Buy Cheap Umpqua, OR Auto Insurance (2022)

Umpqua, OR auto insurance rates average $264 a month. Minimum auto insurance requirements in Umpqua, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Umpqua, OR, compare Umpqua auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Umpqua, OR for teens drivers are $6,148/year
  • The most expensive auto insurance company in Umpqua after a DUI is Allstate
  • Average auto insurance rates in Umpqua, OR are $264/month

Finding affordable Umpqua, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Umpqua, OR auto insurance with confidence is right here. Auto insurance rates in Umpqua are affected by local factors as well as personal ones like your driving record.

See how Umpqua, OR car insurance rates compare to Springfield auto insurance rates, Medford auto insurance rates, and Salem auto insurance rates before you read more about the cost of auto insurance in Umpqua.

Don’t buy Umpqua, OR auto insurance until you’ve compared rates. Get free Umpqua, Oregon auto insurance quotes when you enter your ZIP code above.

Umpqua, OR Minimum Auto Insurance Requirements

The required auto insurance in Umpqua, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Umpqua, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Umpqua, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Umpqua, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Umpqua, OR. Take a look at Umpqua, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Umpqua, Oregon

Insurance Company Poor Fair Good
Allstate $5,752 $4,054 $3,348
American Family $4,117 $3,040 $2,573
Farmers $3,633 $2,961 $2,806
GEICO $3,583 $2,972 $2,360
Liberty Mutual $5,801 $3,406 $2,629
Nationwide $3,620 $2,872 $2,492
Progressive $4,136 $3,575 $3,331
State Farm $3,274 $2,090 $1,673
Travelers $3,128 $2,414 $1,889
USAA $3,743 $2,092 $1,667

Buy Cheap Umpqua, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Umpqua, Oregon auto insurance rates? Find out how car insurance rates in Umpqua, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Umpqua, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,913 $2,704 $2,654 $2,672 $8,536 $9,502 $3,042 $3,054
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,768 $1,729 $1,568 $1,664 $7,086 $7,229 $1,983 $2,041
GEICO $2,222 $2,143 $2,062 $2,068 $5,684 $5,180 $2,367 $2,047
Liberty Mutual $2,570 $2,701 $2,226 $2,467 $8,024 $8,623 $2,464 $2,487
Nationwide $2,113 $2,109 $1,882 $1,971 $4,807 $6,020 $2,460 $2,595
Progressive $1,951 $1,771 $1,693 $1,741 $8,416 $9,310 $2,339 $2,226
State Farm $1,405 $1,405 $1,283 $1,283 $4,422 $5,545 $1,593 $1,831
Travelers $1,681 $1,675 $1,501 $1,551 $4,517 $5,386 $1,746 $1,759
USAA $1,561 $1,516 $1,540 $1,490 $4,725 $5,080 $2,005 $2,088

Buy Cheap Umpqua, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Umpqua can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Umpqua, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Umpqua, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,536 $9,502
American Family $5,264 $8,240
Farmers $7,086 $7,229
GEICO $5,684 $5,180
Liberty Mutual $8,024 $8,623
Nationwide $4,807 $6,020
Progressive $8,416 $9,310
State Farm $4,422 $5,545
Travelers $4,517 $5,386
USAA $4,725 $5,080

Buy Cheap Umpqua, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Umpqua, Oregon by comparing Umpqua senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Umpqua, OR here.

Annual Auto Insurance Rates for Senior Drivers in Umpqua, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,654 $2,672
American Family $1,903 $1,903
Farmers $1,568 $1,664
GEICO $2,062 $2,068
Liberty Mutual $2,226 $2,467
Nationwide $1,882 $1,971
Progressive $1,693 $1,741
State Farm $1,283 $1,283
Travelers $1,501 $1,551
USAA $1,540 $1,490

Find Cheap Auto Insurance Rates in Umpqua, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Umpqua, Oregon auto insurance. Compare Umpqua, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Umpqua, Oregon

Insurance Company Low Medium High
Allstate $4,230 $4,375 $4,549
American Family $3,228 $3,428 $3,074
Farmers $2,950 $3,096 $3,355
GEICO $2,732 $2,985 $3,198
Liberty Mutual $3,731 $3,937 $4,168
Nationwide $2,871 $3,074 $3,039
Progressive $3,557 $3,665 $3,820
State Farm $2,220 $2,348 $2,470
Travelers $2,338 $2,465 $2,628
USAA $2,393 $2,503 $2,606

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Find Cheap Umpqua, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Umpqua. Compare auto insurance rates in Umpqua, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Umpqua, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,385 $4,385
American Family $3,194 $3,293
Farmers $3,133 $3,133
GEICO $2,921 $3,022
Liberty Mutual $3,945 $3,945
Nationwide $2,995 $2,995
Progressive $3,681 $3,681
State Farm $2,286 $2,405
Travelers $2,379 $2,575
USAA $2,429 $2,572

Find Cheap Umpqua, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Umpqua, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Umpqua, OR, take a look at the average cost for various violations versus rates for a clean driving record in Umpqua.

Annual Umpqua, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,550 $4,768 $4,912 $4,309
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,643 $3,399 $3,324 $3,169
GEICO $1,966 $3,120 $4,084 $2,716
Liberty Mutual $3,498 $3,912 $4,485 $3,886
Nationwide $2,539 $2,719 $3,848 $2,872
Progressive $2,778 $5,060 $3,577 $3,308
State Farm $2,083 $2,714 $2,293 $2,293
Travelers $2,008 $2,568 $2,881 $2,452
USAA $1,819 $2,536 $3,521 $2,127

Find Cheap Umpqua, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Umpqua, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Umpqua for less when you shop around and compare rates from multiple Umpqua, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Umpqua, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,912
American Family $4,356
Farmers $3,324
GEICO $4,084
Liberty Mutual $4,485
Nationwide $3,848
Progressive $3,577
State Farm $2,293
Travelers $2,881
USAA $3,521

Winners by Category: Where to Buy Cheap Auto Insurance in Umpqua, OR

Compare rates from the cheapest auto insurance companies in Umpqua, OR for your needs. Take a look at how Umpqua, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Umpqua, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Umpqua, Oregon Auto Insurance Companies

If you’re looking for the cheapest Umpqua, OR auto insurance companies overall, you can compare them here. Find the best price for Umpqua, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Umpqua, Oregon

Insurance Company Average Annual Rates
Allstate $4,385
American Family $3,243
Farmers $3,133
GEICO $2,972
Liberty Mutual $3,945
Nationwide $2,995
Progressive $3,681
State Farm $2,346
Travelers $2,477
USAA $2,501

Compare Auto Insurance Quotes in Umpqua, OR

You can buy cheap Umpqua, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Umpqua, Oregon auto insurance quotes from top companies.

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