Buy Cheap Toluca, IL Auto Insurance (2021)

Toluca, IL auto insurance rates average $249 a month. Minimum auto insurance requirements in Toluca, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Toluca, IL, compare Toluca auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Toluca, IL for teens drivers are $5,662/year
  • Average auto insurance rates in Toluca, IL after a DUI are $3,479/year
  • The most expensive auto insurance company in Toluca is Allstate

Finding affordable Toluca, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Toluca, IL auto insurance with confidence is right here. Auto insurance rates in Toluca are affected by local factors as well as personal ones like your driving record.

See how Toluca, IL car insurance rates compare to Joliet auto insurance rates, Cicero auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Toluca.

Don’t buy Toluca, IL auto insurance until you’ve compared rates. Get free Toluca, Illinois auto insurance quotes when you enter your ZIP code above.

Toluca, IL Minimum Auto Insurance Requirements

The required auto insurance in Toluca, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Toluca, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Toluca, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Toluca, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Toluca, IL. Take a look at Toluca, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Toluca, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,605 $3,863 $3,675
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,887 $1,803 $1,440
Nationwide $2,910 $2,352 $2,066
Progressive $4,198 $3,565 $3,293
State Farm $2,963 $1,774 $1,376
Travelers $2,585 $2,066 $1,685
USAA $3,883 $2,655 $2,184

Buy Cheap Toluca, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Toluca, Illinois auto insurance rates? Find out how car insurance rates in Toluca, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toluca, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,185 $2,186 $1,940 $2,049 $9,256 $9,647 $2,498 $2,619
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,287 $1,389 $1,075 $1,199 $4,089 $4,544 $1,345 $1,420
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $2,148 $2,040 $1,765 $1,844 $7,674 $8,643 $2,568 $2,801
State Farm $1,297 $1,297 $1,152 $1,152 $3,641 $4,617 $1,464 $1,684
Travelers $1,378 $1,453 $1,244 $1,326 $3,793 $4,703 $1,462 $1,539
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Buy Cheap Toluca, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Toluca can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Toluca, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Toluca, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,256 $9,647
GEICO $4,847 $5,129
Liberty Mutual $4,089 $4,544
Nationwide $4,229 $5,428
Progressive $7,674 $8,643
State Farm $3,641 $4,617
Travelers $3,793 $4,703
USAA $5,519 $6,112

Buy Cheap Toluca, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Toluca, Illinois by comparing Toluca senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Toluca, IL here.

Annual Auto Insurance Rates for Senior Drivers in Toluca, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,940 $2,049
GEICO $1,521 $1,797
Liberty Mutual $1,075 $1,199
Nationwide $1,407 $1,490
Progressive $1,765 $1,844
State Farm $1,152 $1,152
Travelers $1,244 $1,326
USAA $1,620 $1,612

Find Cheap Auto Insurance Rates in Toluca, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Toluca, Illinois auto insurance. Compare Toluca, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toluca, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,858 $3,956 $4,329
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,935 $2,039 $2,156
Nationwide $2,426 $2,463 $2,439
Progressive $3,395 $3,681 $3,980
State Farm $1,939 $2,041 $2,134
Travelers $1,998 $2,110 $2,229
USAA $2,717 $2,904 $3,100

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Toluca, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Toluca. Compare auto insurance rates in Toluca, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Toluca, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,048 $4,048
GEICO $2,519 $2,617
Liberty Mutual $2,043 $2,043
Nationwide $2,443 $2,443
Progressive $3,685 $3,685
State Farm $1,987 $2,088
Travelers $2,030 $2,194
USAA $2,825 $2,989

Find Cheap Toluca, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Toluca, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Toluca, IL, take a look at the average cost for various violations versus rates for a clean driving record in Toluca.

Annual Toluca, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,418 $4,402 $4,293 $4,077
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,708 $2,407 $2,123 $1,935
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $3,038 $4,499 $3,361 $3,844
State Farm $1,868 $2,208 $2,038 $2,038
Travelers $1,691 $2,203 $2,442 $2,113
USAA $2,077 $2,971 $4,078 $2,502

Find Cheap Toluca, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Toluca, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Toluca for less when you shop around and compare rates from multiple Toluca, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Toluca, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,293
GEICO $3,482
Liberty Mutual $2,123
Nationwide $2,990
Progressive $3,361
State Farm $2,038
Travelers $2,442
USAA $4,078

Winners by Category: Where to Buy Cheap Auto Insurance in Toluca, IL

Compare rates from the cheapest auto insurance companies in Toluca, IL for your needs. Take a look at how Toluca, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Toluca, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Toluca, Illinois Auto Insurance Companies

If you’re looking for the cheapest Toluca, IL auto insurance companies overall, you can compare them here. Find the best price for Toluca, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Toluca, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,047
GEICO $2,568
Liberty Mutual $2,043
Nationwide $2,443
Progressive $3,685
State Farm $2,038
Travelers $2,112
USAA $2,907

What affects Toluca, Illinois auto insurance rates?

Local factors affect auto insurance rates in Toluca, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Toluca auto insurance rates.

Commute Times in Toluca

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Toluca, IL is 24.0 minutes according to City-Data.

Traffic in Toluca

How is traffic in Toluca, Illinois? Inrix data shows that Toluca, IL traffic makes it the 50th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Toluca, IL

You can buy cheap Toluca, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Toluca, Illinois auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption