Buy Cheap Twin Lakes, NM Auto Insurance (2021)

Twin Lakes, NM auto insurance rates average $280 a month. Minimum auto insurance requirements in Twin Lakes, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Twin Lakes, NM, compare Twin Lakes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Twin Lakes after a DUI is GEICO
  • Average auto insurance rates in Twin Lakes, NM are $280/month
  • Average auto insurance rates in Twin Lakes, NM for teens drivers are $6,569/year

Finding affordable Twin Lakes, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Twin Lakes, NM auto insurance with confidence is right here. Auto insurance rates in Twin Lakes are affected by local factors as well as personal ones like your driving record.

See how Twin Lakes, NM car insurance rates compare to Hobbs auto insurance rates, Santa Fe auto insurance rates, and Farmington auto insurance rates before you read more about the cost of auto insurance in Twin Lakes.

Don’t buy Twin Lakes, NM auto insurance until you’ve compared rates. Get free Twin Lakes, New Mexico auto insurance quotes when you enter your ZIP code above.

Twin Lakes, NM Minimum Auto Insurance Requirements

The required auto insurance in Twin Lakes, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Twin Lakes, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Twin Lakes, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Twin Lakes, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Twin Lakes, NM. Take a look at Twin Lakes, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Twin Lakes, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,679 $3,881 $3,689
GEICO $4,719 $4,112 $3,806
Nationwide $4,158 $3,238 $2,806
Progressive $3,443 $3,095 $2,942
State Farm $2,982 $1,855 $1,477
USAA $3,040 $2,276 $1,973

Buy Cheap Twin Lakes, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Twin Lakes, New Mexico auto insurance rates? Find out how car insurance rates in Twin Lakes, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Twin Lakes, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,327 $2,361 $2,121 $2,218 $5,649 $7,089 $2,630 $2,808
Progressive $1,641 $1,574 $1,500 $1,499 $7,084 $7,963 $1,982 $2,037
State Farm $1,380 $1,380 $1,259 $1,259 $3,695 $4,620 $1,540 $1,703
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Buy Cheap Twin Lakes, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Twin Lakes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Twin Lakes, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Twin Lakes, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,258 $9,525
GEICO $7,617 $10,449
Nationwide $5,649 $7,089
Progressive $7,084 $7,963
State Farm $3,695 $4,620
USAA $4,267 $4,820

Buy Cheap Twin Lakes, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Twin Lakes, New Mexico by comparing Twin Lakes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Twin Lakes, NM here.

Annual Auto Insurance Rates for Senior Drivers in Twin Lakes, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,018 $2,148
GEICO $2,442 $2,442
Nationwide $2,121 $2,218
Progressive $1,500 $1,499
State Farm $1,259 $1,259
USAA $1,530 $1,522

Find Cheap Auto Insurance Rates in Twin Lakes, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Twin Lakes, New Mexico auto insurance. Compare Twin Lakes, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Twin Lakes, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,749 $4,049 $4,452
GEICO $3,928 $4,201 $4,509
Nationwide $3,312 $3,368 $3,522
Progressive $3,008 $3,163 $3,309
State Farm $1,911 $2,109 $2,293
USAA $2,258 $2,442 $2,590

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Find Cheap Twin Lakes, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Twin Lakes. Compare auto insurance rates in Twin Lakes, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Twin Lakes, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,083 $4,083
GEICO $4,148 $4,277
Nationwide $3,400 $3,400
Progressive $3,160 $3,160
State Farm $2,054 $2,155
USAA $2,357 $2,502

Find Cheap Twin Lakes, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Twin Lakes, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Twin Lakes, NM, take a look at the average cost for various violations versus rates for a clean driving record in Twin Lakes.

Annual Twin Lakes, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,560 $3,570 $4,582 $2,890
Progressive $2,728 $3,757 $2,937 $3,217
State Farm $1,978 $2,147 $2,147 $2,147
USAA $1,802 $2,514 $3,304 $2,100

Find Cheap Twin Lakes, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Twin Lakes, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Twin Lakes for less when you shop around and compare rates from multiple Twin Lakes, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Twin Lakes, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,335
GEICO $7,878
Nationwide $4,582
Progressive $2,937
State Farm $2,147
USAA $3,304

Winners by Category: Where to Buy Cheap Auto Insurance in Twin Lakes, NM

Compare rates from the cheapest auto insurance companies in Twin Lakes, NM for your needs. Take a look at how Twin Lakes, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Twin Lakes, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Twin Lakes, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Twin Lakes, NM auto insurance companies overall, you can compare them here. Find the best price for Twin Lakes, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Twin Lakes, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,083
GEICO $4,213
Nationwide $3,400
Progressive $3,160
State Farm $2,105
USAA $2,430

What affects Twin Lakes, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Twin Lakes, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Twin Lakes auto insurance rates.

Commute Times in Twin Lakes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Twin Lakes, NM is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Twin Lakes, NM

You can buy cheap Twin Lakes, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Twin Lakes, New Mexico auto insurance quotes from top companies.

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