Buy Cheap Thousand Palms, CA Auto Insurance (2021)

Thousand Palms, CA auto insurance rates average $288 a month. Minimum auto insurance requirements in Thousand Palms, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Thousand Palms, CA, compare Thousand Palms auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Thousand Palms, CA for teens drivers are $5,777/year
  • Average auto insurance rates in Thousand Palms, CA after a DUI are $4,868/year
  • The most expensive auto insurance company in Thousand Palms is Farmers

Finding affordable Thousand Palms, California auto insurance can be challenging, but everything you need to know to buy cheap Thousand Palms, CA auto insurance with confidence is right here. Auto insurance rates in Thousand Palms are affected by local factors as well as personal ones like your driving record.

See how Thousand Palms, CA car insurance rates compare to San Diego auto insurance rates, Anaheim auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Thousand Palms.

Don’t buy Thousand Palms, CA auto insurance until you’ve compared rates. Get free Thousand Palms, California auto insurance quotes when you enter your ZIP code above.

Thousand Palms, CA Minimum Auto Insurance Requirements

The required auto insurance in Thousand Palms, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Thousand Palms, California is outlined here.

Minimum Required Auto Insurance Coverage in Thousand Palms, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Thousand Palms, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Thousand Palms, California auto insurance rates? Find out how car insurance rates in Thousand Palms, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thousand Palms, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,724 $2,752 $1,954 $2,010 $7,264 $9,186 $3,586 $4,052
Farmers $2,583 $2,583 $2,327 $2,327 $8,189 $13,395 $3,055 $3,397
GEICO $1,632 $1,633 $1,535 $1,535 $4,937 $5,028 $2,340 $2,398
Liberty Mutual $1,867 $1,766 $1,737 $1,681 $4,018 $4,286 $2,098 $2,123
Nationwide $3,334 $3,189 $2,908 $2,748 $8,362 $9,259 $3,975 $3,935
Progressive $1,817 $1,868 $1,551 $1,837 $4,828 $5,816 $2,632 $2,829
State Farm $3,024 $3,024 $2,701 $2,701 $5,550 $6,895 $3,345 $3,448
Travelers $2,309 $2,241 $2,032 $2,012 $4,678 $5,336 $2,974 $2,927
USAA $1,846 $1,751 $1,802 $1,811 $4,166 $4,181 $2,541 $2,404

Buy Cheap Thousand Palms, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Thousand Palms can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Thousand Palms, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Thousand Palms, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,264 $9,186
Farmers $8,189 $13,395
GEICO $4,937 $5,028
Liberty Mutual $4,018 $4,286
Nationwide $8,362 $9,259
Progressive $4,828 $5,816
State Farm $5,550 $6,895
Travelers $4,678 $5,336
USAA $4,166 $4,181

Buy Cheap Thousand Palms, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Thousand Palms, California by comparing Thousand Palms senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Thousand Palms, CA here.

Annual Auto Insurance Rates for Senior Drivers in Thousand Palms, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $2,010
Farmers $2,327 $2,327
GEICO $1,535 $1,535
Liberty Mutual $1,737 $1,681
Nationwide $2,908 $2,748
Progressive $1,551 $1,837
State Farm $2,701 $2,701
Travelers $2,032 $2,012
USAA $1,802 $1,811

Find Cheap Auto Insurance Rates in Thousand Palms, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Thousand Palms, California auto insurance. Compare Thousand Palms, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thousand Palms, California

Insurance Company Low Medium High
Allstate $4,013 $4,219 $4,340
Farmers $4,397 $4,768 $5,031
GEICO $2,373 $2,658 $2,859
Liberty Mutual $2,279 $2,467 $2,595
Nationwide $4,231 $4,794 $5,116
Progressive $2,582 $2,983 $3,127
State Farm $3,455 $3,901 $4,152
Travelers $2,678 $3,143 $3,371
USAA $2,316 $2,614 $2,758

Find Cheap Thousand Palms, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Thousand Palms. Compare auto insurance rates in Thousand Palms, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Thousand Palms, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $4,598
Farmers $4,293 $5,170
GEICO $2,389 $2,870
Liberty Mutual $2,246 $2,648
Nationwide $4,168 $5,260
Progressive $2,631 $3,163
State Farm $3,696 $3,976
Travelers $2,760 $3,368
USAA $2,362 $2,763

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Find Cheap Thousand Palms, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Thousand Palms, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Thousand Palms, CA, take a look at the average cost for various violations versus rates for a clean driving record in Thousand Palms.

Annual Thousand Palms, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,499 $4,289 $6,679 $3,296
Farmers $3,501 $4,764 $5,933 $4,730
GEICO $1,841 $2,832 $3,563 $2,284
Liberty Mutual $2,123 $2,845 $2,569 $2,250
Nationwide $3,286 $4,215 $7,139 $4,215
Progressive $1,892 $3,221 $3,749 $2,727
State Farm $2,736 $3,264 $6,169 $3,176
Travelers $2,063 $3,321 $3,863 $3,007
USAA $1,704 $2,529 $4,150 $1,866

Find Cheap Thousand Palms, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Thousand Palms, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Thousand Palms for less when you shop around and compare rates from multiple Thousand Palms, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Thousand Palms, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,679
Farmers $5,933
GEICO $3,563
Liberty Mutual $2,569
Nationwide $7,139
Progressive $3,749
State Farm $6,169
Travelers $3,863
USAA $4,150

Winners by Category: Where to Buy Cheap Auto Insurance in Thousand Palms, CA

Compare rates from the cheapest auto insurance companies in Thousand Palms, CA for your needs. Take a look at how Thousand Palms, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Thousand Palms, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Thousand Palms, California Auto Insurance Companies

If you’re looking for the cheapest Thousand Palms, CA auto insurance companies overall, you can compare them here. Find the best price for Thousand Palms, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Thousand Palms, California

Insurance Company Average Annual Rates
Allstate $4,191
Farmers $4,732
GEICO $2,630
Liberty Mutual $2,447
Nationwide $4,714
Progressive $2,897
State Farm $3,836
Travelers $3,064
USAA $2,562

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What affects Thousand Palms, California auto insurance rates?

Local factors affect auto insurance rates in Thousand Palms, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Thousand Palms auto insurance rates.

Commute Times in Thousand Palms

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Thousand Palms, CA is 19.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Thousand Palms, CA

You can buy cheap Thousand Palms, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Thousand Palms, California auto insurance quotes from top companies.

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