Buy Cheap Truckee, CA Auto Insurance (2021)

Truckee, CA auto insurance rates average $268 a month. Minimum auto insurance requirements in Truckee, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Truckee, CA, compare Truckee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Truckee, CA for teens drivers are $5,407/year
  • The most expensive auto insurance company in Truckee is Farmers
  • Average auto insurance rates in Truckee, CA after a DUI are $4,502/year

Finding affordable Truckee, California auto insurance can be challenging, but everything you need to know to buy cheap Truckee, CA auto insurance with confidence is right here. Auto insurance rates in Truckee are affected by local factors as well as personal ones like your driving record.

See how Truckee, CA car insurance rates compare to Anaheim auto insurance rates, Oakland auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Truckee.

Don’t buy Truckee, CA auto insurance until you’ve compared rates. Get free Truckee, California auto insurance quotes when you enter your ZIP code above.

Truckee, CA Minimum Auto Insurance Requirements

The required auto insurance in Truckee, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Truckee, California is outlined here.

Minimum Required Auto Insurance Coverage in Truckee, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Truckee, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Truckee, California auto insurance rates? Find out how car insurance rates in Truckee, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Truckee, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,285 $2,295 $1,666 $1,695 $6,235 $7,853 $2,958 $3,287
Farmers $2,374 $2,374 $2,138 $2,138 $7,565 $12,408 $2,812 $3,130
GEICO $1,531 $1,533 $1,441 $1,441 $4,673 $4,768 $2,201 $2,257
Liberty Mutual $2,184 $2,076 $2,024 $1,964 $4,821 $5,091 $2,474 $2,483
Nationwide $2,886 $2,759 $2,522 $2,381 $7,271 $8,032 $3,443 $3,406
Progressive $1,611 $1,658 $1,376 $1,630 $4,319 $5,200 $2,322 $2,496
State Farm $2,712 $2,712 $2,420 $2,420 $4,939 $6,122 $3,000 $3,094
Travelers $2,243 $2,176 $1,986 $1,964 $4,559 $5,249 $2,912 $2,852
USAA $1,878 $1,780 $1,832 $1,840 $4,278 $4,300 $2,598 $2,456

Buy Cheap Truckee, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Truckee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Truckee, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Truckee, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,235 $7,853
Farmers $7,565 $12,408
GEICO $4,673 $4,768
Liberty Mutual $4,821 $5,091
Nationwide $7,271 $8,032
Progressive $4,319 $5,200
State Farm $4,939 $6,122
Travelers $4,559 $5,249
USAA $4,278 $4,300

Buy Cheap Truckee, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Truckee, California by comparing Truckee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Truckee, CA here.

Annual Auto Insurance Rates for Senior Drivers in Truckee, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,666 $1,695
Farmers $2,138 $2,138
GEICO $1,441 $1,441
Liberty Mutual $2,024 $1,964
Nationwide $2,522 $2,381
Progressive $1,376 $1,630
State Farm $2,420 $2,420
Travelers $1,986 $1,964
USAA $1,832 $1,840

Find Cheap Auto Insurance Rates in Truckee, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Truckee, California auto insurance. Compare Truckee, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Truckee, California

Insurance Company Low Medium High
Allstate $3,375 $3,560 $3,668
Farmers $4,073 $4,400 $4,629
GEICO $2,316 $2,503 $2,622
Liberty Mutual $2,718 $2,912 $3,039
Nationwide $3,681 $4,159 $4,422
Progressive $2,302 $2,657 $2,771
State Farm $3,135 $3,476 $3,671
Travelers $2,646 $3,067 $3,266
USAA $2,378 $2,670 $2,812

Find Cheap Truckee, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Truckee. Compare auto insurance rates in Truckee, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Truckee, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,194 $3,874
Farmers $3,963 $4,772
GEICO $2,254 $2,707
Liberty Mutual $2,653 $3,126
Nationwide $3,614 $4,560
Progressive $2,338 $2,815
State Farm $3,303 $3,551
Travelers $2,695 $3,291
USAA $2,414 $2,826

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Find Cheap Truckee, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Truckee, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Truckee, CA, take a look at the average cost for various violations versus rates for a clean driving record in Truckee.

Annual Truckee, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,130 $3,601 $5,612 $2,793
Farmers $3,229 $4,396 $5,478 $4,366
GEICO $1,736 $2,674 $3,358 $2,154
Liberty Mutual $2,508 $3,363 $3,031 $2,657
Nationwide $2,854 $3,657 $6,180 $3,657
Progressive $1,688 $2,868 $3,322 $2,429
State Farm $2,441 $2,915 $5,518 $2,836
Travelers $2,014 $3,242 $3,780 $2,935
USAA $1,741 $2,590 $4,242 $1,907

Find Cheap Truckee, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Truckee, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Truckee for less when you shop around and compare rates from multiple Truckee, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Truckee, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,612
Farmers $5,478
GEICO $3,358
Liberty Mutual $3,031
Nationwide $6,180
Progressive $3,322
State Farm $5,518
Travelers $3,780
USAA $4,242

Winners by Category: Where to Buy Cheap Auto Insurance in Truckee, CA

Compare rates from the cheapest auto insurance companies in Truckee, CA for your needs. Take a look at how Truckee, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Truckee, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Truckee, California Auto Insurance Companies

If you’re looking for the cheapest Truckee, CA auto insurance companies overall, you can compare them here. Find the best price for Truckee, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Truckee, California

Insurance Company Average Annual Rates
Allstate $3,534
Farmers $4,367
GEICO $2,480
Liberty Mutual $2,890
Nationwide $4,087
Progressive $2,577
State Farm $3,427
Travelers $2,993
USAA $2,620

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What affects Truckee, California auto insurance rates?

Local factors affect auto insurance rates in Truckee, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Truckee auto insurance rates.

Auto Theft in Truckee

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Truckee, CA auto theft show a total of 16 vehicle thefts annually.

Commute Times in Truckee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Truckee, CA is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Truckee, CA

You can buy cheap Truckee, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Truckee, California auto insurance quotes from top companies.

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