Buy Cheap Truth Or Consequences, NM Auto Insurance (2021)

Truth Or Consequences, NM auto insurance rates average $259 a month. Minimum auto insurance requirements in Truth Or Consequences, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Truth Or Consequences, NM, compare Truth Or Consequences auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Truth or Consequences, NM are $259/month
  • The most expensive auto insurance company in Truth or Consequences is GEICO
  • The most expensive auto insurance company in Truth or Consequences after a DUI is GEICO

Finding affordable Truth or Consequences, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Truth or Consequences, NM auto insurance with confidence is right here. Auto insurance rates in Truth or Consequences are affected by local factors as well as personal ones like your driving record.

See how Truth or Consequences, NM car insurance rates compare to Albuquerque auto insurance rates, Gallup auto insurance rates, and Hobbs auto insurance rates before you read more about the cost of auto insurance in Truth or Consequences.

Don’t buy Truth or Consequences, NM auto insurance until you’ve compared rates. Get free Truth or Consequences, New Mexico auto insurance quotes when you enter your ZIP code above.

Truth or Consequences, NM Minimum Auto Insurance Requirements

The required auto insurance in Truth or Consequences, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Truth or Consequences, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Truth or Consequences, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Truth or Consequences, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Truth or Consequences, NM. Take a look at Truth or Consequences, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Truth or Consequences, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,344 $3,593 $3,417
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,056 $2,708 $2,551
State Farm $2,702 $1,670 $1,324
USAA $2,680 $2,000 $1,731

Buy Cheap Truth or Consequences, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Truth or Consequences, New Mexico auto insurance rates? Find out how car insurance rates in Truth or Consequences, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Truth or Consequences, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,110 $2,103 $1,889 $2,015 $8,553 $8,794 $2,369 $2,444
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,527 $1,492 $1,373 $1,386 $5,942 $6,687 $1,849 $1,919
State Farm $1,245 $1,245 $1,130 $1,130 $3,331 $4,182 $1,391 $1,536
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Truth or Consequences, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Truth or Consequences can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Truth or Consequences, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Truth or Consequences, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,553 $8,794
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $5,942 $6,687
State Farm $3,331 $4,182
USAA $3,641 $4,122

Buy Cheap Truth or Consequences, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Truth or Consequences, New Mexico by comparing Truth or Consequences senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Truth or Consequences, NM here.

Annual Auto Insurance Rates for Senior Drivers in Truth or Consequences, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,889 $2,015
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,373 $1,386
State Farm $1,130 $1,130
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Truth or Consequences, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Truth or Consequences, New Mexico auto insurance. Compare Truth or Consequences, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Truth or Consequences, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,444 $3,748 $4,162
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,653 $2,771 $2,892
State Farm $1,731 $1,904 $2,062
USAA $1,995 $2,146 $2,271

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Find Cheap Truth or Consequences, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Truth or Consequences. Compare auto insurance rates in Truth or Consequences, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Truth or Consequences, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,785 $3,785
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $2,772 $2,772
State Farm $1,852 $1,946
USAA $2,073 $2,201

Find Cheap Truth or Consequences, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Truth or Consequences, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Truth or Consequences, NM, take a look at the average cost for various violations versus rates for a clean driving record in Truth or Consequences.

Annual Truth or Consequences, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,199 $4,117 $4,022 $3,801
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,407 $3,252 $2,588 $2,839
State Farm $1,785 $1,937 $1,937 $1,937
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Truth or Consequences, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Truth or Consequences, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Truth or Consequences for less when you shop around and compare rates from multiple Truth or Consequences, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Truth or Consequences, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,022
GEICO $8,009
Nationwide $4,082
Progressive $2,588
State Farm $1,937
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Truth or Consequences, NM

Compare rates from the cheapest auto insurance companies in Truth or Consequences, NM for your needs. Take a look at how Truth or Consequences, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Truth or Consequences, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Truth or Consequences, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Truth or Consequences, NM auto insurance companies overall, you can compare them here. Find the best price for Truth or Consequences, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Truth or Consequences, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,785
GEICO $4,266
Nationwide $3,023
Progressive $2,772
State Farm $1,899
USAA $2,137

What affects Truth or Consequences, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Truth or Consequences, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Truth or Consequences auto insurance rates.

Auto Theft in Truth or Consequences

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Truth or Consequences, NM auto theft show a total of 14 vehicle thefts annually.

Commute Times in Truth or Consequences

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Truth or Consequences, NM is 15.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Truth or Consequences, NM

You can buy cheap Truth or Consequences, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Truth or Consequences, New Mexico auto insurance quotes from top companies.

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