Buy Cheap Trenton, IL Auto Insurance (2021)

Trenton, IL auto insurance rates average $267 a month. Minimum auto insurance requirements in Trenton, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Trenton, IL, compare Trenton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Trenton is Allstate
  • The most expensive auto insurance company in Trenton after a DUI is American Family
  • Average auto insurance rates in Trenton, IL are $267/month

Finding affordable Trenton, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Trenton, IL auto insurance with confidence is right here. Auto insurance rates in Trenton are affected by local factors as well as personal ones like your driving record.

See how Trenton, IL car insurance rates compare to Rockford auto insurance rates, Champaign auto insurance rates, and Joliet auto insurance rates before you read more about the cost of auto insurance in Trenton.

Don’t buy Trenton, IL auto insurance until you’ve compared rates. Get free Trenton, Illinois auto insurance quotes when you enter your ZIP code above.

Trenton, IL Minimum Auto Insurance Requirements

The required auto insurance in Trenton, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Trenton, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Trenton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Trenton, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Trenton, IL. Take a look at Trenton, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Trenton, Illinois

Insurance Company Poor Fair Good
Allstate $5,618 $4,056 $3,548
American Family $4,958 $3,363 $2,841
Farmers $4,855 $4,080 $3,881
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,343 $2,086 $1,657
Nationwide $4,164 $3,354 $2,932
Progressive $3,912 $3,324 $3,076
State Farm $3,087 $1,852 $1,438
Travelers $3,027 $2,437 $1,979
USAA $3,660 $2,519 $2,077

Buy Cheap Trenton, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Trenton, Illinois auto insurance rates? Find out how car insurance rates in Trenton, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trenton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,816 $2,931 $2,931 $7,288 $9,474 $3,370 $3,643
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,284 $2,284 $2,026 $2,144 $9,838 $10,253 $2,612 $2,733
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,438 $1,551 $1,194 $1,333 $4,871 $5,415 $1,504 $1,588
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $1,979 $1,873 $1,628 $1,701 $7,235 $8,130 $2,368 $2,586
State Farm $1,335 $1,335 $1,195 $1,195 $3,840 $4,861 $1,508 $1,738
Travelers $1,568 $1,654 $1,432 $1,526 $4,550 $5,708 $1,662 $1,751
USAA $1,633 $1,657 $1,520 $1,491 $5,336 $5,875 $2,149 $2,354

Buy Cheap Trenton, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Trenton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Trenton, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Trenton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,474
American Family $6,493 $9,036
Farmers $9,838 $10,253
GEICO $5,690 $6,014
Liberty Mutual $4,871 $5,415
Nationwide $6,133 $7,891
Progressive $7,235 $8,130
State Farm $3,840 $4,861
Travelers $4,550 $5,708
USAA $5,336 $5,875

Buy Cheap Trenton, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Trenton, Illinois by comparing Trenton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Trenton, IL here.

Annual Auto Insurance Rates for Senior Drivers in Trenton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $2,931
American Family $2,127 $2,127
Farmers $2,026 $2,144
GEICO $1,757 $2,095
Liberty Mutual $1,194 $1,333
Nationwide $1,955 $2,075
Progressive $1,628 $1,701
State Farm $1,195 $1,195
Travelers $1,432 $1,526
USAA $1,520 $1,491

Find Cheap Auto Insurance Rates in Trenton, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Trenton, Illinois auto insurance. Compare Trenton, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trenton, Illinois

Insurance Company Low Medium High
Allstate $4,271 $4,403 $4,548
American Family $3,601 $3,856 $3,705
Farmers $4,064 $4,171 $4,580
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,232 $2,357 $2,497
Nationwide $3,470 $3,512 $3,468
Progressive $3,195 $3,432 $3,685
State Farm $2,011 $2,128 $2,238
Travelers $2,326 $2,478 $2,639
USAA $2,566 $2,750 $2,941

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Find Cheap Trenton, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Trenton. Compare auto insurance rates in Trenton, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Trenton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,407 $4,407
American Family $3,673 $3,769
Farmers $4,272 $4,272
GEICO $2,920 $3,043
Liberty Mutual $2,362 $2,362
Nationwide $3,483 $3,483
Progressive $3,437 $3,437
State Farm $2,073 $2,179
Travelers $2,384 $2,579
USAA $2,675 $2,829

Find Cheap Trenton, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Trenton, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Trenton, IL, take a look at the average cost for various violations versus rates for a clean driving record in Trenton.

Annual Trenton, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $5,359 $4,988 $4,138
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,605 $4,650 $4,534 $4,297
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,963 $2,796 $2,455 $2,233
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $2,831 $4,207 $3,132 $3,579
State Farm $1,942 $2,310 $2,126 $2,126
Travelers $1,974 $2,587 $2,887 $2,477
USAA $1,958 $2,823 $3,864 $2,363

Find Cheap Trenton, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Trenton, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Trenton for less when you shop around and compare rates from multiple Trenton, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Trenton, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,988
American Family $5,161
Farmers $4,534
GEICO $4,060
Liberty Mutual $2,455
Nationwide $4,284
Progressive $3,132
State Farm $2,126
Travelers $2,887
USAA $3,864

Winners by Category: Where to Buy Cheap Auto Insurance in Trenton, IL

Compare rates from the cheapest auto insurance companies in Trenton, IL for your needs. Take a look at how Trenton, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Trenton, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Trenton, Illinois Auto Insurance Companies

If you’re looking for the cheapest Trenton, IL auto insurance companies overall, you can compare them here. Find the best price for Trenton, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Trenton, Illinois

Insurance Company Average Annual Rates
Allstate $4,407
American Family $3,721
Farmers $4,272
GEICO $2,982
Liberty Mutual $2,362
Nationwide $3,483
Progressive $3,437
State Farm $2,126
Travelers $2,481
USAA $2,752

What affects Trenton, Illinois auto insurance rates?

Local factors affect auto insurance rates in Trenton, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Trenton auto insurance rates.

Commute Times in Trenton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Trenton, IL is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Trenton, IL

You can buy cheap Trenton, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Trenton, Illinois auto insurance quotes from top companies.

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