Buy Cheap Trail, OR Auto Insurance (2022)

Trail, OR auto insurance rates average $269 a month. Minimum auto insurance requirements in Trail, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Trail, OR, compare Trail auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Trail, OR for teens drivers are $6,260/year
  • Average auto insurance rates in Trail, OR are $269/month
  • Average auto insurance rates in Trail, OR after a DUI are $3,786/year

Finding affordable Trail, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Trail, OR auto insurance with confidence is right here. Auto insurance rates in Trail are affected by local factors as well as personal ones like your driving record.

See how Trail, OR car insurance rates compare to Corvallis auto insurance rates, Hillsboro auto insurance rates, and Eugene auto insurance rates before you read more about the cost of auto insurance in Trail.

Don’t buy Trail, OR auto insurance until you’ve compared rates. Get free Trail, Oregon auto insurance quotes when you enter your ZIP code above.

Trail, OR Minimum Auto Insurance Requirements

The required auto insurance in Trail, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Trail, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Trail, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Trail, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Trail, OR. Take a look at Trail, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Trail, Oregon

Insurance Company Poor Fair Good
Allstate $6,047 $4,258 $3,514
American Family $4,117 $3,040 $2,573
Farmers $3,621 $2,956 $2,802
GEICO $3,780 $3,133 $2,487
Liberty Mutual $6,056 $3,580 $2,768
Nationwide $3,632 $2,874 $2,495
Progressive $4,065 $3,503 $3,258
State Farm $3,701 $2,361 $1,889
Travelers $3,084 $2,414 $1,897
USAA $3,410 $1,899 $1,512

Buy Cheap Trail, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Trail, Oregon auto insurance rates? Find out how car insurance rates in Trail, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trail, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $2,845 $2,790 $2,810 $8,975 $9,951 $3,203 $3,215
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,754 $1,713 $1,554 $1,653 $7,110 $7,246 $1,964 $2,014
GEICO $2,338 $2,263 $2,154 $2,150 $5,999 $5,498 $2,491 $2,173
Liberty Mutual $2,672 $2,820 $2,326 $2,576 $8,411 $9,065 $2,588 $2,618
Nationwide $2,129 $2,121 $1,897 $1,985 $4,800 $5,995 $2,474 $2,602
Progressive $1,936 $1,754 $1,676 $1,729 $8,218 $9,060 $2,312 $2,187
State Farm $1,585 $1,585 $1,447 $1,447 $4,999 $6,273 $1,798 $2,066
Travelers $1,636 $1,645 $1,472 $1,528 $4,537 $5,462 $1,707 $1,733
USAA $1,424 $1,382 $1,413 $1,363 $4,291 $4,600 $1,824 $1,892

Buy Cheap Trail, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Trail can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Trail, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Trail, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,975 $9,951
American Family $5,264 $8,240
Farmers $7,110 $7,246
GEICO $5,999 $5,498
Liberty Mutual $8,411 $9,065
Nationwide $4,800 $5,995
Progressive $8,218 $9,060
State Farm $4,999 $6,273
Travelers $4,537 $5,462
USAA $4,291 $4,600

Buy Cheap Trail, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Trail, Oregon by comparing Trail senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Trail, OR here.

Annual Auto Insurance Rates for Senior Drivers in Trail, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,790 $2,810
American Family $1,903 $1,903
Farmers $1,554 $1,653
GEICO $2,154 $2,150
Liberty Mutual $2,326 $2,576
Nationwide $1,897 $1,985
Progressive $1,676 $1,729
State Farm $1,447 $1,447
Travelers $1,472 $1,528
USAA $1,413 $1,363

Find Cheap Auto Insurance Rates in Trail, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Trail, Oregon auto insurance. Compare Trail, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trail, Oregon

Insurance Company Low Medium High
Allstate $4,423 $4,596 $4,801
American Family $3,228 $3,428 $3,074
Farmers $2,939 $3,087 $3,352
GEICO $2,916 $3,145 $3,339
Liberty Mutual $3,895 $4,123 $4,386
Nationwide $2,875 $3,079 $3,047
Progressive $3,483 $3,592 $3,752
State Farm $2,508 $2,654 $2,789
Travelers $2,329 $2,453 $2,613
USAA $2,174 $2,275 $2,371

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Find Cheap Trail, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Trail. Compare auto insurance rates in Trail, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Trail, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,607 $4,607
American Family $3,194 $3,293
Farmers $3,126 $3,126
GEICO $3,081 $3,185
Liberty Mutual $4,135 $4,135
Nationwide $3,000 $3,000
Progressive $3,609 $3,609
State Farm $2,583 $2,718
Travelers $2,367 $2,563
USAA $2,209 $2,338

Find Cheap Trail, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Trail, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Trail, OR, take a look at the average cost for various violations versus rates for a clean driving record in Trail.

Annual Trail, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $5,015 $5,153 $4,525
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,635 $3,394 $3,320 $3,155
GEICO $2,075 $3,280 $4,307 $2,872
Liberty Mutual $3,658 $4,097 $4,711 $4,073
Nationwide $2,544 $2,724 $3,855 $2,878
Progressive $2,719 $4,959 $3,511 $3,246
State Farm $2,353 $3,067 $2,591 $2,591
Travelers $2,003 $2,559 $2,858 $2,441
USAA $1,656 $2,307 $3,196 $1,936

Find Cheap Trail, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Trail, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Trail for less when you shop around and compare rates from multiple Trail, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Trail, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,153
American Family $4,356
Farmers $3,320
GEICO $4,307
Liberty Mutual $4,711
Nationwide $3,855
Progressive $3,511
State Farm $2,591
Travelers $2,858
USAA $3,196

Winners by Category: Where to Buy Cheap Auto Insurance in Trail, OR

Compare rates from the cheapest auto insurance companies in Trail, OR for your needs. Take a look at how Trail, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Trail, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Trail, Oregon Auto Insurance Companies

If you’re looking for the cheapest Trail, OR auto insurance companies overall, you can compare them here. Find the best price for Trail, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Trail, Oregon

Insurance Company Average Annual Rates
Allstate $4,607
American Family $3,243
Farmers $3,126
GEICO $3,133
Liberty Mutual $4,135
Nationwide $3,000
Progressive $3,609
State Farm $2,650
Travelers $2,465
USAA $2,274

What affects Trail, Oregon auto insurance rates?

Local factors affect auto insurance rates in Trail, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Trail auto insurance rates.

Commute Times in Trail

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Trail, OR is 39.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Trail, OR

You can buy cheap Trail, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Trail, Oregon auto insurance quotes from top companies.

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