Buy Cheap Umatilla, OR Auto Insurance (2022)

Umatilla, OR auto insurance rates average $254 a month. Minimum auto insurance requirements in Umatilla, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Umatilla, OR, compare Umatilla auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Umatilla, OR after a DUI are $3,585/year
  • Average auto insurance rates in Umatilla, OR are $254/month
  • Average auto insurance rates in Umatilla, OR for teens drivers are $5,922/year

Finding affordable Umatilla, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Umatilla, OR auto insurance with confidence is right here. Auto insurance rates in Umatilla are affected by local factors as well as personal ones like your driving record.

See how Umatilla, OR car insurance rates compare to Beaverton auto insurance rates, Bend auto insurance rates, and Portland auto insurance rates before you read more about the cost of auto insurance in Umatilla.

Don’t buy Umatilla, OR auto insurance until you’ve compared rates. Get free Umatilla, Oregon auto insurance quotes when you enter your ZIP code above.

Umatilla, OR Minimum Auto Insurance Requirements

The required auto insurance in Umatilla, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Umatilla, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Umatilla, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Umatilla, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Umatilla, OR. Take a look at Umatilla, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Umatilla, Oregon

Insurance Company Poor Fair Good
Allstate $5,095 $3,599 $2,978
American Family $3,960 $2,913 $2,465
Farmers $4,045 $3,311 $3,138
GEICO $3,575 $2,964 $2,354
Liberty Mutual $5,571 $3,298 $2,553
Nationwide $3,189 $2,530 $2,201
Progressive $3,692 $3,188 $2,970
State Farm $3,496 $2,231 $1,785
Travelers $3,060 $2,401 $1,890
USAA $3,571 $1,997 $1,592

Buy Cheap Umatilla, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Umatilla, Oregon auto insurance rates? Find out how car insurance rates in Umatilla, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Umatilla, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,607 $2,442 $2,361 $2,386 $7,431 $8,312 $2,773 $2,812
American Family $2,057 $2,057 $1,834 $1,834 $5,043 $7,856 $2,057 $2,162
Farmers $1,947 $1,901 $1,722 $1,829 $7,992 $8,164 $2,185 $2,245
GEICO $2,218 $2,139 $2,031 $2,016 $5,663 $5,205 $2,366 $2,075
Liberty Mutual $2,457 $2,591 $2,131 $2,358 $7,754 $8,361 $2,386 $2,422
Nationwide $1,882 $1,883 $1,678 $1,761 $4,186 $5,250 $2,178 $2,301
Progressive $1,756 $1,596 $1,524 $1,568 $7,475 $8,253 $2,099 $1,995
State Farm $1,500 $1,500 $1,369 $1,369 $4,719 $5,922 $1,701 $1,953
Travelers $1,618 $1,628 $1,462 $1,520 $4,509 $5,474 $1,684 $1,710
USAA $1,505 $1,467 $1,475 $1,436 $4,446 $4,803 $1,935 $2,027

Buy Cheap Umatilla, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Umatilla can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Umatilla, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Umatilla, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,431 $8,312
American Family $5,043 $7,856
Farmers $7,992 $8,164
GEICO $5,663 $5,205
Liberty Mutual $7,754 $8,361
Nationwide $4,186 $5,250
Progressive $7,475 $8,253
State Farm $4,719 $5,922
Travelers $4,509 $5,474
USAA $4,446 $4,803

Buy Cheap Umatilla, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Umatilla, Oregon by comparing Umatilla senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Umatilla, OR here.

Annual Auto Insurance Rates for Senior Drivers in Umatilla, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,361 $2,386
American Family $1,834 $1,834
Farmers $1,722 $1,829
GEICO $2,031 $2,016
Liberty Mutual $2,131 $2,358
Nationwide $1,678 $1,761
Progressive $1,524 $1,568
State Farm $1,369 $1,369
Travelers $1,462 $1,520
USAA $1,475 $1,436

Find Cheap Auto Insurance Rates in Umatilla, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Umatilla, Oregon auto insurance. Compare Umatilla, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Umatilla, Oregon

Insurance Company Low Medium High
Allstate $3,775 $3,882 $4,014
American Family $3,112 $3,287 $2,939
Farmers $3,294 $3,456 $3,745
GEICO $2,776 $2,976 $3,141
Liberty Mutual $3,610 $3,799 $4,013
Nationwide $2,530 $2,709 $2,680
Progressive $3,173 $3,269 $3,408
State Farm $2,369 $2,507 $2,636
Travelers $2,291 $2,437 $2,624
USAA $2,286 $2,389 $2,486

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Find Cheap Umatilla, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Umatilla. Compare auto insurance rates in Umatilla, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Umatilla, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,890 $3,890
American Family $3,064 $3,161
Farmers $3,498 $3,498
GEICO $2,914 $3,015
Liberty Mutual $3,807 $3,807
Nationwide $2,640 $2,640
Progressive $3,283 $3,283
State Farm $2,440 $2,568
Travelers $2,354 $2,548
USAA $2,318 $2,455

Find Cheap Umatilla, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Umatilla, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Umatilla, OR, take a look at the average cost for various violations versus rates for a clean driving record in Umatilla.

Annual Umatilla, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,213 $4,343 $3,828
American Family $2,161 $3,344 $4,176 $2,770
Farmers $2,948 $3,799 $3,715 $3,531
GEICO $1,970 $3,104 $4,051 $2,732
Liberty Mutual $3,372 $3,774 $4,336 $3,748
Nationwide $2,242 $2,399 $3,385 $2,533
Progressive $2,483 $4,503 $3,192 $2,954
State Farm $2,224 $2,897 $2,448 $2,448
Travelers $1,989 $2,536 $2,856 $2,421
USAA $1,744 $2,419 $3,347 $2,037

Find Cheap Umatilla, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Umatilla, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Umatilla for less when you shop around and compare rates from multiple Umatilla, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Umatilla, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,343
American Family $4,176
Farmers $3,715
GEICO $4,051
Liberty Mutual $4,336
Nationwide $3,385
Progressive $3,192
State Farm $2,448
Travelers $2,856
USAA $3,347

Winners by Category: Where to Buy Cheap Auto Insurance in Umatilla, OR

Compare rates from the cheapest auto insurance companies in Umatilla, OR for your needs. Take a look at how Umatilla, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Umatilla, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Umatilla, Oregon Auto Insurance Companies

If you’re looking for the cheapest Umatilla, OR auto insurance companies overall, you can compare them here. Find the best price for Umatilla, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Umatilla, Oregon

Insurance Company Average Annual Rates
Allstate $3,891
American Family $3,113
Farmers $3,498
GEICO $2,964
Liberty Mutual $3,807
Nationwide $2,640
Progressive $3,283
State Farm $2,504
Travelers $2,451
USAA $2,387

What affects Umatilla, Oregon auto insurance rates?

Local factors affect auto insurance rates in Umatilla, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Umatilla auto insurance rates.

Auto Theft in Umatilla

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Umatilla, OR auto theft show a total of 7 vehicle thefts annually.

Commute Times in Umatilla

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Umatilla, OR is 21.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Umatilla, OR

You can buy cheap Umatilla, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Umatilla, Oregon auto insurance quotes from top companies.

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