Buy Cheap Torrance, PA Auto Insurance (2022)

Torrance, PA auto insurance rates average $329 a month. Minimum auto insurance requirements in Torrance, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Torrance, PA, compare Torrance auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Torrance, PA for teens drivers are $9,065/year
  • The most expensive auto insurance company in Torrance after a DUI is Travelers
  • The most expensive auto insurance company in Torrance is Travelers

Finding affordable Torrance, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Torrance, PA auto insurance with confidence is right here. Auto insurance rates in Torrance are affected by local factors as well as personal ones like your driving record.

See how Torrance, PA car insurance rates compare to York auto insurance rates, Lancaster auto insurance rates, and Bethlehem auto insurance rates before you read more about the cost of auto insurance in Torrance.

Don’t buy Torrance, PA auto insurance until you’ve compared rates. Get free Torrance, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Torrance, PA Minimum Auto Insurance Requirements

The required auto insurance in Torrance, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Torrance, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Torrance, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Torrance, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Torrance, PA. Take a look at Torrance, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Torrance, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,106 $3,805 $3,068
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,062 $2,511 $2,246
Progressive $5,582 $3,914 $3,141
State Farm $3,624 $2,245 $1,772
Travelers $8,510 $7,667 $7,232
USAA $2,190 $1,628 $1,442

Buy Cheap Torrance, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Torrance, Pennsylvania auto insurance rates? Find out how car insurance rates in Torrance, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Torrance, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,534 $2,534 $2,319 $2,319 $8,308 $8,308 $2,810 $2,810
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,783 $1,783 $1,683 $1,683 $4,965 $4,965 $1,995 $1,995
Progressive $2,646 $2,646 $2,362 $2,362 $8,462 $8,462 $3,379 $3,379
State Farm $1,588 $1,588 $1,405 $1,405 $5,441 $5,441 $1,755 $1,755
Travelers $1,773 $1,773 $1,888 $1,888 $25,391 $25,391 $2,159 $2,159
USAA $1,124 $1,124 $1,014 $1,014 $3,379 $3,379 $1,494 $1,494

Buy Cheap Torrance, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Torrance can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Torrance, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Torrance, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,308 $8,308
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $4,965 $4,965
Progressive $8,462 $8,462
State Farm $5,441 $5,441
Travelers $25,391 $25,391
USAA $3,379 $3,379

Buy Cheap Torrance, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Torrance, Pennsylvania by comparing Torrance senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Torrance, PA here.

Annual Auto Insurance Rates for Senior Drivers in Torrance, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,319 $2,319
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,683 $1,683
Progressive $2,362 $2,362
State Farm $1,405 $1,405
Travelers $1,888 $1,888
USAA $1,014 $1,014

Find Cheap Auto Insurance Rates in Torrance, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Torrance, Pennsylvania auto insurance. Compare Torrance, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Torrance, Pennsylvania

Insurance Company Low Medium High
Allstate $3,825 $4,016 $4,138
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,635 $2,637 $2,548
Progressive $3,864 $4,248 $4,524
State Farm $2,378 $2,582 $2,682
Travelers $7,942 $7,787 $7,679
USAA $1,637 $1,769 $1,853

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Torrance, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Torrance. Compare auto insurance rates in Torrance, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Torrance, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,915 $4,071
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,606 $2,606
Progressive $4,212 $4,212
State Farm $2,466 $2,629
Travelers $7,803 $7,803
USAA $1,703 $1,803

Find Cheap Torrance, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Torrance, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Torrance, PA, take a look at the average cost for various violations versus rates for a clean driving record in Torrance.

Annual Torrance, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,500 $3,824 $3,824
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,874 $2,508 $3,518 $2,524
Progressive $3,822 $5,267 $3,929 $3,830
State Farm $2,326 $2,769 $2,547 $2,547
Travelers $5,578 $7,876 $9,882 $7,876
USAA $1,412 $1,947 $2,077 $1,577

Find Cheap Torrance, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Torrance, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Torrance for less when you shop around and compare rates from multiple Torrance, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Torrance, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,824
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,518
Progressive $3,929
State Farm $2,547
Travelers $9,882
USAA $2,077

Winners by Category: Where to Buy Cheap Auto Insurance in Torrance, PA

Compare rates from the cheapest auto insurance companies in Torrance, PA for your needs. Take a look at how Torrance, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Torrance, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Torrance, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Torrance, PA auto insurance companies overall, you can compare them here. Find the best price for Torrance, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Torrance, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,993
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,606
Progressive $4,212
State Farm $2,547
Travelers $7,803
USAA $1,753

Compare Auto Insurance Quotes in Torrance, PA

You can buy cheap Torrance, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Torrance, Pennsylvania auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption