Buy Cheap Trinidad, CA Auto Insurance (2021)

Trinidad, CA auto insurance rates average $251 a month. Minimum auto insurance requirements in Trinidad, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Trinidad, CA, compare Trinidad auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Trinidad, CA for teens drivers are $5,027/year
  • The most expensive auto insurance company in Trinidad after a DUI is State Farm
  • Average auto insurance rates in Trinidad, CA after a DUI are $4,242/year

Finding affordable Trinidad, California auto insurance can be challenging, but everything you need to know to buy cheap Trinidad, CA auto insurance with confidence is right here. Auto insurance rates in Trinidad are affected by local factors as well as personal ones like your driving record.

See how Trinidad, CA car insurance rates compare to San Diego auto insurance rates, Bakersfield auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Trinidad.

Don’t buy Trinidad, CA auto insurance until you’ve compared rates. Get free Trinidad, California auto insurance quotes when you enter your ZIP code above.

Trinidad, CA Minimum Auto Insurance Requirements

The required auto insurance in Trinidad, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Trinidad, California is outlined here.

Minimum Required Auto Insurance Coverage in Trinidad, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Trinidad, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Trinidad, California auto insurance rates? Find out how car insurance rates in Trinidad, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trinidad, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,363 $2,373 $1,718 $1,753 $6,475 $8,157 $3,083 $3,436
Farmers $2,279 $2,279 $2,043 $2,043 $7,293 $12,045 $2,702 $3,008
GEICO $1,439 $1,441 $1,355 $1,355 $4,383 $4,479 $2,068 $2,125
Liberty Mutual $1,840 $1,746 $1,702 $1,652 $3,959 $4,206 $2,075 $2,092
Nationwide $2,705 $2,589 $2,345 $2,217 $6,788 $7,483 $3,222 $3,203
Progressive $1,253 $1,289 $1,052 $1,250 $3,218 $3,891 $1,779 $1,911
State Farm $2,986 $2,986 $2,666 $2,666 $5,466 $6,781 $3,304 $3,407
Travelers $1,989 $1,934 $1,761 $1,743 $3,962 $4,557 $2,560 $2,516
USAA $1,643 $1,559 $1,604 $1,614 $3,700 $3,729 $2,278 $2,156

Buy Cheap Trinidad, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Trinidad can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Trinidad, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Trinidad, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,475 $8,157
Farmers $7,293 $12,045
GEICO $4,383 $4,479
Liberty Mutual $3,959 $4,206
Nationwide $6,788 $7,483
Progressive $3,218 $3,891
State Farm $5,466 $6,781
Travelers $3,962 $4,557
USAA $3,700 $3,729

Buy Cheap Trinidad, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Trinidad, California by comparing Trinidad senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Trinidad, CA here.

Annual Auto Insurance Rates for Senior Drivers in Trinidad, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,753
Farmers $2,043 $2,043
GEICO $1,355 $1,355
Liberty Mutual $1,702 $1,652
Nationwide $2,345 $2,217
Progressive $1,052 $1,250
State Farm $2,666 $2,666
Travelers $1,761 $1,743
USAA $1,604 $1,614

Find Cheap Auto Insurance Rates in Trinidad, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Trinidad, California auto insurance. Compare Trinidad, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trinidad, California

Insurance Company Low Medium High
Allstate $3,521 $3,694 $3,795
Farmers $3,959 $4,240 $4,436
GEICO $2,182 $2,351 $2,459
Liberty Mutual $2,255 $2,428 $2,544
Nationwide $3,495 $3,875 $4,087
Progressive $1,793 $2,006 $2,067
State Farm $3,433 $3,843 $4,072
Travelers $2,331 $2,690 $2,862
USAA $2,098 $2,324 $2,434

Find Cheap Trinidad, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Trinidad. Compare auto insurance rates in Trinidad, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Trinidad, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,321 $4,018
Farmers $3,823 $4,601
GEICO $2,118 $2,543
Liberty Mutual $2,212 $2,605
Nationwide $3,374 $4,264
Progressive $1,777 $2,134
State Farm $3,645 $3,920
Travelers $2,371 $2,885
USAA $2,108 $2,463

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Find Cheap Trinidad, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Trinidad, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Trinidad, CA, take a look at the average cost for various violations versus rates for a clean driving record in Trinidad.

Annual Trinidad, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,203 $3,753 $5,827 $2,895
Farmers $3,109 $4,237 $5,289 $4,212
GEICO $1,633 $2,508 $3,156 $2,025
Liberty Mutual $2,090 $2,802 $2,529 $2,215
Nationwide $2,671 $3,415 $5,776 $3,415
Progressive $1,293 $2,167 $2,507 $1,854
State Farm $2,697 $3,218 $6,085 $3,131
Travelers $1,789 $2,837 $3,308 $2,577
USAA $1,522 $2,256 $3,698 $1,666

Find Cheap Trinidad, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Trinidad, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Trinidad for less when you shop around and compare rates from multiple Trinidad, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Trinidad, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,827
Farmers $5,289
GEICO $3,156
Liberty Mutual $2,529
Nationwide $5,776
Progressive $2,507
State Farm $6,085
Travelers $3,308
USAA $3,698

Winners by Category: Where to Buy Cheap Auto Insurance in Trinidad, CA

Compare rates from the cheapest auto insurance companies in Trinidad, CA for your needs. Take a look at how Trinidad, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Trinidad, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Trinidad, California Auto Insurance Companies

If you’re looking for the cheapest Trinidad, CA auto insurance companies overall, you can compare them here. Find the best price for Trinidad, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Trinidad, California

Insurance Company Average Annual Rates
Allstate $3,670
Farmers $4,212
GEICO $2,331
Liberty Mutual $2,409
Nationwide $3,819
Progressive $1,955
State Farm $3,783
Travelers $2,628
USAA $2,285

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What affects Trinidad, California auto insurance rates?

Local factors affect auto insurance rates in Trinidad, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Trinidad auto insurance rates.

Auto Theft in Trinidad

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Trinidad, CA auto theft show a total of 20 vehicle thefts annually.

Commute Times in Trinidad

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Trinidad, CA is 23.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Trinidad, CA

You can buy cheap Trinidad, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Trinidad, California auto insurance quotes from top companies.

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