi, Tennessee auto insurance. Compare Unicoi, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Unicoi, Tennessee

Insurance Company Low Medium High
Allstate $4,018 $4,152 $4,317
Farmers $2,834 $2,994 $3,202
GEICO $2,727 $2,858 $3,010
Liberty Mutual $5,136 $5,366 $5,605
Nationwide $3,065 $2,986 $3,100
Progressive $2,809 $2,998 $3,182
State Farm $2,152 $2,294 $2,404
Travelers $2,245 $2,386 $2,533
USAA $2,387 $2,461 $2,564

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Find Cheap Unicoi, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Unicoi. Compare auto insurance rates in Unicoi, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Unicoi, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,162 $4,162
Farmers $3,010 $3,010
GEICO $2,845 $2,885
Liberty Mutual $5,369 $5,369
Nationwide $3,050 $3,050
Progressive $2,996 $2,996
State Farm $2,229 $2,338
Travelers $2,295 $2,480
USAA $2,401 $2,541

Find Cheap Unicoi, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Unicoi, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Unicoi, TN, take a look at the average cost for various violations versus rates for a clean driving record in Unicoi.

Annual Unicoi, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,484 $4,151 $5,026 $3,988
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $2,094 $2,792 $4,480 $2,094
Liberty Mutual $4,355 $6,272 $5,836 $5,012
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,642 $3,425 $2,812 $3,106
State Farm $2,078 $2,489 $2,284 $2,284
Travelers $1,941 $2,489 $2,742 $2,380
USAA $1,798 $2,694 $3,164 $2,227

Find Cheap Unicoi, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Unicoi, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Unicoi for less when you shop around and compare rates from multiple Unicoi, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Unicoi, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,026
Farmers $3,263
GEICO $4,480
Liberty Mutual $5,836
Nationwide $3,945
Progressive $2,812
State Farm $2,284
Travelers $2,742
USAA $3,164

Winners by Category: Where to Buy Cheap Auto Insurance in Unicoi, TN

Compare rates from the cheapest auto insurance companies in Unicoi, TN for your needs. Take a look at how Unicoi, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Unicoi, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Unicoi, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Unicoi, TN auto insurance companies overall, you can compare them here. Find the best price for Unicoi, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Unicoi, Tennessee

Insurance Company Average Annual Rates
Allstate $4,162
Farmers $3,010
GEICO $2,865
Nationwide $3,050
Progressive $2,996
State Farm $2,284
Travelers $2,388
USAA $2,471

What affects Unicoi, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Unicoi, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Unicoi auto insurance rates.

Commute Times in Unicoi

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Unicoi, TN is 28.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Unicoi, TN

You can buy cheap Unicoi, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Unicoi, Tennessee auto insurance quotes from top companies.

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