Buy Cheap Tuscaloosa, AL Auto Insurance (2021)

Tuscaloosa, AL auto insurance rates average $315 a month. Minimum auto insurance requirements in Tuscaloosa, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Tuscaloosa, AL, compare Tuscaloosa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Tuscaloosa after a DUI is Liberty Mutual
  • Average auto insurance rates in Tuscaloosa, AL for teens drivers are $7,786/year
  • Average auto insurance rates in Tuscaloosa, AL are $315/month

Finding affordable Tuscaloosa, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Tuscaloosa, AL auto insurance with confidence is right here. Auto insurance rates in Tuscaloosa are affected by local factors as well as personal ones like your driving record.

See how Tuscaloosa, AL car insurance rates compare to Decatur auto insurance rates, Mobile auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Tuscaloosa.

Don’t buy Tuscaloosa, AL auto insurance until you’ve compared rates. Get free Tuscaloosa, Alabama auto insurance quotes when you enter your ZIP code above.

Tuscaloosa, AL Minimum Auto Insurance Requirements

The required auto insurance in Tuscaloosa, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Tuscaloosa, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Tuscaloosa, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Tuscaloosa, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Tuscaloosa, AL. Take a look at Tuscaloosa, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Tuscaloosa, Alabama

Insurance Company Poor Fair Good
Allstate $4,446 $3,507 $2,869
Farmers $4,727 $4,073 $3,860
GEICO $3,706 $2,642 $2,390
Liberty Mutual $7,335 $4,514 $3,543
Nationwide $3,156 $2,467 $2,234
Progressive $5,407 $4,654 $4,355
State Farm $7,940 $4,014 $2,724
Travelers $4,037 $3,504 $3,572
USAA $2,831 $1,848 $1,651

Buy Cheap Tuscaloosa, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Tuscaloosa, Alabama auto insurance rates? Find out how car insurance rates in Tuscaloosa, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tuscaloosa, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,148 $2,041 $1,947 $1,984 $7,664 $8,234 $2,396 $2,446
Farmers $2,396 $2,380 $2,139 $2,277 $9,381 $9,657 $2,715 $2,812
GEICO $2,066 $2,060 $1,972 $2,049 $5,528 $5,421 $2,184 $2,024
Liberty Mutual $2,973 $3,209 $2,442 $2,729 $10,982 $12,203 $3,157 $3,352
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,574 $2,407 $2,119 $2,255 $10,796 $12,048 $3,019 $3,223
State Farm $2,951 $2,951 $2,688 $2,688 $9,180 $11,494 $3,341 $3,849
Travelers $1,486 $1,508 $1,401 $1,395 $8,093 $12,746 $1,406 $1,600
USAA $1,311 $1,327 $1,226 $1,197 $3,930 $4,350 $1,704 $1,836

Buy Cheap Tuscaloosa, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Tuscaloosa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Tuscaloosa, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Tuscaloosa, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,664 $8,234
Farmers $9,381 $9,657
GEICO $5,528 $5,421
Liberty Mutual $10,982 $12,203
Nationwide $4,521 $5,808
Progressive $10,796 $12,048
State Farm $9,180 $11,494
Travelers $8,093 $12,746
USAA $3,930 $4,350

Buy Cheap Tuscaloosa, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Tuscaloosa, Alabama by comparing Tuscaloosa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Tuscaloosa, AL here.

Annual Auto Insurance Rates for Senior Drivers in Tuscaloosa, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,947 $1,984
Farmers $2,139 $2,277
GEICO $1,972 $2,049
Liberty Mutual $2,442 $2,729
Nationwide $1,560 $1,612
Progressive $2,119 $2,255
State Farm $2,688 $2,688
Travelers $1,401 $1,395
USAA $1,226 $1,197

Find Cheap Auto Insurance Rates in Tuscaloosa, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Tuscaloosa, Alabama auto insurance. Compare Tuscaloosa, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tuscaloosa, Alabama

Insurance Company Low Medium High
Allstate $3,476 $3,602 $3,744
Farmers $3,968 $4,160 $4,530
GEICO $2,680 $2,901 $3,158
Liberty Mutual $4,892 $5,106 $5,394
Nationwide $2,596 $2,598 $2,662
Progressive $4,318 $4,784 $5,313
State Farm $4,601 $4,889 $5,189
Travelers $3,512 $3,778 $3,823
USAA $2,032 $2,098 $2,199

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Find Cheap Tuscaloosa, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Tuscaloosa. Compare auto insurance rates in Tuscaloosa, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Tuscaloosa, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,608 $3,608
Farmers $4,220 $4,220
GEICO $2,862 $2,964
Liberty Mutual $5,131 $5,131
Nationwide $2,619 $2,619
Progressive $4,805 $4,805
State Farm $4,772 $5,014
Travelers $3,704 $3,704
USAA $2,013 $2,206

Find Cheap Tuscaloosa, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Tuscaloosa, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Tuscaloosa, AL to see how much where you live in Tuscaloosa affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Tuscaloosa, Alabama

ZIP Code Average Annual Rates
35401 $3,863
35404 $3,891
35405 $3,848
35406 $3,904
35487 $3,969

Find Cheap Tuscaloosa, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Tuscaloosa, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Tuscaloosa, AL, take a look at the average cost for various violations versus rates for a clean driving record in Tuscaloosa.

Annual Tuscaloosa, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $3,611 $4,305 $3,462
Farmers $3,551 $4,598 $4,486 $4,244
GEICO $1,954 $3,163 $3,936 $2,598
Liberty Mutual $4,022 $5,608 $5,473 $5,419
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,330 $5,465 $4,676 $4,749
State Farm $4,400 $5,496 $4,838 $4,838
Travelers $3,083 $3,235 $4,745 $3,755
USAA $1,623 $2,040 $3,022 $1,755

Find Cheap Tuscaloosa, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Tuscaloosa, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Tuscaloosa for less when you shop around and compare rates from multiple Tuscaloosa, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Tuscaloosa, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,305
Farmers $4,486
GEICO $3,936
Liberty Mutual $5,473
Nationwide $3,329
Progressive $4,676
State Farm $4,838
Travelers $4,745
USAA $3,022

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Winners by Category: Where to Buy Cheap Auto Insurance in Tuscaloosa, AL

Compare rates from the cheapest auto insurance companies in Tuscaloosa, AL for your needs. Take a look at how Tuscaloosa, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Tuscaloosa, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Tuscaloosa, Alabama Auto Insurance Companies

If you’re looking for the cheapest Tuscaloosa, AL auto insurance companies overall, you can compare them here. Find the best price for Tuscaloosa, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Tuscaloosa, Alabama

Insurance Company Average Annual Rates
Allstate $3,608
Farmers $4,220
GEICO $2,913
Liberty Mutual $5,131
Nationwide $2,619
Progressive $4,805
State Farm $4,893
Travelers $3,704
USAA $2,110

What affects Tuscaloosa, Alabama auto insurance rates?

Local factors affect auto insurance rates in Tuscaloosa, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Tuscaloosa auto insurance rates.

Auto Theft in Tuscaloosa

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Tuscaloosa, AL auto theft show a total of 315 vehicle thefts annually.

Commute Times in Tuscaloosa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Tuscaloosa, AL is 19.0 minutes according to City-Data.

Traffic in Tuscaloosa

How is traffic in Tuscaloosa, Alabama? Inrix data shows that Tuscaloosa, AL traffic makes it the 838th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Tuscaloosa, AL

You can buy cheap Tuscaloosa, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Tuscaloosa, Alabama auto insurance quotes from top companies.

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