Buy Cheap Topeka, IN Auto Insurance (2021)

Topeka, IN auto insurance rates average $266 a month. Minimum auto insurance requirements in Topeka, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Topeka, IN, compare Topeka auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Topeka, IN are $266/month
  • Average auto insurance rates in Topeka, IN after a DUI are $3,773/year
  • The most expensive auto insurance company in Topeka after a DUI is Liberty Mutual

Finding affordable Topeka, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Topeka, IN auto insurance with confidence is right here. Auto insurance rates in Topeka are affected by local factors as well as personal ones like your driving record.

See how Topeka, IN car insurance rates compare to Indianapolis auto insurance rates, Hammond auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Topeka.

Don’t buy Topeka, IN auto insurance until you’ve compared rates. Get free Topeka, Indiana auto insurance quotes when you enter your ZIP code above.

Topeka, IN Minimum Auto Insurance Requirements

The required auto insurance in Topeka, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Topeka, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Topeka, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Topeka, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Topeka, IN. Take a look at Topeka, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Topeka, Indiana

Insurance Company Poor Fair Good
Allstate $5,105 $3,794 $3,441
American Family $4,759 $3,096 $2,593
Farmers $4,143 $3,374 $3,124
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,725 $2,305 $2,158
Progressive $3,918 $3,466 $3,267
State Farm $3,270 $1,951 $1,512
Travelers $3,443 $2,917 $2,915
USAA $2,275 $1,504 $1,290

Buy Cheap Topeka, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Topeka, Indiana auto insurance rates? Find out how car insurance rates in Topeka, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Topeka, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,555 $2,621 $2,235 $2,444 $7,802 $9,802 $2,609 $2,841
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,622 $1,602 $1,388 $1,558 $8,607 $9,162 $2,130 $2,305
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,515 $1,437 $1,374 $1,381 $8,866 $9,990 $1,899 $1,944
State Farm $1,395 $1,395 $1,235 $1,235 $4,135 $5,303 $1,539 $1,715
Travelers $1,124 $1,145 $1,049 $1,051 $6,876 $10,927 $1,184 $1,376
USAA $1,084 $1,070 $1,005 $1,018 $2,967 $3,326 $1,468 $1,578

Buy Cheap Topeka, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Topeka can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Topeka, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Topeka, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,802 $9,802
American Family $5,962 $8,663
Farmers $8,607 $9,162
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,271 $5,546
Progressive $8,866 $9,990
State Farm $4,135 $5,303
Travelers $6,876 $10,927
USAA $2,967 $3,326

Buy Cheap Topeka, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Topeka, Indiana by comparing Topeka senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Topeka, IN here.

Annual Auto Insurance Rates for Senior Drivers in Topeka, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,235 $2,444
American Family $1,970 $1,970
Farmers $1,388 $1,558
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,307 $1,395
Progressive $1,374 $1,381
State Farm $1,235 $1,235
Travelers $1,049 $1,051
USAA $1,005 $1,018

Find Cheap Auto Insurance Rates in Topeka, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Topeka, Indiana auto insurance. Compare Topeka, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Topeka, Indiana

Insurance Company Low Medium High
Allstate $3,937 $4,100 $4,304
American Family $3,456 $3,598 $3,394
Farmers $3,426 $3,539 $3,676
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,433 $2,377 $2,378
Progressive $3,354 $3,495 $3,802
State Farm $2,149 $2,243 $2,341
Travelers $3,021 $3,121 $3,133
USAA $1,625 $1,685 $1,759

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Find Cheap Topeka, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Topeka. Compare auto insurance rates in Topeka, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Topeka, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,114 $4,114
American Family $3,441 $3,525
Farmers $3,547 $3,547
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,396 $2,396
Progressive $3,551 $3,551
State Farm $2,181 $2,308
Travelers $3,092 $3,092
USAA $1,667 $1,712

Find Cheap Topeka, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Topeka, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Topeka, IN, take a look at the average cost for various violations versus rates for a clean driving record in Topeka.

Annual Topeka, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,280 $4,815 $4,449 $3,910
American Family $2,399 $3,832 $4,841 $2,858
Farmers $3,170 $3,704 $3,811 $3,502
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,665 $4,657 $3,178 $3,704
State Farm $2,193 $2,397 $2,193 $2,193
Travelers $2,628 $3,243 $3,675 $2,820
USAA $1,279 $1,817 $2,080 $1,583

Find Cheap Topeka, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Topeka, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Topeka for less when you shop around and compare rates from multiple Topeka, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Topeka, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,449
American Family $4,841
Farmers $3,811
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,545
Progressive $3,178
State Farm $2,193
Travelers $3,675
USAA $2,080

Winners by Category: Where to Buy Cheap Auto Insurance in Topeka, IN

Compare rates from the cheapest auto insurance companies in Topeka, IN for your needs. Take a look at how Topeka, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Topeka, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Topeka, Indiana Auto Insurance Companies

If you’re looking for the cheapest Topeka, IN auto insurance companies overall, you can compare them here. Find the best price for Topeka, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Topeka, Indiana

Insurance Company Average Annual Rates
Allstate $4,114
American Family $3,483
Farmers $3,547
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,396
Progressive $3,551
State Farm $2,244
Travelers $3,092
USAA $1,690

What affects Topeka, Indiana auto insurance rates?

Local factors affect auto insurance rates in Topeka, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Topeka auto insurance rates.

Commute Times in Topeka

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Topeka, IN is 20.6 minutes according to City-Data.

Traffic in Topeka

How is traffic in Topeka, Indiana? Inrix data shows that Topeka, IN traffic makes it the 1005th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Topeka, IN

You can buy cheap Topeka, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Topeka, Indiana auto insurance quotes from top companies.

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