Buy Cheap Torrington, WY Auto Insurance (2021)

Torrington, WY auto insurance rates average $249 a month. Minimum auto insurance requirements in Torrington, Wyoming are 25/50/20 to comply with Wyoming laws. To buy cheap auto insurance in Torrington, WY, compare Torrington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Torrington, WY for teens drivers are $5,002/year
  • Average auto insurance rates in Torrington, WY after a DUI are $3,797/year
  • The most expensive auto insurance company in Torrington is Allstate

Finding affordable Torrington, Wyoming auto insurance can be challenging, but everything you need to know to buy cheap Torrington, WY auto insurance with confidence is right here. Auto insurance rates in Torrington are affected by local factors as well as personal ones like your driving record.

See how Torrington, WY car insurance rates compare to Cheyenne auto insurance rates, Casper auto insurance rates, and Cody auto insurance rates before you read more about the cost of auto insurance in Torrington.

Don’t buy Torrington, WY auto insurance until you’ve compared rates. Get free Torrington, Wyoming auto insurance quotes when you enter your ZIP code above.

Torrington, WY Minimum Auto Insurance Requirements

The required auto insurance in Torrington, WY is 25/50/20 according to the auto insurance laws in Wyoming. The minimum auto insurance in Torrington, Wyoming is outlined here.

Minimum Required Auto Insurance Coverage in Torrington, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Torrington, WY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Torrington, WY. Take a look at Torrington, Wyoming auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Torrington, Wyoming

Insurance Company Poor Fair Good
Allstate $5,579 $4,225 $3,600
Farmers $3,239 $3,057 $2,765
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,097 $1,817 $1,629
State Farm $2,988 $2,117 $1,783
USAA $4,608 $2,070 $1,457

Buy Cheap Torrington, WY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Torrington, Wyoming auto insurance rates? Find out how car insurance rates in Torrington, WY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Torrington, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,607 $2,752 $2,182 $2,388 $8,671 $11,029 $2,917 $3,199
Farmers $2,228 $2,228 $2,095 $2,095 $4,041 $6,853 $2,311 $2,311
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,254 $1,262 $1,026 $1,182 $3,373 $3,786 $1,367 $1,530
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,620 $1,626 $1,403 $1,473 $4,921 $6,078 $2,144 $2,430

Buy Cheap Torrington, WY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Torrington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Torrington, WY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Torrington, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $11,029
Farmers $4,041 $6,853
GEICO $4,987 $6,467
Liberty Mutual $3,373 $3,786
State Farm $4,019 $5,352
USAA $4,921 $6,078

Buy Cheap Torrington, WY Auto Insurance for Seniors

You can save on senior auto insurance rates in Torrington, Wyoming by comparing Torrington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Torrington, WY here.

Annual Auto Insurance Rates for Senior Drivers in Torrington, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,388
Farmers $2,095 $2,095
GEICO $2,679 $2,679
Liberty Mutual $1,026 $1,182
State Farm $1,290 $1,290
USAA $1,403 $1,473

Find Cheap Auto Insurance Rates in Torrington, WY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Torrington, Wyoming auto insurance. Compare Torrington, WY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Torrington, Wyoming

Insurance Company Low Medium High
Allstate $4,348 $4,459 $4,597
Farmers $2,946 $3,016 $3,099
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,763 $1,840 $1,939
State Farm $2,225 $2,297 $2,367
USAA $2,652 $2,710 $2,774

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Find Cheap Torrington, WY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Torrington. Compare auto insurance rates in Torrington, WY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Torrington, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,363 $4,574
Farmers $3,020 $3,020
GEICO $3,534 $3,649
Liberty Mutual $1,847 $1,847
State Farm $2,215 $2,377
USAA $2,680 $2,743

Find Cheap Torrington, WY Auto Insurance Rates by Driving Record

Auto insurance rates in Torrington, Wyoming are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Torrington, WY, take a look at the average cost for various violations versus rates for a clean driving record in Torrington.

Annual Torrington, Wyoming Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,876 $4,610 $4,910 $4,477
Farmers $2,290 $2,707 $4,656 $2,429
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,321 $2,030 $2,200 $1,839
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,134 $2,585 $3,803 $2,326

Find Cheap Torrington, WY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Torrington, Wyoming is higher than for a clean driving record. You can buy auto insurance after a DUI in Torrington for less when you shop around and compare rates from multiple Torrington, WY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Torrington, Wyoming

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,910
Farmers $4,656
GEICO $4,918
Liberty Mutual $2,200
State Farm $2,296
USAA $3,803

Winners by Category: Where to Buy Cheap Auto Insurance in Torrington, WY

Compare rates from the cheapest auto insurance companies in Torrington, WY for your needs. Take a look at how Torrington, Wyoming auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Torrington, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Torrington, Wyoming Auto Insurance Companies

If you’re looking for the cheapest Torrington, WY auto insurance companies overall, you can compare them here. Find the best price for Torrington, Wyoming car insurance by company.

Average Annual Auto Insurance Rates by Company in Torrington, Wyoming

Insurance Company Average Annual Rates
Allstate $4,468
Farmers $3,020
GEICO $3,591
Liberty Mutual $1,847
State Farm $2,296
USAA $2,712

What affects Torrington, Wyoming auto insurance rates?

Local factors affect auto insurance rates in Torrington, WY, including traffic, theft statistics, and commute length. Take a look at the things that impact Torrington auto insurance rates.

Auto Theft in Torrington

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Torrington, WY auto theft show a total of 4 vehicle thefts annually.

Commute Times in Torrington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Torrington, WY is 11.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Torrington, WY

You can buy cheap Torrington, WY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Torrington, Wyoming auto insurance quotes from top companies.

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