Buy Cheap Toledo, OR Auto Insurance (2022)

Toledo, OR auto insurance rates average $281 a month. Minimum auto insurance requirements in Toledo, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Toledo, OR, compare Toledo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Toledo, OR after a DUI are $3,978/year
  • The most expensive auto insurance company in Toledo after a DUI is Allstate
  • Average auto insurance rates in Toledo, OR are $281/month

Finding affordable Toledo, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Toledo, OR auto insurance with confidence is right here. Auto insurance rates in Toledo are affected by local factors as well as personal ones like your driving record.

See how Toledo, OR car insurance rates compare to Beaverton auto insurance rates, Bend auto insurance rates, and Corvallis auto insurance rates before you read more about the cost of auto insurance in Toledo.

Don’t buy Toledo, OR auto insurance until you’ve compared rates. Get free Toledo, Oregon auto insurance quotes when you enter your ZIP code above.

Toledo, OR Minimum Auto Insurance Requirements

The required auto insurance in Toledo, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Toledo, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Toledo, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Toledo, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Toledo, OR. Take a look at Toledo, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Toledo, Oregon

Insurance Company Poor Fair Good
Allstate $6,123 $4,311 $3,557
American Family $4,569 $3,370 $2,856
Farmers $4,215 $3,438 $3,257
GEICO $3,831 $3,176 $2,520
Liberty Mutual $6,051 $3,578 $2,769
Nationwide $3,701 $2,943 $2,550
Progressive $3,913 $3,384 $3,153
State Farm $3,758 $2,396 $1,917
Travelers $3,275 $2,561 $2,015
USAA $3,973 $2,212 $1,761

Buy Cheap Toledo, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Toledo, Oregon auto insurance rates? Find out how car insurance rates in Toledo, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toledo, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $2,833 $2,777 $2,808 $9,189 $10,259 $3,192 $3,209
American Family $2,362 $2,362 $2,105 $2,105 $5,847 $9,162 $2,362 $2,481
Farmers $2,046 $1,996 $1,811 $1,924 $8,259 $8,417 $2,290 $2,350
GEICO $2,354 $2,273 $2,197 $2,215 $6,119 $5,577 $2,507 $2,163
Liberty Mutual $2,649 $2,796 $2,293 $2,546 $8,461 $9,146 $2,567 $2,603
Nationwide $2,149 $2,145 $1,912 $2,003 $4,949 $6,203 $2,509 $2,650
Progressive $1,857 $1,683 $1,613 $1,662 $7,969 $8,771 $2,216 $2,094
State Farm $1,606 $1,606 $1,469 $1,469 $5,081 $6,383 $1,822 $2,086
Travelers $1,739 $1,752 $1,560 $1,622 $4,808 $5,793 $1,817 $1,846
USAA $1,646 $1,598 $1,628 $1,571 $5,025 $5,398 $2,119 $2,203

Buy Cheap Toledo, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Toledo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Toledo, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Toledo, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,189 $10,259
American Family $5,847 $9,162
Farmers $8,259 $8,417
GEICO $6,119 $5,577
Liberty Mutual $8,461 $9,146
Nationwide $4,949 $6,203
Progressive $7,969 $8,771
State Farm $5,081 $6,383
Travelers $4,808 $5,793
USAA $5,025 $5,398

Buy Cheap Toledo, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Toledo, Oregon by comparing Toledo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Toledo, OR here.

Annual Auto Insurance Rates for Senior Drivers in Toledo, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,777 $2,808
American Family $2,105 $2,105
Farmers $1,811 $1,924
GEICO $2,197 $2,215
Liberty Mutual $2,293 $2,546
Nationwide $1,912 $2,003
Progressive $1,613 $1,662
State Farm $1,469 $1,469
Travelers $1,560 $1,622
USAA $1,628 $1,571

Find Cheap Auto Insurance Rates in Toledo, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Toledo, Oregon auto insurance. Compare Toledo, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toledo, Oregon

Insurance Company Low Medium High
Allstate $4,484 $4,654 $4,854
American Family $3,592 $3,803 $3,400
Farmers $3,427 $3,593 $3,890
GEICO $2,910 $3,193 $3,424
Liberty Mutual $3,892 $4,123 $4,383
Nationwide $2,940 $3,147 $3,108
Progressive $3,362 $3,467 $3,620
State Farm $2,539 $2,694 $2,838
Travelers $2,470 $2,604 $2,777
USAA $2,534 $2,651 $2,760

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Find Cheap Toledo, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Toledo. Compare auto insurance rates in Toledo, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Toledo, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,664 $4,664
American Family $3,543 $3,653
Farmers $3,636 $3,636
GEICO $3,124 $3,228
Liberty Mutual $4,133 $4,133
Nationwide $3,065 $3,065
Progressive $3,483 $3,483
State Farm $2,621 $2,760
Travelers $2,513 $2,721
USAA $2,573 $2,724

Find Cheap Toledo, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Toledo, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Toledo, OR, take a look at the average cost for various violations versus rates for a clean driving record in Toledo.

Annual Toledo, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $5,063 $5,251 $4,588
American Family $2,504 $3,835 $4,845 $3,210
Farmers $3,066 $3,947 $3,860 $3,673
GEICO $2,089 $3,332 $4,398 $2,883
Liberty Mutual $3,662 $4,095 $4,704 $4,070
Nationwide $2,599 $2,783 $3,937 $2,940
Progressive $2,631 $4,787 $3,386 $3,130
State Farm $2,387 $3,115 $2,630 $2,630
Travelers $2,125 $2,716 $3,036 $2,591
USAA $1,923 $2,687 $3,732 $2,251

Find Cheap Toledo, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Toledo, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Toledo for less when you shop around and compare rates from multiple Toledo, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Toledo, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,251
American Family $4,845
Farmers $3,860
GEICO $4,398
Liberty Mutual $4,704
Nationwide $3,937
Progressive $3,386
State Farm $2,630
Travelers $3,036
USAA $3,732

Winners by Category: Where to Buy Cheap Auto Insurance in Toledo, OR

Compare rates from the cheapest auto insurance companies in Toledo, OR for your needs. Take a look at how Toledo, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Toledo, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Toledo, Oregon Auto Insurance Companies

If you’re looking for the cheapest Toledo, OR auto insurance companies overall, you can compare them here. Find the best price for Toledo, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Toledo, Oregon

Insurance Company Average Annual Rates
Allstate $4,664
American Family $3,598
Farmers $3,636
GEICO $3,176
Liberty Mutual $4,133
Nationwide $3,065
Progressive $3,483
State Farm $2,690
Travelers $2,617
USAA $2,648

What affects Toledo, Oregon auto insurance rates?

Local factors affect auto insurance rates in Toledo, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Toledo auto insurance rates.

Commute Times in Toledo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Toledo, OR is 15.3 minutes according to City-Data.

Traffic in Toledo

How is traffic in Toledo, Oregon? Inrix data shows that Toledo, OR traffic makes it the 833rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Toledo, OR

You can buy cheap Toledo, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Toledo, Oregon auto insurance quotes from top companies.

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