Buy Cheap Twin Lakes, CO Auto Insurance (2021)

Twin Lakes, CO auto insurance rates average $320 a month. Minimum auto insurance requirements in Twin Lakes, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Twin Lakes, CO, compare Twin Lakes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Twin Lakes after a DUI is Allstate
  • Average auto insurance rates in Twin Lakes, CO after a DUI are $4,582/year
  • Average auto insurance rates in Twin Lakes, CO are $320/month

Finding affordable Twin Lakes, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Twin Lakes, CO auto insurance with confidence is right here. Auto insurance rates in Twin Lakes are affected by local factors as well as personal ones like your driving record.

See how Twin Lakes, CO car insurance rates compare to Denver auto insurance rates, Lakewood auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Twin Lakes.

Don’t buy Twin Lakes, CO auto insurance until you’ve compared rates. Get free Twin Lakes, Colorado auto insurance quotes when you enter your ZIP code above.

Twin Lakes, CO Minimum Auto Insurance Requirements

The required auto insurance in Twin Lakes, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Twin Lakes, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Twin Lakes, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Twin Lakes, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Twin Lakes, CO. Take a look at Twin Lakes, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Twin Lakes, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,787 $3,396 $2,842
Farmers $5,939 $4,833 $4,594
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,030 $2,447 $1,954
Nationwide $3,990 $3,154 $2,751
Progressive $4,842 $4,144 $3,816
State Farm $4,512 $2,895 $2,331
USAA $5,365 $3,042 $2,432

Buy Cheap Twin Lakes, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Twin Lakes, Colorado auto insurance rates? Find out how car insurance rates in Twin Lakes, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Twin Lakes, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $3,008 $2,981 $2,723 $2,920 $11,249 $11,363 $3,332 $3,400
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,918 $1,895 $1,607 $1,763 $5,421 $5,933 $1,946 $2,000
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,572 $2,398 $2,225 $2,216 $8,949 $10,031 $2,912 $2,836
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,407 $2,412 $2,283 $2,292 $6,065 $6,955 $3,104 $3,387

Buy Cheap Twin Lakes, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Twin Lakes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Twin Lakes, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Twin Lakes, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,096 $8,166
Farmers $11,249 $11,363
GEICO $5,302 $5,671
Liberty Mutual $5,421 $5,933
Nationwide $5,513 $7,064
Progressive $8,949 $10,031
State Farm $5,882 $7,421
USAA $6,065 $6,955

Buy Cheap Twin Lakes, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Twin Lakes, Colorado by comparing Twin Lakes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Twin Lakes, CO here.

Annual Auto Insurance Rates for Senior Drivers in Twin Lakes, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,263 $2,263
Farmers $2,723 $2,920
GEICO $1,751 $1,963
Liberty Mutual $1,607 $1,763
Nationwide $1,977 $2,093
Progressive $2,225 $2,216
State Farm $1,816 $1,816
USAA $2,283 $2,292

Find Cheap Auto Insurance Rates in Twin Lakes, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Twin Lakes, Colorado auto insurance. Compare Twin Lakes, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Twin Lakes, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,521 $3,751 $3,754
Farmers $4,576 $5,060 $5,730
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,679 $2,803 $2,950
Nationwide $3,323 $3,295 $3,276
Progressive $3,996 $4,279 $4,527
State Farm $3,060 $3,247 $3,430
USAA $3,471 $3,613 $3,756

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Find Cheap Twin Lakes, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Twin Lakes. Compare auto insurance rates in Twin Lakes, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Twin Lakes, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,597 $3,754
Farmers $5,122 $5,122
GEICO $2,618 $2,726
Liberty Mutual $2,810 $2,810
Nationwide $3,298 $3,298
Progressive $4,267 $4,267
State Farm $3,169 $3,323
USAA $3,510 $3,716

Find Cheap Twin Lakes, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Twin Lakes, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Twin Lakes, CO, take a look at the average cost for various violations versus rates for a clean driving record in Twin Lakes.

Annual Twin Lakes, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,716 $3,857 $5,047 $3,081
Farmers $4,323 $5,551 $5,478 $5,136
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,451 $2,876 $3,008 $2,906
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,697 $5,159 $3,903 $4,310
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,625 $3,204 $5,661 $2,962

Find Cheap Twin Lakes, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Twin Lakes, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Twin Lakes for less when you shop around and compare rates from multiple Twin Lakes, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Twin Lakes, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,091
American Family $5,047
Farmers $5,478
GEICO $3,404
Liberty Mutual $3,008
Nationwide $4,398
Progressive $3,903
State Farm $3,246
USAA $5,661

Winners by Category: Where to Buy Cheap Auto Insurance in Twin Lakes, CO

Compare rates from the cheapest auto insurance companies in Twin Lakes, CO for your needs. Take a look at how Twin Lakes, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Twin Lakes, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Twin Lakes, Colorado Auto Insurance Companies

If you’re looking for the cheapest Twin Lakes, CO auto insurance companies overall, you can compare them here. Find the best price for Twin Lakes, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Twin Lakes, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,675
Farmers $5,122
GEICO $2,672
Liberty Mutual $2,810
Nationwide $3,298
Progressive $4,267
State Farm $3,246
USAA $3,613

What affects Twin Lakes, Colorado auto insurance rates?

Local factors affect auto insurance rates in Twin Lakes, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Twin Lakes auto insurance rates.

Commute Times in Twin Lakes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Twin Lakes, CO is 28.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Twin Lakes, CO

You can buy cheap Twin Lakes, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Twin Lakes, Colorado auto insurance quotes from top companies.

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