Buy Cheap Torreon, NM Auto Insurance (2021)

Torreon, NM auto insurance rates average $293 a month. Minimum auto insurance requirements in Torreon, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Torreon, NM, compare Torreon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Torreon, NM for teens drivers are $6,791/year
  • The most expensive auto insurance company in Torreon after a DUI is GEICO
  • Average auto insurance rates in Torreon, NM are $293/month

Finding affordable Torreon, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Torreon, NM auto insurance with confidence is right here. Auto insurance rates in Torreon are affected by local factors as well as personal ones like your driving record.

See how Torreon, NM car insurance rates compare to Gallup auto insurance rates, Carlsbad auto insurance rates, and Santa Fe auto insurance rates before you read more about the cost of auto insurance in Torreon.

Don’t buy Torreon, NM auto insurance until you’ve compared rates. Get free Torreon, New Mexico auto insurance quotes when you enter your ZIP code above.

Torreon, NM Minimum Auto Insurance Requirements

The required auto insurance in Torreon, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Torreon, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Torreon, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Torreon, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Torreon, NM. Take a look at Torreon, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Torreon, New Mexico

Insurance Company Poor Fair Good
Allstate $5,490 $4,519 $4,128
Farmers $5,442 $4,499 $4,278
GEICO $4,787 $4,162 $3,849
Nationwide $4,509 $3,492 $3,033
Progressive $3,008 $2,670 $2,518
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Buy Cheap Torreon, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Torreon, New Mexico auto insurance rates? Find out how car insurance rates in Torreon, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Torreon, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,784 $2,785 $2,550 $2,685 $9,530 $11,037 $3,079 $3,248
Farmers $2,665 $2,655 $2,389 $2,544 $10,644 $10,936 $2,993 $3,092
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,524 $2,573 $2,286 $2,408 $6,062 $7,679 $2,842 $3,052
Progressive $1,498 $1,461 $1,349 $1,361 $5,882 $6,614 $1,812 $1,878
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Torreon, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Torreon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Torreon, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Torreon, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,530 $11,037
Farmers $10,644 $10,936
GEICO $7,583 $10,447
Nationwide $6,062 $7,679
Progressive $5,882 $6,614
State Farm $4,197 $5,284
USAA $3,641 $4,122

Buy Cheap Torreon, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Torreon, New Mexico by comparing Torreon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Torreon, NM here.

Annual Auto Insurance Rates for Senior Drivers in Torreon, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,685
Farmers $2,389 $2,544
GEICO $2,511 $2,511
Nationwide $2,286 $2,408
Progressive $1,349 $1,361
State Farm $1,404 $1,404
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Torreon, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Torreon, New Mexico auto insurance. Compare Torreon, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Torreon, New Mexico

Insurance Company Low Medium High
Allstate $4,465 $4,701 $4,970
Farmers $4,336 $4,700 $5,183
GEICO $3,990 $4,256 $4,552
Nationwide $3,654 $3,639 $3,742
Progressive $2,614 $2,732 $2,850
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

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Find Cheap Torreon, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Torreon. Compare auto insurance rates in Torreon, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Torreon, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
Farmers $4,740 $4,740
GEICO $4,201 $4,331
Nationwide $3,678 $3,678
Progressive $2,732 $2,732
State Farm $2,321 $2,441
USAA $2,073 $2,201

Find Cheap Torreon, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Torreon, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Torreon, NM, take a look at the average cost for various violations versus rates for a clean driving record in Torreon.

Annual Torreon, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,866 $5,138 $5,481 $4,363
Farmers $4,008 $5,154 $5,033 $4,764
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,732 $3,861 $5,013 $3,106
Progressive $2,373 $3,208 $2,550 $2,796
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Torreon, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Torreon, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Torreon for less when you shop around and compare rates from multiple Torreon, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Torreon, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,481
Farmers $5,033
GEICO $8,009
Nationwide $5,013
Progressive $2,550
State Farm $2,429
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Torreon, NM

Compare rates from the cheapest auto insurance companies in Torreon, NM for your needs. Take a look at how Torreon, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Torreon, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Torreon, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Torreon, NM auto insurance companies overall, you can compare them here. Find the best price for Torreon, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Torreon, New Mexico

Insurance Company Average Annual Rates
Allstate $4,712
Farmers $4,740
GEICO $4,266
Nationwide $3,678
Progressive $2,732
State Farm $2,381
USAA $2,137

What affects Torreon, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Torreon, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Torreon auto insurance rates.

Commute Times in Torreon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Torreon, NM is 38.8 minutes according to City-Data.

Traffic in Torreon

How is traffic in Torreon, New Mexico? Inrix data shows that Torreon, NM traffic makes it the 950th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Torreon, NM

You can buy cheap Torreon, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Torreon, New Mexico auto insurance quotes from top companies.

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