Buy Cheap Torrance, CA Auto Insurance (2021)

Torrance, CA auto insurance rates average $322 a month. Minimum auto insurance requirements in Torrance, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Torrance, CA, compare Torrance auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Torrance after a DUI is Allstate
  • The most expensive auto insurance company in Torrance is Farmers
  • Average auto insurance rates in Torrance, CA for teens drivers are $6,532/year

Finding affordable Torrance, California auto insurance can be challenging, but everything you need to know to buy cheap Torrance, CA auto insurance with confidence is right here. Auto insurance rates in Torrance are affected by local factors as well as personal ones like your driving record.

See how Torrance, CA car insurance rates compare to Anaheim auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Torrance.

Don’t buy Torrance, CA auto insurance until you’ve compared rates. Get free Torrance, California auto insurance quotes when you enter your ZIP code above.

Torrance, CA Minimum Auto Insurance Requirements

The required auto insurance in Torrance, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Torrance, California is outlined here.

Minimum Required Auto Insurance Coverage in Torrance, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Torrance, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Torrance, California auto insurance rates? Find out how car insurance rates in Torrance, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Torrance, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,032 $3,026 $2,210 $2,224 $8,461 $10,625 $3,858 $4,212
Farmers $2,921 $2,921 $2,651 $2,651 $9,320 $15,174 $3,464 $3,860
GEICO $1,871 $1,871 $1,759 $1,759 $5,705 $5,796 $2,689 $2,744
Liberty Mutual $2,420 $2,275 $2,268 $2,190 $5,226 $5,621 $2,709 $2,754
Nationwide $3,248 $3,096 $2,859 $2,690 $8,321 $9,186 $3,878 $3,820
Progressive $1,986 $2,045 $1,700 $2,015 $5,385 $6,479 $2,879 $3,096
State Farm $3,341 $3,341 $2,987 $2,987 $6,196 $7,699 $3,700 $3,813
Travelers $2,719 $2,623 $2,404 $2,380 $5,753 $6,511 $3,546 $3,459
USAA $1,937 $1,834 $1,890 $1,896 $4,424 $4,448 $2,677 $2,529

Buy Cheap Torrance, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Torrance can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Torrance, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Torrance, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,461 $10,625
Farmers $9,320 $15,174
GEICO $5,705 $5,796
Liberty Mutual $5,226 $5,621
Nationwide $8,321 $9,186
Progressive $5,385 $6,479
State Farm $6,196 $7,699
Travelers $5,753 $6,511
USAA $4,424 $4,448

Buy Cheap Torrance, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Torrance, California by comparing Torrance senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Torrance, CA here.

Annual Auto Insurance Rates for Senior Drivers in Torrance, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,210 $2,224
Farmers $2,651 $2,651
GEICO $1,759 $1,759
Liberty Mutual $2,268 $2,190
Nationwide $2,859 $2,690
Progressive $1,700 $2,015
State Farm $2,987 $2,987
Travelers $2,404 $2,380
USAA $1,890 $1,896

Find Cheap Auto Insurance Rates in Torrance, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Torrance, California auto insurance. Compare Torrance, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Torrance, California

Insurance Company Low Medium High
Allstate $4,431 $4,750 $4,938
Farmers $4,966 $5,417 $5,728
GEICO $2,722 $3,061 $3,290
Liberty Mutual $2,931 $3,214 $3,403
Nationwide $4,129 $4,724 $5,059
Progressive $2,838 $3,302 $3,454
State Farm $3,795 $4,341 $4,638
Travelers $3,144 $3,784 $4,095
USAA $2,447 $2,759 $2,909

Find Cheap Torrance, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Torrance. Compare auto insurance rates in Torrance, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Torrance, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,240 $5,172
Farmers $4,871 $5,870
GEICO $2,747 $3,302
Liberty Mutual $2,920 $3,445
Nationwide $4,094 $5,181
Progressive $2,900 $3,497
State Farm $4,102 $4,414
Travelers $3,305 $4,044
USAA $2,493 $2,917

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Find Cheap Torrance, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Torrance, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Torrance, CA to see how much where you live in Torrance affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Torrance, California

ZIP Code Average Annual Rates
90501 $5,429
90503 $5,173
90504 $5,309
90505 $5,215
90506 $5,461

Find Cheap Torrance, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Torrance, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Torrance, CA, take a look at the average cost for various violations versus rates for a clean driving record in Torrance.

Annual Torrance, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,837 $4,764 $7,503 $3,720
Farmers $3,977 $5,410 $6,726 $5,368
GEICO $2,112 $3,271 $4,093 $2,621
Liberty Mutual $2,763 $3,698 $3,342 $2,928
Nationwide $3,236 $4,150 $7,013 $4,150
Progressive $2,087 $3,564 $4,131 $3,011
State Farm $3,042 $3,625 $6,837 $3,528
Travelers $2,423 $4,020 $4,640 $3,614
USAA $1,797 $2,676 $4,377 $1,968

Find Cheap Torrance, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Torrance, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Torrance for less when you shop around and compare rates from multiple Torrance, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Torrance, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,503
Farmers $6,726
GEICO $4,093
Liberty Mutual $3,342
Nationwide $7,013
Progressive $4,131
State Farm $6,837
Travelers $4,640
USAA $4,377

Winners by Category: Where to Buy Cheap Auto Insurance in Torrance, CA

Compare rates from the cheapest auto insurance companies in Torrance, CA for your needs. Take a look at how Torrance, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Torrance, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Torrance, California Auto Insurance Companies

If you’re looking for the cheapest Torrance, CA auto insurance companies overall, you can compare them here. Find the best price for Torrance, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Torrance, California

Insurance Company Average Annual Rates
Allstate $4,706
Farmers $5,370
GEICO $3,024
Liberty Mutual $3,183
Nationwide $4,637
Progressive $3,198
State Farm $4,258
Travelers $3,674
USAA $2,705

What affects Torrance, California auto insurance rates?

Local factors affect auto insurance rates in Torrance, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Torrance auto insurance rates.

Auto Theft in Torrance

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Torrance, CA auto theft show a total of 283 vehicle thefts annually.

Commute Times in Torrance

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Torrance, CA is 29.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Torrance, CA

You can buy cheap Torrance, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Torrance, California auto insurance quotes from top companies.

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