Buy Cheap Townsend, TN Auto Insurance (2021)

Townsend, TN auto insurance rates average $276 a month. Minimum auto insurance requirements in Townsend, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Townsend, TN, compare Townsend auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Townsend after a DUI is Liberty Mutual
  • Average auto insurance rates in Townsend, TN after a DUI are $4,268/year
  • The most expensive auto insurance company in Townsend is Allstate

Finding affordable Townsend, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Townsend, TN auto insurance with confidence is right here. Auto insurance rates in Townsend are affected by local factors as well as personal ones like your driving record.

See how Townsend, TN car insurance rates compare to Bartlett auto insurance rates, Murfreesboro auto insurance rates, and Hendersonville auto insurance rates before you read more about the cost of auto insurance in Townsend.

Don’t buy Townsend, TN auto insurance until you’ve compared rates. Get free Townsend, Tennessee auto insurance quotes when you enter your ZIP code above.

Townsend, TN Minimum Auto Insurance Requirements

The required auto insurance in Townsend, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Townsend, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Townsend, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Townsend, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Townsend, TN. Take a look at Townsend, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Townsend, Tennessee

Insurance Company Poor Fair Good
Allstate $5,818 $4,459 $3,410
Farmers $4,137 $3,243 $3,067
GEICO $3,355 $2,877 $2,647
Liberty Mutual $9,148 $5,625 $4,400
Nationwide $4,406 $3,492 $3,092
Progressive $4,162 $3,594 $3,361
State Farm $3,765 $2,259 $1,754
Travelers $3,698 $2,903 $2,116
USAA $3,815 $2,240 $1,850

Buy Cheap Townsend, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Townsend, Tennessee auto insurance rates? Find out how car insurance rates in Townsend, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Townsend, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,633 $2,524 $2,372 $2,462 $9,971 $10,843 $2,799 $2,895
Farmers $1,826 $1,859 $1,637 $1,799 $7,583 $8,059 $2,474 $2,622
GEICO $1,936 $1,949 $1,778 $1,778 $6,064 $6,153 $1,978 $2,042
Nationwide $2,329 $2,347 $2,084 $2,117 $6,478 $8,356 $2,683 $2,913
Progressive $1,876 $1,767 $1,528 $1,600 $8,530 $9,602 $2,264 $2,479
State Farm $1,553 $1,553 $1,410 $1,410 $4,895 $6,100 $1,759 $2,059
Travelers $1,868 $1,968 $1,697 $1,808 $5,269 $6,548 $1,990 $2,096
USAA $1,484 $1,507 $1,341 $1,339 $5,315 $6,099 $1,936 $2,058

Buy Cheap Townsend, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Townsend can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Townsend, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Townsend, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,971 $10,843
Farmers $7,583 $8,059
GEICO $6,064 $6,153
Nationwide $6,478 $8,356
Progressive $8,530 $9,602
State Farm $4,895 $6,100
Travelers $5,269 $6,548
USAA $5,315 $6,099

Buy Cheap Townsend, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Townsend, Tennessee by comparing Townsend senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Townsend, TN here.

Annual Auto Insurance Rates for Senior Drivers in Townsend, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,372 $2,462
Farmers $1,637 $1,799
GEICO $1,778 $1,778
Nationwide $2,084 $2,117
Progressive $1,528 $1,600
State Farm $1,410 $1,410
Travelers $1,697 $1,808
USAA $1,341 $1,339

Find Cheap Auto Insurance Rates in Townsend, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Townsend, Tennessee auto insurance. Compare Townsend, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Townsend, Tennessee

Insurance Company Low Medium High
Allstate $4,398 $4,551 $4,737
Farmers $3,284 $3,466 $3,697
GEICO $2,809 $2,953 $3,117
Liberty Mutual $6,100 $6,391 $6,682
Nationwide $3,698 $3,585 $3,707
Progressive $3,484 $3,706 $3,927
State Farm $2,446 $2,604 $2,727
Travelers $2,729 $2,903 $3,085
USAA $2,550 $2,626 $2,729

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Find Cheap Townsend, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Townsend. Compare auto insurance rates in Townsend, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Townsend, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,562 $4,562
Farmers $3,482 $3,482
GEICO $2,939 $2,981
Liberty Mutual $6,391 $6,391
Nationwide $3,663 $3,663
Progressive $3,706 $3,706
State Farm $2,531 $2,654
Travelers $2,791 $3,020
USAA $2,561 $2,709

Find Cheap Townsend, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Townsend, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Townsend, TN, take a look at the average cost for various violations versus rates for a clean driving record in Townsend.

Annual Townsend, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,813 $4,550 $5,517 $4,370
Farmers $2,974 $3,683 $3,771 $3,501
GEICO $2,165 $2,884 $4,625 $2,165
Liberty Mutual $5,181 $7,480 $6,948 $5,956
Nationwide $3,167 $3,167 $4,765 $3,554
Progressive $3,263 $4,242 $3,474 $3,844
State Farm $2,354 $2,831 $2,593 $2,593
Travelers $2,352 $3,025 $3,349 $2,896
USAA $1,916 $2,873 $3,374 $2,377

Find Cheap Townsend, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Townsend, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Townsend for less when you shop around and compare rates from multiple Townsend, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Townsend, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,517
Farmers $3,771
GEICO $4,625
Liberty Mutual $6,948
Nationwide $4,765
Progressive $3,474
State Farm $2,593
Travelers $3,349
USAA $3,374

Winners by Category: Where to Buy Cheap Auto Insurance in Townsend, TN

Compare rates from the cheapest auto insurance companies in Townsend, TN for your needs. Take a look at how Townsend, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Townsend, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Townsend, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Townsend, TN auto insurance companies overall, you can compare them here. Find the best price for Townsend, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Townsend, Tennessee

Insurance Company Average Annual Rates
Allstate $4,562
Farmers $3,482
GEICO $2,960
Nationwide $3,663
Progressive $3,706
State Farm $2,593
Travelers $2,906
USAA $2,635

What affects Townsend, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Townsend, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Townsend auto insurance rates.

Commute Times in Townsend

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Townsend, TN is 19.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Townsend, TN

You can buy cheap Townsend, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Townsend, Tennessee auto insurance quotes from top companies.

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