Buy Cheap Thousand Oaks, CA Auto Insurance (2021)

Thousand Oaks, CA auto insurance rates average $318 a month. Minimum auto insurance requirements in Thousand Oaks, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Thousand Oaks, CA, compare Thousand Oaks auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Thousand Oaks is Nationwide
  • The most expensive auto insurance company in Thousand Oaks after a DUI is Allstate
  • Average auto insurance rates in Thousand Oaks, CA are $318/month

Finding affordable Thousand Oaks, California auto insurance can be challenging, but everything you need to know to buy cheap Thousand Oaks, CA auto insurance with confidence is right here. Auto insurance rates in Thousand Oaks are affected by local factors as well as personal ones like your driving record.

See how Thousand Oaks, CA car insurance rates compare to Long Beach auto insurance rates, San Jose auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Thousand Oaks.

Don’t buy Thousand Oaks, CA auto insurance until you’ve compared rates. Get free Thousand Oaks, California auto insurance quotes when you enter your ZIP code above.

Thousand Oaks, CA Minimum Auto Insurance Requirements

The required auto insurance in Thousand Oaks, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Thousand Oaks, California is outlined here.

Minimum Required Auto Insurance Coverage in Thousand Oaks, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Thousand Oaks, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Thousand Oaks, California auto insurance rates? Find out how car insurance rates in Thousand Oaks, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thousand Oaks, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $3,151 $2,314 $2,315 $8,871 $11,116 $3,986 $4,309
Farmers $2,521 $2,521 $2,292 $2,292 $8,016 $13,014 $2,987 $3,328
GEICO $1,806 $1,807 $1,698 $1,698 $5,497 $5,581 $2,594 $2,646
Liberty Mutual $2,295 $2,158 $2,154 $2,080 $4,987 $5,354 $2,570 $2,609
Nationwide $3,472 $3,307 $3,058 $2,875 $8,942 $9,867 $4,148 $4,083
Progressive $1,927 $1,984 $1,648 $1,954 $5,216 $6,278 $2,790 $3,001
State Farm $3,561 $3,561 $3,184 $3,184 $6,624 $8,235 $3,944 $4,064
Travelers $2,512 $2,421 $2,227 $2,206 $5,333 $5,973 $3,260 $3,177
USAA $2,023 $1,913 $1,974 $1,978 $4,655 $4,669 $2,793 $2,636

Buy Cheap Thousand Oaks, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Thousand Oaks can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Thousand Oaks, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Thousand Oaks, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,871 $11,116
Farmers $8,016 $13,014
GEICO $5,497 $5,581
Liberty Mutual $4,987 $5,354
Nationwide $8,942 $9,867
Progressive $5,216 $6,278
State Farm $6,624 $8,235
Travelers $5,333 $5,973
USAA $4,655 $4,669

Buy Cheap Thousand Oaks, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Thousand Oaks, California by comparing Thousand Oaks senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Thousand Oaks, CA here.

Annual Auto Insurance Rates for Senior Drivers in Thousand Oaks, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,315
Farmers $2,292 $2,292
GEICO $1,698 $1,698
Liberty Mutual $2,154 $2,080
Nationwide $3,058 $2,875
Progressive $1,648 $1,954
State Farm $3,184 $3,184
Travelers $2,227 $2,206
USAA $1,974 $1,978

Find Cheap Auto Insurance Rates in Thousand Oaks, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Thousand Oaks, California auto insurance. Compare Thousand Oaks, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thousand Oaks, California

Insurance Company Low Medium High
Allstate $4,581 $4,954 $5,175
Farmers $4,260 $4,662 $4,941
GEICO $2,604 $2,953 $3,191
Liberty Mutual $2,791 $3,055 $3,231
Nationwide $4,422 $5,062 $5,422
Progressive $2,757 $3,199 $3,342
State Farm $4,030 $4,638 $4,967
Travelers $2,855 $3,496 $3,815
USAA $2,547 $2,889 $3,055

Find Cheap Thousand Oaks, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Thousand Oaks. Compare auto insurance rates in Thousand Oaks, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Thousand Oaks, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,411 $5,396
Farmers $4,192 $5,051
GEICO $2,649 $3,184
Liberty Mutual $2,777 $3,274
Nationwide $4,383 $5,555
Progressive $2,811 $3,389
State Farm $4,378 $4,712
Travelers $3,054 $3,723
USAA $2,606 $3,054

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Find Cheap Thousand Oaks, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Thousand Oaks, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Thousand Oaks, CA to see how much where you live in Thousand Oaks affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Thousand Oaks, California

ZIP Code Average Annual Rates
91320 $4,919
91360 $5,014
91361 $5,232
91362 $5,382

Find Cheap Thousand Oaks, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Thousand Oaks, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Thousand Oaks, CA, take a look at the average cost for various violations versus rates for a clean driving record in Thousand Oaks.

Annual Thousand Oaks, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,964 $4,945 $7,826 $3,879
Farmers $3,424 $4,657 $5,785 $4,618
GEICO $2,037 $3,153 $3,947 $2,527
Liberty Mutual $2,627 $3,516 $3,176 $2,784
Nationwide $3,466 $4,446 $7,518 $4,446
Progressive $2,024 $3,454 $4,002 $2,919
State Farm $3,248 $3,871 $7,294 $3,767
Travelers $2,236 $3,718 $4,262 $3,338
USAA $1,879 $2,801 $4,583 $2,058

Find Cheap Thousand Oaks, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Thousand Oaks, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Thousand Oaks for less when you shop around and compare rates from multiple Thousand Oaks, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Thousand Oaks, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,826
Farmers $5,785
GEICO $3,947
Liberty Mutual $3,176
Nationwide $7,518
Progressive $4,002
State Farm $7,294
Travelers $4,262
USAA $4,583

Winners by Category: Where to Buy Cheap Auto Insurance in Thousand Oaks, CA

Compare rates from the cheapest auto insurance companies in Thousand Oaks, CA for your needs. Take a look at how Thousand Oaks, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Thousand Oaks, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Thousand Oaks, California Auto Insurance Companies

If you’re looking for the cheapest Thousand Oaks, CA auto insurance companies overall, you can compare them here. Find the best price for Thousand Oaks, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Thousand Oaks, California

Insurance Company Average Annual Rates
Allstate $4,903
Farmers $4,621
GEICO $2,916
Liberty Mutual $3,026
Nationwide $4,969
Progressive $3,100
State Farm $4,545
Travelers $3,389
USAA $2,830

What affects Thousand Oaks, California auto insurance rates?

Local factors affect auto insurance rates in Thousand Oaks, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Thousand Oaks auto insurance rates.

Auto Theft in Thousand Oaks

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Thousand Oaks, CA auto theft show a total of 117 vehicle thefts annually.

Commute Times in Thousand Oaks

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Thousand Oaks, CA is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Thousand Oaks, CA

You can buy cheap Thousand Oaks, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Thousand Oaks, California auto insurance quotes from top companies.

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