Buy Cheap Toone, TN Auto Insurance (2021)

Toone, TN auto insurance rates average $294 a month. Minimum auto insurance requirements in Toone, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Toone, TN, compare Toone auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Toone after a DUI is Liberty Mutual
  • Average auto insurance rates in Toone, TN for teens drivers are $7,055/year
  • The most expensive auto insurance company in Toone is Allstate

Finding affordable Toone, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Toone, TN auto insurance with confidence is right here. Auto insurance rates in Toone are affected by local factors as well as personal ones like your driving record.

See how Toone, TN car insurance rates compare to Clarksville auto insurance rates, Knoxville auto insurance rates, and Memphis auto insurance rates before you read more about the cost of auto insurance in Toone.

Don’t buy Toone, TN auto insurance until you’ve compared rates. Get free Toone, Tennessee auto insurance quotes when you enter your ZIP code above.

Toone, TN Minimum Auto Insurance Requirements

The required auto insurance in Toone, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Toone, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Toone, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Toone, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Toone, TN. Take a look at Toone, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Toone, Tennessee

Insurance Company Poor Fair Good
Allstate $6,340 $4,849 $3,705
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,419 $5,764 $4,508
Nationwide $4,522 $3,582 $3,172
Progressive $4,230 $3,619 $3,372
State Farm $4,230 $2,536 $1,968
Travelers $3,364 $2,625 $1,920
USAA $4,140 $2,418 $1,992

Buy Cheap Toone, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Toone, Tennessee auto insurance rates? Find out how car insurance rates in Toone, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toone, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,785 $2,597 $2,698 $10,746 $11,686 $3,100 $3,211
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,961 $1,867 $1,597 $1,661 $8,403 $9,488 $2,365 $2,581
State Farm $1,845 $1,845 $1,637 $1,637 $5,250 $6,613 $2,074 $2,390
Travelers $1,727 $1,819 $1,560 $1,662 $4,719 $5,823 $1,842 $1,939
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

Buy Cheap Toone, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Toone can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Toone, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Toone, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,746 $11,686
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Nationwide $6,600 $8,546
Progressive $8,403 $9,488
State Farm $5,250 $6,613
Travelers $4,719 $5,823
USAA $5,680 $6,508

Buy Cheap Toone, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Toone, Tennessee by comparing Toone senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Toone, TN here.

Annual Auto Insurance Rates for Senior Drivers in Toone, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,597 $2,698
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Nationwide $2,143 $2,183
Progressive $1,597 $1,661
State Farm $1,637 $1,637
Travelers $1,560 $1,662
USAA $1,461 $1,468

Find Cheap Auto Insurance Rates in Toone, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Toone, Tennessee auto insurance. Compare Toone, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toone, Tennessee

Insurance Company Low Medium High
Allstate $4,776 $4,952 $5,166
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,283 $6,562 $6,845
Nationwide $3,785 $3,678 $3,813
Progressive $3,527 $3,740 $3,954
State Farm $2,768 $2,923 $3,043
Travelers $2,482 $2,634 $2,793
USAA $2,756 $2,839 $2,955

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Find Cheap Toone, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Toone. Compare auto insurance rates in Toone, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Toone, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,965 $4,965
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,564 $6,564
Nationwide $3,759 $3,759
Progressive $3,740 $3,740
State Farm $2,842 $2,981
Travelers $2,533 $2,740
USAA $2,768 $2,932

Find Cheap Toone, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Toone, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Toone, TN, take a look at the average cost for various violations versus rates for a clean driving record in Toone.

Annual Toone, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $4,965 $5,968 $4,757
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,326 $7,669 $7,136 $6,124
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,299 $4,259 $3,516 $3,889
State Farm $2,678 $3,145 $2,911 $2,911
Travelers $2,141 $2,742 $3,031 $2,632
USAA $2,075 $3,102 $3,651 $2,572

Find Cheap Toone, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Toone, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Toone for less when you shop around and compare rates from multiple Toone, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Toone, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,968
Farmers $3,901
GEICO $5,928
Liberty Mutual $7,136
Nationwide $4,904
Progressive $3,516
State Farm $2,911
Travelers $3,031
USAA $3,651

Winners by Category: Where to Buy Cheap Auto Insurance in Toone, TN

Compare rates from the cheapest auto insurance companies in Toone, TN for your needs. Take a look at how Toone, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Toone, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Toone, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Toone, TN auto insurance companies overall, you can compare them here. Find the best price for Toone, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Toone, Tennessee

Insurance Company Average Annual Rates
Allstate $4,965
Farmers $3,604
GEICO $3,729
Nationwide $3,759
Progressive $3,740
State Farm $2,911
Travelers $2,636
USAA $2,850

What affects Toone, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Toone, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Toone auto insurance rates.

Commute Times in Toone

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Toone, TN is 29.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Toone, TN

You can buy cheap Toone, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Toone, Tennessee auto insurance quotes from top companies.

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