Buy Cheap Thomson, IL Auto Insurance (2021)

Thomson, IL auto insurance rates average $243 a month. Minimum auto insurance requirements in Thomson, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Thomson, IL, compare Thomson auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Thomson is Allstate
  • Average auto insurance rates in Thomson, IL for teens drivers are $5,508/year
  • The most expensive auto insurance company in Thomson after a DUI is Allstate

Finding affordable Thomson, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Thomson, IL auto insurance with confidence is right here. Auto insurance rates in Thomson are affected by local factors as well as personal ones like your driving record.

See how Thomson, IL car insurance rates compare to Elgin auto insurance rates, Springfield auto insurance rates, and Cicero auto insurance rates before you read more about the cost of auto insurance in Thomson.

Don’t buy Thomson, IL auto insurance until you’ve compared rates. Get free Thomson, Illinois auto insurance quotes when you enter your ZIP code above.

Thomson, IL Minimum Auto Insurance Requirements

The required auto insurance in Thomson, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Thomson, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Thomson, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Thomson, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Thomson, IL. Take a look at Thomson, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Thomson, Illinois

Insurance Company Poor Fair Good
Allstate $5,965 $4,308 $3,767
American Family $4,742 $3,217 $2,718
Farmers $4,575 $3,834 $3,647
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,780 $1,741 $1,391
Nationwide $2,593 $2,094 $1,842
Progressive $3,533 $2,978 $2,743
State Farm $3,139 $1,879 $1,457
Travelers $3,128 $2,533 $2,052
USAA $3,347 $2,303 $1,900

Buy Cheap Thomson, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Thomson, Illinois auto insurance rates? Find out how car insurance rates in Thomson, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Thomson, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,987 $3,108 $3,108 $7,732 $10,082 $3,579 $3,870
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,180 $2,177 $1,938 $2,045 $9,162 $9,533 $2,496 $2,621
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,235 $1,331 $1,032 $1,151 $3,964 $4,404 $1,289 $1,358
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $1,846 $1,762 $1,519 $1,586 $6,302 $7,082 $2,203 $2,376
State Farm $1,384 $1,384 $1,225 $1,225 $3,831 $4,864 $1,561 $1,793
Travelers $1,593 $1,680 $1,469 $1,564 $4,768 $6,033 $1,685 $1,774
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Buy Cheap Thomson, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Thomson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Thomson, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Thomson, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,732 $10,082
American Family $6,205 $8,633
Farmers $9,162 $9,533
GEICO $4,524 $4,715
Liberty Mutual $3,964 $4,404
Nationwide $3,728 $4,788
Progressive $6,302 $7,082
State Farm $3,831 $4,864
Travelers $4,768 $6,033
USAA $4,862 $5,356

Buy Cheap Thomson, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Thomson, Illinois by comparing Thomson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Thomson, IL here.

Annual Auto Insurance Rates for Senior Drivers in Thomson, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,108 $3,108
American Family $2,037 $2,037
Farmers $1,938 $2,045
GEICO $1,429 $1,724
Liberty Mutual $1,032 $1,151
Nationwide $1,269 $1,345
Progressive $1,519 $1,586
State Farm $1,225 $1,225
Travelers $1,469 $1,564
USAA $1,395 $1,371

Find Cheap Auto Insurance Rates in Thomson, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Thomson, Illinois auto insurance. Compare Thomson, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Thomson, Illinois

Insurance Company Low Medium High
Allstate $4,551 $4,676 $4,813
American Family $3,452 $3,688 $3,537
Farmers $3,841 $3,934 $4,282
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,863 $1,966 $2,082
Nationwide $2,174 $2,190 $2,164
Progressive $2,860 $3,071 $3,323
State Farm $2,057 $2,161 $2,256
Travelers $2,398 $2,567 $2,748
USAA $2,344 $2,513 $2,692

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Find Cheap Thomson, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Thomson. Compare auto insurance rates in Thomson, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Thomson, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,680 $4,680
American Family $3,513 $3,605
Farmers $4,019 $4,019
GEICO $2,338 $2,425
Liberty Mutual $1,970 $1,970
Nationwide $2,176 $2,176
Progressive $3,085 $3,085
State Farm $2,105 $2,212
Travelers $2,470 $2,672
USAA $2,446 $2,587

Find Cheap Thomson, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Thomson, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Thomson, IL, take a look at the average cost for various violations versus rates for a clean driving record in Thomson.

Annual Thomson, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,344 $5,681 $5,298 $4,396
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,391 $4,370 $4,261 $4,055
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,647 $2,323 $2,047 $1,865
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,553 $3,740 $2,821 $3,224
State Farm $1,982 $2,335 $2,158 $2,158
Travelers $2,040 $2,683 $3,000 $2,560
USAA $1,794 $2,581 $3,528 $2,162

Find Cheap Thomson, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Thomson, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Thomson for less when you shop around and compare rates from multiple Thomson, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Thomson, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,298
American Family $4,933
Farmers $4,261
GEICO $3,243
Liberty Mutual $2,047
Nationwide $2,660
Progressive $2,821
State Farm $2,158
Travelers $3,000
USAA $3,528

Winners by Category: Where to Buy Cheap Auto Insurance in Thomson, IL

Compare rates from the cheapest auto insurance companies in Thomson, IL for your needs. Take a look at how Thomson, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Thomson, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Thomson, Illinois Auto Insurance Companies

If you’re looking for the cheapest Thomson, IL auto insurance companies overall, you can compare them here. Find the best price for Thomson, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Thomson, Illinois

Insurance Company Average Annual Rates
Allstate $4,680
American Family $3,559
Farmers $4,019
GEICO $2,382
Liberty Mutual $1,970
Nationwide $2,176
Progressive $3,085
State Farm $2,158
Travelers $2,571
USAA $2,516

What affects Thomson, Illinois auto insurance rates?

Local factors affect auto insurance rates in Thomson, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Thomson auto insurance rates.

Commute Times in Thomson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Thomson, IL is 24.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Thomson, IL

You can buy cheap Thomson, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Thomson, Illinois auto insurance quotes from top companies.

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