Buy Cheap Torrington, CT Auto Insurance (2021)

Torrington, CT auto insurance rates average $363 a month. Minimum auto insurance requirements in Torrington, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Torrington, CT, compare Torrington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Torrington after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Torrington is Liberty Mutual
  • Average auto insurance rates in Torrington, CT are $363/month

Finding affordable Torrington, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Torrington, CT auto insurance with confidence is right here. Auto insurance rates in Torrington are affected by local factors as well as personal ones like your driving record.

See how Torrington, CT car insurance rates compare to New Britain auto insurance rates, Danbury auto insurance rates, and Hartford auto insurance rates before you read more about the cost of auto insurance in Torrington.

Don’t buy Torrington, CT auto insurance until you’ve compared rates. Get free Torrington, Connecticut auto insurance quotes when you enter your ZIP code above.

Torrington, CT Minimum Auto Insurance Requirements

The required auto insurance in Torrington, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Torrington, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Torrington, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Torrington, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Torrington, CT. Take a look at Torrington, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Torrington, Connecticut

Insurance Company Poor Fair Good
Allstate $7,091 $5,374 $4,266
GEICO $4,314 $2,602 $1,982
Liberty Mutual $9,666 $6,039 $4,754
Nationwide $4,621 $3,099 $2,743
Progressive $5,457 $4,898 $4,693
State Farm $3,854 $2,472 $1,991
Travelers $6,260 $5,216 $5,065
USAA $3,563 $2,412 $2,126

Buy Cheap Torrington, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Torrington, Connecticut auto insurance rates? Find out how car insurance rates in Torrington, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Torrington, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,229 $3,458 $10,742 $12,689 $3,669 $3,854
GEICO $2,186 $2,191 $2,027 $2,043 $5,082 $6,034 $2,111 $2,051
Liberty Mutual $3,305 $3,591 $2,546 $3,138 $16,445 $18,535 $3,348 $3,647
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,685 $2,508 $2,295 $2,380 $11,247 $12,471 $3,079 $3,463
State Farm $1,694 $1,694 $1,560 $1,560 $5,134 $6,453 $1,903 $2,182
Travelers $1,684 $1,709 $1,679 $1,673 $12,834 $20,623 $1,834 $2,070
USAA $1,667 $1,649 $1,556 $1,535 $5,209 $5,466 $2,223 $2,302

Buy Cheap Torrington, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Torrington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Torrington, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Torrington, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,742 $12,689
GEICO $5,082 $6,034
Liberty Mutual $16,445 $18,535
Nationwide $6,150 $7,803
Progressive $11,247 $12,471
State Farm $5,134 $6,453
Travelers $12,834 $20,623
USAA $5,209 $5,466

Buy Cheap Torrington, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Torrington, Connecticut by comparing Torrington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Torrington, CT here.

Annual Auto Insurance Rates for Senior Drivers in Torrington, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,229 $3,458
GEICO $2,027 $2,043
Liberty Mutual $2,546 $3,138
Nationwide $2,003 $2,102
Progressive $2,295 $2,380
State Farm $1,560 $1,560
Travelers $1,679 $1,673
USAA $1,556 $1,535

Find Cheap Auto Insurance Rates in Torrington, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Torrington, Connecticut auto insurance. Compare Torrington, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Torrington, Connecticut

Insurance Company Low Medium High
Allstate $5,268 $5,570 $5,893
GEICO $2,759 $2,930 $3,209
Liberty Mutual $6,554 $6,770 $7,134
Nationwide $3,547 $3,514 $3,403
Progressive $4,703 $4,975 $5,369
State Farm $2,597 $2,777 $2,943
Travelers $5,134 $5,478 $5,929
USAA $2,528 $2,703 $2,871

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Find Cheap Torrington, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Torrington. Compare auto insurance rates in Torrington, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Torrington, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,577 $5,577
GEICO $2,921 $3,011
Liberty Mutual $6,819 $6,819
Nationwide $3,488 $3,488
Progressive $5,016 $5,016
State Farm $2,704 $2,841
Travelers $5,513 $5,513
USAA $2,669 $2,733

Find Cheap Torrington, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Torrington, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Torrington, CT, take a look at the average cost for various violations versus rates for a clean driving record in Torrington.

Annual Torrington, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,744 $5,865 $6,955 $4,744
GEICO $1,877 $2,460 $5,222 $2,304
Liberty Mutual $5,975 $7,472 $7,405 $6,425
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $4,275 $6,220 $4,492 $5,076
State Farm $2,581 $2,836 $2,836 $2,836
Travelers $4,439 $4,807 $6,997 $5,810
USAA $2,101 $2,635 $3,967 $2,101

Find Cheap Torrington, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Torrington, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Torrington for less when you shop around and compare rates from multiple Torrington, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Torrington, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,955
GEICO $5,222
Liberty Mutual $7,405
Nationwide $4,241
Progressive $4,492
State Farm $2,836
Travelers $6,997
USAA $3,967

Winners by Category: Where to Buy Cheap Auto Insurance in Torrington, CT

Compare rates from the cheapest auto insurance companies in Torrington, CT for your needs. Take a look at how Torrington, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Torrington, Connecticut

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Torrington, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Torrington, CT auto insurance companies overall, you can compare them here. Find the best price for Torrington, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Torrington, Connecticut

Insurance Company Average Annual Rates
Allstate $5,577
GEICO $2,966
Liberty Mutual $6,819
Nationwide $3,488
Progressive $5,016
State Farm $2,772
Travelers $5,513
USAA $2,701

What affects Torrington, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Torrington, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Torrington auto insurance rates.

Commute Times in Torrington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Torrington, CT is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Torrington, CT

You can buy cheap Torrington, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Torrington, Connecticut auto insurance quotes from top companies.

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