Buy Cheap Theresa, NY Auto Insurance (2022)

Theresa, NY auto insurance rates average $245 a month. Minimum auto insurance requirements in Theresa, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Theresa, NY, compare Theresa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Theresa, NY after a DUI are $3,875/year
  • The most expensive auto insurance company in Theresa after a DUI is Liberty Mutual
  • Average auto insurance rates in Theresa, NY are $245/month

Finding affordable Theresa, New York auto insurance can be challenging, but everything you need to know to buy cheap Theresa, NY auto insurance with confidence is right here. Auto insurance rates in Theresa are affected by local factors as well as personal ones like your driving record.

See how Theresa, NY car insurance rates compare to Mount Vernon auto insurance rates, Utica auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Theresa.

Don’t buy Theresa, NY auto insurance until you’ve compared rates. Get free Theresa, New York auto insurance quotes when you enter your ZIP code above.

Theresa, NY Minimum Auto Insurance Requirements

The required auto insurance in Theresa, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Theresa, New York is outlined here.

Minimum Required Auto Insurance Coverage in Theresa, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Theresa, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Theresa, NY. Take a look at Theresa, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Theresa, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,862 $2,018 $1,485
State Farm $4,241 $2,660 $2,112
Travelers $4,762 $3,025 $2,635
USAA $3,314 $1,686 $1,497

Buy Cheap Theresa, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Theresa, New York auto insurance rates? Find out how car insurance rates in Theresa, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Theresa, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,486 $1,400 $1,202 $1,219 $4,977 $5,556 $1,920 $1,882
State Farm $1,890 $1,890 $1,644 $1,644 $5,529 $7,159 $2,073 $2,206
Travelers $2,511 $2,528 $2,285 $2,448 $5,769 $6,809 $2,665 $2,775
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

Buy Cheap Theresa, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Theresa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Theresa, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Theresa, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $4,977 $5,556
State Farm $5,529 $7,159
Travelers $5,769 $6,809
USAA $4,548 $5,410

Buy Cheap Theresa, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Theresa, New York by comparing Theresa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Theresa, NY here.

Annual Auto Insurance Rates for Senior Drivers in Theresa, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,202 $1,219
State Farm $1,644 $1,644
Travelers $2,285 $2,448
USAA $1,040 $1,037

Find Cheap Auto Insurance Rates in Theresa, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Theresa, New York auto insurance. Compare Theresa, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Theresa, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,337 $2,443 $2,585
State Farm $2,855 $3,021 $3,137
Travelers $3,327 $3,448 $3,647
USAA $2,107 $2,156 $2,234

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Find Cheap Theresa, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Theresa. Compare auto insurance rates in Theresa, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Theresa, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,455 $2,455
State Farm $2,901 $3,108
Travelers $3,474 $3,474
USAA $2,144 $2,187

Find Cheap Theresa, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Theresa, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Theresa, NY, take a look at the average cost for various violations versus rates for a clean driving record in Theresa.

Annual Theresa, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,390 $2,390 $2,638 $2,404
State Farm $2,865 $2,865 $3,144 $3,144
Travelers $2,975 $3,706 $3,760 $3,454
USAA $1,923 $1,954 $2,831 $1,954

Find Cheap Theresa, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Theresa, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Theresa for less when you shop around and compare rates from multiple Theresa, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Theresa, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,638
State Farm $3,144
Travelers $3,760
USAA $2,831

Winners by Category: Where to Buy Cheap Auto Insurance in Theresa, NY

Compare rates from the cheapest auto insurance companies in Theresa, NY for your needs. Take a look at how Theresa, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Theresa, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Theresa, New York Auto Insurance Companies

If you’re looking for the cheapest Theresa, NY auto insurance companies overall, you can compare them here. Find the best price for Theresa, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Theresa, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,455
State Farm $3,004
Travelers $3,474
USAA $2,166

What affects Theresa, New York auto insurance rates?

Local factors affect auto insurance rates in Theresa, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Theresa auto insurance rates.

Commute Times in Theresa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Theresa, NY is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Theresa, NY

You can buy cheap Theresa, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Theresa, New York auto insurance quotes from top companies.

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