Buy Cheap Trail City, SD Auto Insurance (2021)

Trail City, SD auto insurance rates average $369 a month. Minimum auto insurance requirements in Trail City, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Trail City, SD, compare Trail City auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Trail City, SD after a DUI are $5,392/year
  • The most expensive auto insurance company in Trail City is Liberty Mutual
  • Average auto insurance rates in Trail City, SD are $369/month

Finding affordable Trail City, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Trail City, SD auto insurance with confidence is right here. Auto insurance rates in Trail City are affected by local factors as well as personal ones like your driving record.

See how Trail City, SD car insurance rates compare to Yankton auto insurance rates, Box Elder auto insurance rates, and Spearfish auto insurance rates before you read more about the cost of auto insurance in Trail City.

Don’t buy Trail City, SD auto insurance until you’ve compared rates. Get free Trail City, South Dakota auto insurance quotes when you enter your ZIP code above.

Trail City, SD Minimum Auto Insurance Requirements

The required auto insurance in Trail City, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Trail City, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Trail City, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Trail City, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Trail City, SD. Take a look at Trail City, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Trail City, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,808 $4,045 $3,880
GEICO $6,479 $3,286 $2,229
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,886 $3,046 $2,674
Progressive $4,713 $3,920 $3,619
State Farm $4,353 $2,601 $2,014

Buy Cheap Trail City, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Trail City, South Dakota auto insurance rates? Find out how car insurance rates in Trail City, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trail City, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,268 $2,277 $1,998 $2,072 $9,849 $10,244 $2,532 $2,713
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,331 $2,298 $1,915 $1,978 $8,494 $9,668 $2,924 $3,066
State Farm $2,157 $2,157 $1,819 $1,819 $4,736 $6,158 $2,401 $2,666

Buy Cheap Trail City, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Trail City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Trail City, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Trail City, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $9,849 $10,244
GEICO $6,339 $7,536
Liberty Mutual $17,102 $19,205
Nationwide $4,969 $6,458
Progressive $8,494 $9,668
State Farm $4,736 $6,158

Buy Cheap Trail City, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Trail City, South Dakota by comparing Trail City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Trail City, SD here.

Annual Auto Insurance Rates for Senior Drivers in Trail City, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,998 $2,072
GEICO $3,153 $2,905
Liberty Mutual $3,678 $4,471
Nationwide $2,031 $2,179
Progressive $1,915 $1,978
State Farm $1,819 $1,819

Find Cheap Auto Insurance Rates in Trail City, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Trail City, South Dakota auto insurance. Compare Trail City, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trail City, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,094 $4,206 $4,432
GEICO $3,920 $3,995 $4,080
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $3,029 $3,189 $3,388
Progressive $3,995 $4,052 $4,205
State Farm $2,925 $2,990 $3,053

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Trail City, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Trail City. Compare auto insurance rates in Trail City, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Trail City, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,244 $4,244
GEICO $3,952 $4,045
Liberty Mutual $8,078 $8,078
Nationwide $3,202 $3,202
Progressive $4,084 $4,084
State Farm $2,917 $3,061

Find Cheap Trail City, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Trail City, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Trail City, SD, take a look at the average cost for various violations versus rates for a clean driving record in Trail City.

Annual Trail City, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,621 $4,563 $4,452 $4,340
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,519 $4,777 $3,795 $4,245
State Farm $2,841 $3,138 $2,989 $2,989

Find Cheap Trail City, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Trail City, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Trail City for less when you shop around and compare rates from multiple Trail City, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Trail City, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,452
GEICO $6,730
Liberty Mutual $8,802
Nationwide $4,618
Progressive $3,795
State Farm $2,989

Winners by Category: Where to Buy Cheap Auto Insurance in Trail City, SD

Compare rates from the cheapest auto insurance companies in Trail City, SD for your needs. Take a look at how Trail City, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Trail City, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Trail City, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Trail City, SD auto insurance companies overall, you can compare them here. Find the best price for Trail City, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Trail City, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,244
GEICO $3,998
Liberty Mutual $8,078
Nationwide $3,202
Progressive $4,084
State Farm $2,989

Compare Auto Insurance Quotes in Trail City, SD

You can buy cheap Trail City, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Trail City, South Dakota auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption