Buy Cheap Thoreau, NM Auto Insurance (2021)

Thoreau, NM auto insurance rates average $280 a month. Minimum auto insurance requirements in Thoreau, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Thoreau, NM, compare Thoreau auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Thoreau is Allstate
  • Average auto insurance rates in Thoreau, NM are $280/month
  • Average auto insurance rates in Thoreau, NM after a DUI are $4,312/year

Finding affordable Thoreau, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Thoreau, NM auto insurance with confidence is right here. Auto insurance rates in Thoreau are affected by local factors as well as personal ones like your driving record.

See how Thoreau, NM car insurance rates compare to Albuquerque auto insurance rates, Hobbs auto insurance rates, and Alamogordo auto insurance rates before you read more about the cost of auto insurance in Thoreau.

Don’t buy Thoreau, NM auto insurance until you’ve compared rates. Get free Thoreau, New Mexico auto insurance quotes when you enter your ZIP code above.

Thoreau, NM Minimum Auto Insurance Requirements

The required auto insurance in Thoreau, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Thoreau, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Thoreau, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Thoreau, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Thoreau, NM. Take a look at Thoreau, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Thoreau, New Mexico

Insurance Company Poor Fair Good
Allstate $4,976 $4,113 $3,760
Farmers $4,722 $3,918 $3,725
GEICO $4,719 $4,112 $3,806
Nationwide $4,388 $3,418 $2,962
Progressive $3,077 $2,754 $2,612
State Farm $2,963 $1,843 $1,468
USAA $3,042 $2,278 $1,975

Buy Cheap Thoreau, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Thoreau, New Mexico auto insurance rates? Find out how car insurance rates in Thoreau, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thoreau, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,506 $2,312 $2,429 $8,708 $10,126 $2,757 $2,915
Farmers $2,278 $2,265 $2,037 $2,168 $9,349 $9,619 $2,581 $2,677
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,488 $1,434 $1,357 $1,357 $6,220 $7,011 $1,795 $1,855
State Farm $1,374 $1,374 $1,253 $1,253 $3,668 $4,589 $1,532 $1,692
USAA $1,604 $1,590 $1,531 $1,523 $4,270 $4,824 $1,987 $2,124

Buy Cheap Thoreau, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Thoreau can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Thoreau, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Thoreau, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,708 $10,126
Farmers $9,349 $9,619
GEICO $7,617 $10,449
Nationwide $5,976 $7,514
Progressive $6,220 $7,011
State Farm $3,668 $4,589
USAA $4,270 $4,824

Buy Cheap Thoreau, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Thoreau, New Mexico by comparing Thoreau senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Thoreau, NM here.

Annual Auto Insurance Rates for Senior Drivers in Thoreau, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,312 $2,429
Farmers $2,037 $2,168
GEICO $2,442 $2,442
Nationwide $2,228 $2,332
Progressive $1,357 $1,357
State Farm $1,253 $1,253
USAA $1,531 $1,523

Find Cheap Auto Insurance Rates in Thoreau, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Thoreau, New Mexico auto insurance. Compare Thoreau, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thoreau, New Mexico

Insurance Company Low Medium High
Allstate $4,094 $4,274 $4,480
Farmers $3,785 $4,088 $4,492
GEICO $3,928 $4,201 $4,509
Nationwide $3,511 $3,558 $3,699
Progressive $2,687 $2,813 $2,943
State Farm $1,897 $2,097 $2,282
USAA $2,260 $2,443 $2,592

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Find Cheap Thoreau, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Thoreau. Compare auto insurance rates in Thoreau, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Thoreau, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,283 $4,283
Farmers $4,122 $4,122
GEICO $4,148 $4,277
Nationwide $3,589 $3,589
Progressive $2,814 $2,814
State Farm $2,041 $2,142
USAA $2,359 $2,504

Find Cheap Thoreau, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Thoreau, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Thoreau, NM, take a look at the average cost for various violations versus rates for a clean driving record in Thoreau.

Annual Thoreau, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $4,652 $5,014 $3,966
Farmers $3,476 $4,484 $4,377 $4,151
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,432 $3,336 $2,621 $2,869
State Farm $1,966 $2,134 $2,134 $2,134
USAA $1,803 $2,516 $3,306 $2,102

Find Cheap Thoreau, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Thoreau, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Thoreau for less when you shop around and compare rates from multiple Thoreau, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Thoreau, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,014
Farmers $4,377
GEICO $7,878
Nationwide $4,853
Progressive $2,621
State Farm $2,134
USAA $3,306

Winners by Category: Where to Buy Cheap Auto Insurance in Thoreau, NM

Compare rates from the cheapest auto insurance companies in Thoreau, NM for your needs. Take a look at how Thoreau, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Thoreau, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Thoreau, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Thoreau, NM auto insurance companies overall, you can compare them here. Find the best price for Thoreau, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Thoreau, New Mexico

Insurance Company Average Annual Rates
Allstate $4,283
Farmers $4,122
GEICO $4,213
Nationwide $3,589
Progressive $2,814
State Farm $2,092
USAA $2,432

What affects Thoreau, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Thoreau, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Thoreau auto insurance rates.

Commute Times in Thoreau

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Thoreau, NM is 31.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Thoreau, NM

You can buy cheap Thoreau, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Thoreau, New Mexico auto insurance quotes from top companies.

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