Buy Cheap Towson, MD Auto Insurance (2022)

Towson, MD auto insurance rates average $462 a month. Minimum auto insurance requirements in Towson, Maryland are 30/60/15 to comply with Maryland laws. To buy cheap auto insurance in Towson, MD, compare Towson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Towson, MD after a DUI are $6,580/year
  • The most expensive auto insurance company in Towson is Liberty Mutual
  • The most expensive auto insurance company in Towson after a DUI is Liberty Mutual

Finding affordable Towson, Maryland auto insurance can be challenging, but everything you need to know to buy cheap Towson, MD auto insurance with confidence is right here. Auto insurance rates in Towson are affected by local factors as well as personal ones like your driving record.

See how Towson, MD car insurance rates compare to Gaithersburg auto insurance rates, Salisbury auto insurance rates, and Rockville auto insurance rates before you read more about the cost of auto insurance in Towson.

Don’t buy Towson, MD auto insurance until you’ve compared rates. Get free Towson, Maryland auto insurance quotes when you enter your ZIP code above.

Towson, MD Minimum Auto Insurance Requirements

The required auto insurance in Towson, MD is 30/60/15 according to the auto insurance laws in Maryland. The minimum auto insurance in Towson, Maryland is outlined here.

Minimum Required Auto Insurance Coverage in Towson, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Towson, MD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Towson, MD. Take a look at Towson, Maryland auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Towson, Maryland

Insurance Company Poor Fair Good
Allstate $8,451 $5,883 $5,197
GEICO $4,801 $3,976 $3,927
Liberty Mutual $17,593 $11,371 $8,048
Nationwide $4,921 $3,463 $3,125
Progressive $5,804 $4,394 $3,682
State Farm $5,976 $3,549 $2,739
USAA $4,217 $2,899 $2,379

Buy Cheap Towson, MD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Towson, Maryland auto insurance rates? Find out how car insurance rates in Towson, MD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Towson, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,216 $4,025 $4,050 $4,168 $12,841 $15,223 $3,773 $3,786
GEICO $2,622 $2,877 $3,009 $3,489 $8,075 $9,197 $2,249 $2,360
Liberty Mutual $8,936 $8,936 $8,837 $8,837 $17,087 $25,190 $8,936 $11,940
Nationwide $2,602 $2,606 $2,349 $2,415 $6,225 $8,206 $3,029 $3,260
Progressive $2,700 $2,416 $2,348 $2,406 $9,999 $10,935 $3,148 $3,062
State Farm $2,492 $2,492 $2,302 $2,302 $7,546 $9,646 $2,789 $3,136
USAA $2,270 $2,224 $2,141 $2,123 $5,101 $5,981 $2,593 $2,888

Buy Cheap Towson, MD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Towson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Towson, MD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Towson, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,841 $15,223
GEICO $8,075 $9,197
Liberty Mutual $17,087 $25,190
Nationwide $6,225 $8,206
Progressive $9,999 $10,935
State Farm $7,546 $9,646
USAA $5,101 $5,981

Buy Cheap Towson, MD Auto Insurance for Seniors

You can save on senior auto insurance rates in Towson, Maryland by comparing Towson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Towson, MD here.

Annual Auto Insurance Rates for Senior Drivers in Towson, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,050 $4,168
GEICO $3,009 $3,489
Liberty Mutual $8,837 $8,837
Nationwide $2,349 $2,415
Progressive $2,348 $2,406
State Farm $2,302 $2,302
USAA $2,141 $2,123

Find Cheap Auto Insurance Rates in Towson, MD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Towson, Maryland auto insurance. Compare Towson, MD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Towson, Maryland

Insurance Company Low Medium High
Allstate $6,275 $6,447 $6,808
GEICO $4,081 $4,210 $4,414
Liberty Mutual $11,949 $12,306 $12,757
Nationwide $3,660 $3,851 $3,999
Progressive $4,388 $4,630 $4,862
State Farm $3,858 $4,100 $4,306
USAA $2,973 $3,176 $3,346

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Find Cheap Towson, MD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Towson. Compare auto insurance rates in Towson, MD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Towson, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,417 $6,603
GEICO $4,167 $4,303
Liberty Mutual $12,015 $12,660
Nationwide $3,836 $3,836
Progressive $4,627 $4,627
State Farm $3,980 $4,196
USAA $3,066 $3,264

Find Cheap Towson, MD Auto Insurance Rates by ZIP Code

Auto insurance rates in Towson, Maryland can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Towson, MD to see how much where you live in Towson affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Towson, Maryland

ZIP Code Average Annual Rates
21204 $4,302
21252 $5,130
21286 $4,389

Find Cheap Towson, MD Auto Insurance Rates by Driving Record

Auto insurance rates in Towson, Maryland are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Towson, MD, take a look at the average cost for various violations versus rates for a clean driving record in Towson.

Annual Towson, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,749 $7,700 $5,749 $6,843
GEICO $2,987 $4,679 $5,739 $3,534
Liberty Mutual $8,800 $11,629 $17,722 $11,198
Nationwide $3,367 $4,544 $3,608 $3,826
Progressive $3,940 $5,270 $4,759 $4,537
State Farm $3,660 $4,612 $4,041 $4,041
USAA $2,484 $3,061 $4,441 $2,675

Find Cheap Towson, MD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Towson, Maryland is higher than for a clean driving record. You can buy auto insurance after a DUI in Towson for less when you shop around and compare rates from multiple Towson, MD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Towson, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,749
GEICO $5,739
Liberty Mutual $17,722
Nationwide $3,608
Progressive $4,759
State Farm $4,041
USAA $4,441

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Winners by Category: Where to Buy Cheap Auto Insurance in Towson, MD

Compare rates from the cheapest auto insurance companies in Towson, MD for your needs. Take a look at how Towson, Maryland auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Towson, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Find Cheap Towson, Maryland Auto Insurance Companies

If you’re looking for the cheapest Towson, MD auto insurance companies overall, you can compare them here. Find the best price for Towson, Maryland car insurance by company.

Average Annual Auto Insurance Rates by Company in Towson, Maryland

Insurance Company Average Annual Rates
Allstate $6,510
GEICO $4,235
Liberty Mutual $12,337
Nationwide $3,836
Progressive $4,627
State Farm $4,088
USAA $3,165

What affects Towson, Maryland auto insurance rates?

Local factors affect auto insurance rates in Towson, MD, including traffic, theft statistics, and commute length. Take a look at the things that impact Towson auto insurance rates.

Commute Times in Towson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Towson, MD is 26.1 minutes according to City-Data.

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Compare Auto Insurance Quotes in Towson, MD

You can buy cheap Towson, MD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Towson, Maryland auto insurance quotes from top companies.

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