Buy Cheap Townsend, DE Auto Insurance (2021)

Townsend, DE auto insurance rates average $620 a month. Minimum auto insurance requirements in Townsend, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Townsend, DE, compare Townsend auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Townsend is Liberty Mutual
  • Average auto insurance rates in Townsend, DE after a DUI are $9,916/year
  • Average auto insurance rates in Townsend, DE are $620/month

Finding affordable Townsend, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Townsend, DE auto insurance with confidence is right here. Auto insurance rates in Townsend are affected by local factors as well as personal ones like your driving record.

See how Townsend, DE car insurance rates compare to Newark auto insurance rates, Seaford auto insurance rates, and Elsmere auto insurance rates before you read more about the cost of auto insurance in Townsend.

Don’t buy Townsend, DE auto insurance until you’ve compared rates. Get free Townsend, Delaware auto insurance quotes when you enter your ZIP code above.

Townsend, DE Minimum Auto Insurance Requirements

The required auto insurance in Townsend, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Townsend, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Townsend, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Townsend, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Townsend, DE. Take a look at Townsend, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Townsend, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $5,300 $4,389 $3,990
Progressive $4,999 $4,374 $4,040
State Farm $7,332 $4,034 $2,990
Travelers $16,594 $13,566 $14,182
USAA $3,521 $1,710 $1,236

Buy Cheap Townsend, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Townsend, Delaware auto insurance rates? Find out how car insurance rates in Townsend, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Townsend, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,182 $3,157 $2,907 $2,894 $7,527 $9,523 $3,524 $3,761
Progressive $2,125 $1,963 $1,867 $1,904 $10,812 $11,963 $2,601 $2,533
State Farm $3,009 $3,009 $2,778 $2,778 $8,643 $11,164 $3,380 $3,520
Travelers $5,762 $5,814 $5,680 $5,484 $33,194 $48,746 $6,256 $7,310
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

Buy Cheap Townsend, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Townsend can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Townsend, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Townsend, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $7,527 $9,523
Progressive $10,812 $11,963
State Farm $8,643 $11,164
Travelers $33,194 $48,746
USAA $4,377 $5,133

Buy Cheap Townsend, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Townsend, Delaware by comparing Townsend senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Townsend, DE here.

Annual Auto Insurance Rates for Senior Drivers in Townsend, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $2,907 $2,894
Progressive $1,867 $1,904
State Farm $2,778 $2,778
Travelers $5,680 $5,484
USAA $1,112 $1,108

Find Cheap Auto Insurance Rates in Townsend, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Townsend, Delaware auto insurance. Compare Townsend, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Townsend, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $4,528 $4,476 $4,674
Progressive $3,911 $4,522 $4,980
State Farm $4,465 $4,798 $5,092
Travelers $15,126 $15,068 $14,148
USAA $2,014 $2,152 $2,301

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Find Cheap Townsend, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Townsend. Compare auto insurance rates in Townsend, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Townsend, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $4,560 $4,560
Progressive $4,471 $4,471
State Farm $4,621 $4,949
Travelers $14,781 $14,781
USAA $2,133 $2,178

Find Cheap Townsend, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Townsend, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Townsend, DE, take a look at the average cost for various violations versus rates for a clean driving record in Townsend.

Annual Townsend, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $3,644 $3,644 $6,650 $4,300
Progressive $3,849 $5,106 $4,387 $4,542
State Farm $4,334 $5,236 $4,785 $4,785
Travelers $12,416 $12,453 $20,931 $13,322
USAA $1,778 $1,778 $3,035 $2,031

Find Cheap Townsend, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Townsend, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Townsend for less when you shop around and compare rates from multiple Townsend, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Townsend, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $26,761
Nationwide $6,650
Progressive $4,387
State Farm $4,785
Travelers $20,931
USAA $3,035

Winners by Category: Where to Buy Cheap Auto Insurance in Townsend, DE

Compare rates from the cheapest auto insurance companies in Townsend, DE for your needs. Take a look at how Townsend, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Townsend, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Townsend, Delaware Auto Insurance Companies

If you’re looking for the cheapest Townsend, DE auto insurance companies overall, you can compare them here. Find the best price for Townsend, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Townsend, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $18,249
Nationwide $4,560
Progressive $4,471
State Farm $4,785
Travelers $14,781
USAA $2,156

What affects Townsend, Delaware auto insurance rates?

Local factors affect auto insurance rates in Townsend, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Townsend auto insurance rates.

Commute Times in Townsend

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Townsend, DE is 34.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Townsend, DE

You can buy cheap Townsend, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Townsend, Delaware auto insurance quotes from top companies.

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