Buy Cheap Tracy City, TN Auto Insurance (2021)

Tracy City, TN auto insurance rates average $281 a month. Minimum auto insurance requirements in Tracy City, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Tracy City, TN, compare Tracy City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Tracy City, TN after a DUI are $4,306/year
  • The most expensive auto insurance company in Tracy City after a DUI is Liberty Mutual
  • Average auto insurance rates in Tracy City, TN for teens drivers are $6,822/year

Finding affordable Tracy City, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Tracy City, TN auto insurance with confidence is right here. Auto insurance rates in Tracy City are affected by local factors as well as personal ones like your driving record.

See how Tracy City, TN car insurance rates compare to Jackson auto insurance rates, Johnson City auto insurance rates, and Chattanooga auto insurance rates before you read more about the cost of auto insurance in Tracy City.

Don’t buy Tracy City, TN auto insurance until you’ve compared rates. Get free Tracy City, Tennessee auto insurance quotes when you enter your ZIP code above.

Tracy City, TN Minimum Auto Insurance Requirements

The required auto insurance in Tracy City, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Tracy City, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Tracy City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Tracy City, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Tracy City, TN. Take a look at Tracy City, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Tracy City, Tennessee

Insurance Company Poor Fair Good
Allstate $5,942 $4,545 $3,477
Farmers $4,951 $3,864 $3,654
GEICO $3,517 $3,006 $2,763
Liberty Mutual $8,908 $5,447 $4,260
Nationwide $3,959 $3,135 $2,775
Progressive $4,276 $3,676 $3,432
State Farm $3,568 $2,141 $1,664
Travelers $3,404 $2,653 $1,942
USAA $4,207 $2,444 $2,010

Buy Cheap Tracy City, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Tracy City, Tennessee auto insurance rates? Find out how car insurance rates in Tracy City, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tracy City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,742 $2,644 $2,458 $2,553 $9,983 $10,858 $2,946 $3,056
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,085 $2,108 $1,927 $1,927 $6,155 $6,281 $2,107 $2,172
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,956 $1,850 $1,592 $1,664 $8,637 $9,732 $2,357 $2,571
State Farm $1,517 $1,517 $1,359 $1,359 $4,534 $5,667 $1,711 $1,997
Travelers $1,756 $1,849 $1,580 $1,683 $4,766 $5,846 $1,875 $1,974
USAA $1,644 $1,679 $1,476 $1,480 $5,759 $6,610 $2,145 $2,304

Buy Cheap Tracy City, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Tracy City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Tracy City, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Tracy City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,983 $10,858
Farmers $8,958 $9,479
GEICO $6,155 $6,281
Nationwide $5,787 $7,451
Progressive $8,637 $9,732
State Farm $4,534 $5,667
Travelers $4,766 $5,846
USAA $5,759 $6,610

Buy Cheap Tracy City, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Tracy City, Tennessee by comparing Tracy City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Tracy City, TN here.

Annual Auto Insurance Rates for Senior Drivers in Tracy City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,458 $2,553
Farmers $1,992 $2,177
GEICO $1,927 $1,927
Nationwide $1,889 $1,919
Progressive $1,592 $1,664
State Farm $1,359 $1,359
Travelers $1,580 $1,683
USAA $1,476 $1,480

Find Cheap Auto Insurance Rates in Tracy City, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Tracy City, Tennessee auto insurance. Compare Tracy City, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tracy City, Tennessee

Insurance Company Low Medium High
Allstate $4,482 $4,643 $4,840
Farmers $3,931 $4,136 $4,402
GEICO $2,966 $3,088 $3,231
Liberty Mutual $5,932 $6,201 $6,481
Nationwide $3,324 $3,220 $3,326
Progressive $3,567 $3,793 $4,024
State Farm $2,340 $2,466 $2,566
Travelers $2,525 $2,665 $2,809
USAA $2,806 $2,878 $2,976

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Find Cheap Tracy City, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Tracy City. Compare auto insurance rates in Tracy City, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Tracy City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,655 $4,655
Farmers $4,157 $4,157
GEICO $3,079 $3,111
Liberty Mutual $6,205 $6,205
Nationwide $3,290 $3,290
Progressive $3,795 $3,795
State Farm $2,401 $2,514
Travelers $2,562 $2,771
USAA $2,805 $2,969

Find Cheap Tracy City, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Tracy City, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Tracy City, TN, take a look at the average cost for various violations versus rates for a clean driving record in Tracy City.

Annual Tracy City, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,923 $4,660 $5,574 $4,463
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,240 $3,012 $4,889 $2,240
Liberty Mutual $5,034 $7,248 $6,745 $5,792
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,343 $4,333 $3,562 $3,941
State Farm $2,246 $2,669 $2,458 $2,458
Travelers $2,169 $2,777 $3,054 $2,666
USAA $2,102 $3,136 $3,706 $2,604

Find Cheap Tracy City, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Tracy City, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Tracy City for less when you shop around and compare rates from multiple Tracy City, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Tracy City, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,574
Farmers $4,500
GEICO $4,889
Liberty Mutual $6,745
Nationwide $4,268
Progressive $3,562
State Farm $2,458
Travelers $3,054
USAA $3,706

Winners by Category: Where to Buy Cheap Auto Insurance in Tracy City, TN

Compare rates from the cheapest auto insurance companies in Tracy City, TN for your needs. Take a look at how Tracy City, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Tracy City, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Tracy City, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Tracy City, TN auto insurance companies overall, you can compare them here. Find the best price for Tracy City, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Tracy City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,655
Farmers $4,157
GEICO $3,095
Nationwide $3,290
Progressive $3,795
State Farm $2,458
Travelers $2,666
USAA $2,887

What affects Tracy City, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Tracy City, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Tracy City auto insurance rates.

Commute Times in Tracy City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Tracy City, TN is 26.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Tracy City, TN

You can buy cheap Tracy City, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Tracy City, Tennessee auto insurance quotes from top companies.

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